Jana Lozovanu, Loan Officer

Jana Lozovanu, Loan Officer Loan Officer NMLS # 2226979
Loan Factory, Inc NMLS # 320841 COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
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The Views Expressed are my own and do not necessarily reflect those of American Loan Factory, Inc
Company ID # 320841
Company Name: Loan Factory, Inc. Company Main Address 2195 Tully Road San Jose, California 95122

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXA

S DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Ready for your dream home but haven't sold your current one yet? 🤔 A bridge loan might be the perfect solution to help y...
06/12/2026

Ready for your dream home but haven't sold your current one yet? 🤔 A bridge loan might be the perfect solution to help you transition smoothly. This short-term financing can unlock your home's equity, making your next move a reality.

Let's explore if a bridge loan fits your unique situation and plan your exciting next chapter.

Bridge loans are subject to qualification, underwriting review, and program guidelines. Not all borrowers will qualify.

Jana Lozovanu | NMLS #2226979
Loan Factory | NMLS #320841

Did you know your primary residence could be more than just a home? Life brings changes, and your property can become a ...
06/09/2026

Did you know your primary residence could be more than just a home? Life brings changes, and your property can become a powerful tool in your long-term financial plan.

Thinking ahead opens up new possibilities! Let's explore how smart homeownership works for you. 🏡



Jana Lozovanu | NMLS #2226979
Loan Factory | NMLS #320841

Dreaming of your first home? It might be closer than you think! 🏡 FHA loans can open doors for qualified buyers, often w...
06/08/2026

Dreaming of your first home? It might be closer than you think! 🏡 FHA loans can open doors for qualified buyers, often with flexible requirements and down payment options. Let's explore if an FHA loan is the right path for your homeownership journey. Send us a message to learn more!



Jana Lozovanu | NMLS #2226979
Loan Factory | NMLS #320841

Ready to conquer your homeownership goals? 🏡 Pre-approvals are a key step, and understanding them is crucial! Lenders lo...
06/05/2026

Ready to conquer your homeownership goals? 🏡 Pre-approvals are a key step, and understanding them is crucial! Lenders look at income, job stability, credit history, and your savings to assess loan eligibility.

Did you nail the quiz? Let us know your answer in the comments! 👇 Want to know what documents are commonly needed to get pre-approved? Send us a message – we're here to help you navigate the process.

Pre-approval is subject to lender review and verification of borrower information. Loan approval is not guaranteed. Program guidelines apply.

Jana Lozovanu | NMLS #2226979
Loan Factory | NMLS #320841

Your VA Home Loan benefit is ready to serve you! 🏡 You've earned these advantages, and VA loans offer flexible credit op...
06/04/2026

Your VA Home Loan benefit is ready to serve you! 🏡 You've earned these advantages, and VA loans offer flexible credit options, great interest rates, and often, no down payment requirement. Let's explore your eligibility and get you closer to homeownership. Contact us to learn more!

Jana Lozovanu | NMLS #2226979
Loan Factory | NMLS #320841

Myth Buster Monday! 🏡 Think a 30-year mortgage means you're locked in for three decades? Not necessarily! A mortgage ter...
06/03/2026

Myth Buster Monday! 🏡 Think a 30-year mortgage means you're locked in for three decades? Not necessarily! A mortgage term is just a repayment schedule. Many homeowners pay off their loans faster with extra payments or by selling. The right loan structure depends on your financial goals and plans.

Curious about which mortgage term best fits your lifestyle? Let's chat and create a personalized strategy for you!

Jana Lozovanu | NMLS #2226979
Loan Factory | NMLS #320841

Your home is where your dreams take shape! Imagine creating a kitchen perfect for entertaining or a living room that's y...
06/02/2026

Your home is where your dreams take shape! Imagine creating a kitchen perfect for entertaining or a living room that's your ultimate cozy retreat. Owning your home unlocks the freedom to design a space that truly reflects your life.

Ready to turn those homeownership dreams into reality? Let's chat about how we can help you get there.



Jana Lozovanu | NMLS #2226979
Loan Factory | NMLS #320841

Myth busted! 💥 Thinking your monthly mortgage payment is the only number that matters? Think again!While it's a key part...
06/01/2026

Myth busted! 💥 Thinking your monthly mortgage payment is the only number that matters? Think again!

While it's a key part of the puzzle, don't forget to consider things like loan term, total interest paid over time, and how different loan programs might fit your long-term financial picture and future plans. Your mortgage should align with your homeownership aspirations, not just your monthly budget.

Curious about your mortgage options? Let's chat and explore a strategy that works for your unique goals.

Jana Lozovanu | NMLS #2226979
Loan Factory | NMLS #320841

Ready to turn your financial aspirations into reality? 🏡 Whether you're dreaming of homeownership, exploring real estate...
05/29/2026

Ready to turn your financial aspirations into reality? 🏡 Whether you're dreaming of homeownership, exploring real estate investments, or building a stronger financial future, a solid strategy is your first step. Let's work together to understand your options, set achievable goals, and seize opportunities with confidence. Send me a message today to discuss your next move!

Jana Lozovanu | NMLS #2226979
Loan Factory | NMLS #320841

Address

2195 Tully Road
San Jose, CA
95122

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18323703336

Website

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