Team LaTorre

04/29/2026

5.0 star review received on Experience.com for Joseph Latorre by Marta L - Joseph is very knowledgeable, courteous, professional and has a Heart of Gold. He is your guy if you are looking for someone with integrity he is your guy.

Click to see all 24 reviews of Joseph Latorre at CrossCountry Mortgage, Loan Originator | NMLS #1015189

07/11/2025

Here's how to change a 7% 30 year fixed to a 5.25% Annual Percentage rate.

06/26/2025

Homebuyers and Homeowners,

How would you like to earn over $13,500
toward your down payment...
Just for completing a simple online course?

The Sunny Savings Program, powered by Team LaTorre and CrossCountry Mortgage makes that possible.

For completing a 6-hour, self-paced course...
homebuyers receive up to $13,500
in down payment and closing cost assistance or can use the money to buy a new car or take a vacation.

✅ No second mortgage.
✅ No income limits.
✅ And solar energy savings are included —

This isn’t a gimmick.
It’s part of a national research program
designed to help people just like you
build real, lasting financial stability
through homeownership.

Whether you’re buying your first home...
or making a fresh start...
I’m here to walk you through it —
every step of the way.

This program has
NO First Time Homebuyer Requirement and
NO Income Limits, and
CAN be used to refinance homes as well.

DM or Text Me with SUNNY at (949) 981-2017, to start your Journey on the Sunny Savings Program Today.

06/17/2025

Steven Thomas, my favorite real estate expert, is stating Southern CA has transitioned to a buyer's market. Check out his video below for more informtion on the current market advantages (for buyers) and disadvantages (for sellers). No, he is not forecasting a crash or anything like that.

Housing has transitioned to a Buyer’s Market as the supply grows and demand remains flat. Where is housing headed from here? What will happen to home values?...

06/17/2025

The best buyer conditions we have seen in many many years. This makes it the a great time to use downpayment assistance. We may potentially even be able to get your deposit refunded. Ask me how.

FHA and VA loans are becoming more common as the housing market tilts toward buyers. Just over 15% of mortgaged homebuyers use an FHA loan, and just over 7% use a VA loan, up from last year.

06/09/2025

Gasoline going up $.67 per gallon July 1st. California, this is what we get for voting DemoCrap! Votes have consquences. Novemeber 3, 2026, we make sure our Elected officials understand that reality.

The California State Senate on Wednesday voted against a bill that would repeal a proposed 65-cent gas price hike.

04/16/2025

Realtor Partners:

PLEASE TAKE NOTE OF THIS LIST:

These are the companies that will steer your client to an in-house Realtor. Let's do what we can to put them out business by educating our clients that when you work with these companies your nothing more than a number, and that the companies below, will be extremely lacking in helping to get their offer accepted.

When you work with Team LaTorre, the client adds the ability to close in 10 days close with $300 per diem for days over, as well as the LENDER paid $5,000 gurantee for loan performance.

In house Down Payment Assistance programs.
The fastest growing Flex loan lender in the entre Country for the Self-Employed, and asset qualification deals.

It's the best buyer market we have seen since December 2022. It's our duty to educate our clients and bring them home with this amazing opportunity! Passion week my friends! Let's do this!

Rocket Mortgage
Refin
Zillow
loanDepot
SoFi
Navy Federal
SIRVA
Mr. Cooper
Golden 1 Credit
Newrez
USC Credit Union
Union Plus Real Estate Rewards
Mutual of Omaha Mortgage
Alliant Credit Union's
GEICO Credit Union

04/16/2025

5.0 star review received on Experience.com for Joseph LaTorre II by Richard H - Joseph provides amazing professional service with great kindness!

Click to see all 23 reviews of Joseph LaTorre II at CrossCountry Mortgage, Loan Originator | NMLS #1015189

04/02/2025

5.0 star review received on Experience.com for Joseph LaTorre II at CrossCountry Mortgage by Ken A D S - I submitted an online inquiry regarding refinancing my mother's house. Joseph called, and an hour later I had shared more with him than with some family members; he made me feel that comfortable. Some time later when my husband and I were looking for a house, we contacted Joseph. He made the purchase literally painless. We were amazed! Any bumps in the road—Joseph said, "Don't worry, I've got it"—and he did! I never imagined buying a home could be so effortless! Joseph is a man of his word, easy to talk to, and readily available whenever we need(ed) him! Joseph is now our go-to guy for all things real estate and more! We are so happy to have met him!

Click to see all 22 reviews of Joseph LaTorre II at CrossCountry Mortgage, Loan Originator | NMLS #1015189