Loans By Emily

Loans By Emily Helping people with all their mortgage needs one loan at a time. Let me work for you in finding the best loan program tailored to your needs.

Serving families in both CA & NV. My job is to help families get into homes one approved loan at a time. I have been licensed in the mortgage industry since 2007 and I can help with all your mortgage needs in both California and Nevada. I have experience with all loan programs available including FHA, 203k, Jumbo, VA, DURP/HARP/Open Access, low Fico, low down payments, etc. As a broker, I have mor

e options and programs available that allow me to shop for the best loan programs for each of my clients. When I'm not working I love to spend time with my husband and 3 kids. We love being outdoors whether it's a backyard BBQ or a day at the beach.

We called Las Vegas home for 5 years and both boys were born there in wonderful new hospitals. The parks are wonderful a...
12/03/2022

We called Las Vegas home for 5 years and both boys were born there in wonderful new hospitals. The parks are wonderful as well. There is great shopping, great restaurants and new neighborhoods. Get pre-approved today and make the move!

12/01/2022

The U.S. Federal Housing Finance Agency (FHFA) said on Tuesday the conforming loan limit values (CLLs) for mortgages to be acquired by Fannie Mae and Freddie Mac in 2023 for one-unit properties will be $726,200 in most of the country.

Lets make a move friends.
11/04/2022

Lets make a move friends.

ATTENTION ALL!
HUGE NEWS FROM FANNIE MAE AND FREDDIE MAC!

They are removing loan level price adjustments, that impact borrowers interest rates on their affordable products including the HomeReady and HomePossible and Freddie BorrowSmart.

Time to take advantage of this! Let's get your buyers into a house under these programs. The BorrowSmart program gives the borrower up to $2500 in lender credit toward closing costs based on meeting program parameters.

We can combine this great news with putting borrowers on a temporary 2-1 buydown with some seller credit or a permanent rate buydown.

Send us your borrowers today so we can see how they can qualify for and become homeowners and stop paying their landlord's mortgage. Borrowers, you are also in a prime position with the partnership of a great realtor who can help negotiate some seller credit to keep your out-of-pocket costs even lower.

Visit our website to email and reach anyone of our amazing team members at www.newheightslending.com. We look forward to being your lender for life and go on that journey with you!

11/01/2022

Well if the shoe fitsπŸ˜†πŸ˜‚πŸ˜πŸ€£πŸ€£πŸ€£πŸ€£

11/29/2021

Are today's Jumbo Loan requirements and rates keeping you from getting into your new home? Help is on the way. I'm working with a lender who is honoring 2022 conforming loan limits. We can now do conforming loans up to $937500. This is up from the 2021 loan limit of $822375. With at least a 680 FICO, this puts you at $1,041,666 purchase price with only 10% down. See the list of eligible counties in the comments below.

Need a competitive Jumbo rate? My quotes are free! Let me know if I can help.

11/29/2021

Still on the fence about refinancing? Maybe you just refinanced over the summer? Did you know you don't have to get a 30 year term again. I can show you a 29, 28 or any amount of years you want to pay. I can also show you how lowering your interest rate and making the same payments you've been making can knock years off your mortgage.

I also have programs for 15% down on investment properties.

Let me know if you have any questions. I'm here to help and my advice is free :)

10/05/2021

Still haven't taken advantage of today's low LOW interest rates? Call me today and I can give you a quote in 5 minutes on how much you will save on a refinance. In the market to buy a new home? Most of my pre-approvals are within 24 hours of receiving all your loan documents. Let's close your loan before the holidays!!!!

10/05/2021

We are closing loans so scary fast, you could be in your new home by Halloween!

09/13/2019

Matterport 3D Showcase

06/26/2019

Great and rare opportunity to own a generous, beautifully updated 3 bedroom, 2.5 bath Townhome with attached over sized 2 car garage in Evergreen! Features finely updated bathrooms, soaking tub, new dual pane windows & sliding glass door, Updated kitchen with granite counters & newer stainless appli...

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San Jose, CA
95153

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