JD Van Nest & Associates Insurance Services

JD Van Nest & Associates Insurance Services J.D. Van Nest & Associates is a small business providing benefit related insurance services to other small business people.

We focus on employers of two to fifty employees so we can provide cost effective, cutting edge products, and specific services in enrollments, education and HR compliance issues. Responsive - We are available day or night. When an employee has an issue of getting there child to a facility, or a prescription, we are available by cell day and night. Experts in the latest trends impacting small busin

ess people
Professionals who treat our customers like customers, aiming to surprise and delight. Building programs that will help small business people retain their most valuable assets, employees. Most important we help to educate and enlighten employees of the high cost of health care and to appreciate the benefits received. Serving small business people with at least two employees

J.D. Van Nest has been in business in the SF bay area for over thirty years and lived in the South San Francisco Bay Area his entire life. His friends and customers call him Dave. Our company is based on the belief that our customers' needs are of the utmost importance. Our entire team is committed to meeting those needs. As a result, a high percentage of our business is from repeat customers and referrals. We welcome the opportunity to earn your trust and deliver you the best service in the industry.

“Do what you can, with what you have, where you are.” ― Theodore Roosevelt
06/16/2023

“Do what you can, with what you have, where you are.” ― Theodore Roosevelt

Fast Fact: Coinsurance is the percentage of the costs of a covered health care service or prescription drug you pay afte...
06/15/2023

Fast Fact: Coinsurance is the percentage of the costs of a covered health care service or prescription drug you pay after you've paid your deductible. You pay 100 percent of the full allowed amount until you meet your deductible.

A “Participating Provider Option (PPO): is a health plan that supplies services at a higher level of benefits when membe...
06/14/2023

A “Participating Provider Option (PPO): is a health plan that supplies services at a higher level of benefits when members use contracted health care providers. PPOs also provide coverage for services rendered by health care providers who are not part of the PPO network; however, the plan member generally shares a greater portion of the cost for such services.

A health reimbursement arrangement (HRA) is a tax-advantaged benefit that allows both employees and employers to save on...
06/12/2023

A health reimbursement arrangement (HRA) is a tax-advantaged benefit that allows both employees and employers to save on the cost of health care.

Tact is the art of making a point without making an enemy. Isaac Newton
06/09/2023

Tact is the art of making a point without making an enemy. Isaac Newton

Fast Fact: The percentage of Americans with life insurance is about 52%, including individual and workplace life insuran...
06/08/2023

Fast Fact: The percentage of Americans with life insurance is about 52%, including individual and workplace life insurance, according to LIMRA.

Flexible spending accounts, or FSAs, will allow employers and employees to expand the tax-saving benefits of a premium o...
06/07/2023

Flexible spending accounts, or FSAs, will allow employers and employees to expand the tax-saving benefits of a premium only plan. They also enable companies to provide superior health care benefits, increasing employee satisfaction, and retention.

Fast Fact: If you have a high deductible health insurance plan (a plan with a deductible of at least $1,500 for an indiv...
06/06/2023

Fast Fact: If you have a high deductible health insurance plan (a plan with a deductible of at least $1,500 for an individual or $3,000 for a family), you can add an HSA to pay for medical expenses with pre-tax income.

HSA contributions are tax-deductible and distributions are tax-free (for qualified medical expenses). Traditional IRA di...
06/05/2023

HSA contributions are tax-deductible and distributions are tax-free (for qualified medical expenses). Traditional IRA distributions, on the other hand, are taxable. So it often makes sense to maximize HSA contributions over Traditional IRA contributions.

Never look back unless you are planning to go that way. Henry David Thoreau
06/02/2023

Never look back unless you are planning to go that way. Henry David Thoreau

Health Insurance has become very confusing. Contact us today to review your situation.
06/01/2023

Health Insurance has become very confusing. Contact us today to review your situation.

A Health Savings Account (HSA) is a type of personal savings account you can set up to pay certain health care costs. An...
05/30/2023

A Health Savings Account (HSA) is a type of personal savings account you can set up to pay certain health care costs. An HSA allows you to put money away and withdraw it tax free, as long as you use it for qualified medical expenses, like deductibles, copayments, coinsurance, and more.

Address

1777 Hamilton Avenue Suite 1000
San Jose, CA
95125

Telephone

+14087258777

Website

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