Loan On Time

Loan On Time SVI Group Inc. DBA
Loan On Time
R We offer Home Mortgage, Equity Line, and FHA Loan Services.

We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales and listings! Contact us today for more details (408) 781-8898
Located in San Jose California. DRE # 01778696 / NMLS # 298069

06/23/2025

The Fed Signals Rate Cuts! Bowman Opens Door to July Cut for the First Time, Mortgage Rates May Be at a Turning Point

1. Rare Shift from a Hawkish Official:
Federal Reserve Governor Michelle Bowman, previously seen as one of the most hawkish members, has for the first time openly supported a rate cut in July if inflation continues to improve. This marks a significant policy shift within the Fed.

2. Bond Market Reacts Quickly:
The market responded swiftly. The 10-year U.S. Treasury yield dropped to 4.32%, hitting a near three-month low. Mortgage-backed securities (MBS) prices rose accordingly, as the market began to price in expectations of a rate cut.

3. Mortgage Rates Expected to Drop:
Industry analysts predict that if a July rate cut occurs as expected, the current 6.8% rate on 30-year fixed mortgages could fall by 25–50 basis points, significantly reducing monthly payments for homebuyers.

04/08/2022

Here's a look at what experts say you can expect this spring 1. Mortgage Rates Will Climb The Federal Reserve raising short-term rates and signaling further increases means mortgage rates should continue to rise over the course of the year. If you're a first-time buyer or a seller thinking of moving...

12/21/2021

Mortgage Rates Projected To Rise in 2022 As a buyer, your interest rate directly impacts how much you'll pay on your monthly mortgage when you purchase a home. Rates are beginning to rise, and experts forecast they'll continue going up in 2022 (see graph below): As the graph shows, mortgage rates ar...

08/30/2021

If you're trying to decide whether or not to sell your house, this is the time to think seriously about making a move. Fannie Mae's recent Home Purchase Sentiment Index (HPSI) reveals the number of respondents who say it's a good time to sell is higher now than it was over the past few summers (see....

08/18/2021

In the current sellers' market many homeowners wonder, what if anything needs to be remodeled before they list their house. That's where a trusted real estate professional comes in. They can help you think through today's market conditions and how they impact what you should – and shouldn't – re...

08/10/2021

Home prices continue to rise as we move through the summer, and that's good news for sellers who are looking to maximize their home's potential. If you're on the fence about whether to list your house now or later, the question you should really ask is: will this price appreciation last? Here's what...

07/28/2021

If you're a prospective buyer or seller, it's important to understand the current real estate market conditions and how they affect you. The Counselors of Real Estate (CRE) just released its Top Ten Issues Affecting Real Estate report. Here are three hot topics from the list and how they impact toda...

07/14/2021

While the housing market forecast for the second half of the year remains positive, there may not be a better time to sell than right now. Here are four things to consider if you're trying to decide if now's the right time to make a move. 1. Your House Will Likely Sell Quickly According to the most....

07/12/2021

In today's real estate market, low inventory and high demand are driving up home prices. As many as 54% of homes are getting offers over the listing price, based on the latest Realtors Confidence Index from the National Association of Realtors (NAR). Shawn Telford, Chief Appraiser at CoreLogic, elab...

06/09/2021

Why You May Want To Cash In On Your Second Home

06/01/2021

Why Waiting To Buy A Home Could Cost You A Small Fortune

Address

1735 N. First Street, Suite 304
San Jose, CA
95112

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Website

Alerts

Be the first to know and let us send you an email when Loan On Time posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Loan On Time:

Shortcuts

Share

Category