SnapFi - Home Buying & Low Mortgage Rates

09/26/2023

5-stars ⭐️⭐️⭐️⭐️⭐️ on Zillow!

Check us out on Zillow and confirm for yourself why more people turn to our Mortgage Advisors for guidance and sensible advice in the current turbulent real estate market.

https://www.zillow.com/lender-profile/snapfi/

Are you ready to buy or refinance your current loan?
Call 📞 us: 800 816 5626

Text 💬 us: (408) 754-3861

Or Get Started: https://myloan.snapfi.com/ #/milestones

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For Licensing Information, Visit snapfi.com/state-licensing

01/30/2023

2023 Conforming, FHA, & VA California Loan Limits By County | Snapfi

01/02/2023

Did you know?
http://getmyrate.snapfi.com

According to a recent study, up there with eating healthier AND spend more time with family and friends, FINANCIAL resolutions make up the top 3 list... most common financial resolutions are:

• SAVE more, create an emergency fund
• OWN a home instead of renting
• REDUCE personal / discretionary expenses

Are you ready to make home ownership a reality in 2023?
http://homefinder.snapfi.com

Take 5 mins to get started and let's create a plan together to achieve your goal!
https://myloan.snapfi.com/milestones

12/22/2022

RATES HIT LOWEST POINT SINCE MID-SEPTEMBER
👉 http://getmyrate.snapfi.com

Contrary to what most experts expected, rates DID NOT go up based on the Federal Reserve's 0.5% rate increase announcement last week.

Many speculate the Holiday and end-of-year season, which is typically low in home-buying demand, are keeping rates artificially low temporarily... or the overall macro economic indicators do not support mortgage rates going up.

Regardless of the cause, this is a great opportunity for pre-approved buyers to buy a home at a discount while keeping their payment lower as compared to rates in the last 3 months.

Primary Mortgage Market Survey® by FreddieMac
U.S. weekly averages as of 12/22/2022
30-Yr FRM 6.27%
15-Yr FRM 5.69%
http://getmyrate.snapfi.com

"The 30-Year Fixed-Rate Mortgage Continues to Trend Down
December 22, 2022
Heading into the holidays, mortgage rates continued to move down. Rates have declined significantly over the past six weeks, which is helpful for potential homebuyers, but new data indicates homeowners are hesitant to list their homes. Many of those homeowners are carefully weighing their options as more than two-thirds of current homeowners have a fixed mortgage rate of below four percent."

12/15/2022

FED RESERVE KEEPS INCREASING THEIR RATE
http://homefinder.snapfi.com

All in all, it's still a buyer's market. If you are pre-approved and can afford to buy a home, you have leverage!

GET PRE-APPROVED:
https://myloan.snapfi.com/ #/milestones

Let's help you buy a home!
http://homefinder.snapfi.com
OR
http://getmyrate.snapfi.com
OR
Give us a call at
📞 (800) 816-5626 ☎️
to speak to a live loan expert now!

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For Licensing Information, Visit snapfi.com/state-licensing

12/08/2022

He makes the good money... so why is he selling this beauty?
http://homefinder.snapfi.com

The Answer:
To buy a better/bigger home in the same Bay Area exclusive town.

The NBA star purchased the contemporary home in June of 2019

12/06/2022

AVOID MARKETING & CREDIT OFFERS
http://homefinder.snapfi.com

So you started considering home ownership... and you get pre-qualified by an online lender. GREAT!

Suddenly, you start getting calls and mailers from strangers and companies you have NEVER contacted before.

Ahh, welcome to Credit Bureaus' hell! They sell your information to other companies to make money off of your intent to buy a house.

FORTUNATELY, the government forced the credit bureaus to offer a way to avoid these... by opting out of marketing and credit offers for 5 years, or even permanently.

How to avoid those? Follow the link in this article:

How to Avoid Unwanted Prescreened Credit & Insurance Offers | Snapfi

11/30/2022

NEW CONFORMING MAX LIMIT ANNOUNCED
http://homefinder.snapfi.com

The Federal Housing Finance Agency JUST announced that the conforming loan limit for one-unit residences in 2023 will increase to $726,200.
http://getmyrate.snapfi.com

This is great news for home buyers that need more wiggle room in their loan to buy that house of their dreams.
http://homefinder.snapfi.com

The new ceiling loan limit for one-unit properties in high cost areas will be $1,089,300, which is 150 percent of $726,200.
http://getmyrate.snapfi.com

11/23/2022

Guess the city or Zip code...
HINT: city name starts with an A and ends with an N and is in San Mateo county.
http://homefinder.snapfi.com

It’s home to tech billionaires and sports superstars. So perhaps it’s not surprising that for the sixth straight year, this Bay Area enclave has laid claim to the most expensive house p…

11/21/2022

HAPPY THANKSGIVING TO ALL!

From our SnapFi family table to yours, wishes of family harmony and fun together for all.

A house is not a home... without family sharing beautiful moments together.
http://homefinder.snapfi.com

11/08/2022

TODAY: VOTE!
Good news is... no more political ads.
Bad news is... we have an economy to stabilize.

Consider voting for candidates that are committed to policies that accelerate construction of new homes, make homes more affordable, and provide programs for responsible first time home buyers.

Let's help you buy a home!
http://homefinder.snapfi.com
OR
http://getmyrate.snapfi.com
OR
Give us a call at
📞 (800) 816-5626 ☎️
to speak to a live loan expert now!

——
For Licensing Information, Visit snapfi.com/state-licensing

11/07/2022

Happy Monday! 🤩

Yes, many reasons to feel down...
* high rates
* political bickering during elections
* economy

But we also have many reasons to be optimistic:
* Real estate inventory on the rise across practically every market
* Houses sold at a discount
* No bidding wars!
* More programs available for down payment assistance.

Let's help you buy a home at a discount!
http://homefinder.snapfi.com
OR
http://getmyrate.snapfi.com
OR
Give us a call at
📞☎️ (800) 816-5626
to speak to a live loan expert now!
——
For Licensing Information, Visit snapfi.com/state-licensing