James Williams, Licensed Agent with New York Life

04/26/2023

Will Social Security run out? The short answer is “yes”. If Congress doesn't make changes to Social Security by 2035, your benefits may be reduced. Here’s what you need to know about the status of Social Security now, how it may affect your retirement, and what you can do about it.

https://yhoo.it/3HigCOZ

If you have additional questions about reaching your retirement goals, please feel free to contact me.

04/19/2023

Time to get your debt under control. Managing your debt can be a real challenge. Debt consolidation is one effective way to wrangle your debt and there may be other options available, depending on your circumstances. This article has everything you need to know about debt consolidation, some alternatives, and how to get started.

https://money.usnews.com/loans/personal-loans/articles/what-is-debt-consolidation-and-how-to-do-it

If you have any additional questions about debt and taking control of your finances, please contact me.

03/29/2023

When it comes to retirement, how do people really feel? Do they want to retire early, later, or not at all? Find some interesting answers in this 2023 Harris Poll survey asking thousands of Americans how they feel about their retirement:
https://bit.ly/3KjHMXP
Do you have more retirement questions? Please reach out to me. New York Life Insurance company and its employees do not provide tax or legal advice. Please consult with your tax and legal advisors regarding your personal circumstances. "

Most Americans plan to retire, and those who do plan to retire expect to quit full-time work at age 57, on average, a new NerdWallet survey finds.

03/14/2023

For women, the path to financial security can take different turns, so it’s important to have a guide every step of the way. Reach out and let me help you develop a financial strategy that protects the ones you love while securing your retirement.

Find out how New York Life can help women take control of their finances. We provide financial planning for women to achieve independence.

03/13/2023

Can life insurance be used as a generational wealth-transfer tool? R. Matthew Pate, JD, LLM, Corporate Vice President, New York Life Insurance Company explains why it may be one of the most effective and simplest ways to ensure you leave a legacy for future generations. https://nyl.co/3Llas3y

03/13/2023

Losing an hour of sleep to can be annoying, but losing out on the benefits long-term insurance can provide can be bad for your financial health. Learn how converting from term to whole life insurance can help you rest easier every day.

The option to convert a term policy to whole can be very valuable. Learn from New York Life about the opportunity that convertible term life insurance provides.

03/10/2023

If you're like most millennials, overwhelming debt, including student loans, can be a roadblock to your financial freedom. This learn what you can do to eliminate debt, and reach out for more tips on achieving financial security.

These 6 debt payoff strategies for millennials from New York Life are designed to help young people keep their head above water and avoid crippling debt.

02/27/2023

From Valentine's Day to American Heart Month, February is the perfect time to focus on your heart. Show your loved ones how much you care for them by taking care of yourself.

Being prepared looks different across all phases of life. Understand what people like you typically consider when making their plans.

02/27/2023

Life is always busy, so I know finding time to prepare for all that lies ahead isn't easy. That's why I'm here to help you make the most of your time. If you've been meaning to get life insurance, read this article and let's talk. Month

When it comes to life insurance, one size doesn't fit all. Compare all of New York Life's insurance plans and find the right one for your financial needs.

02/25/2023

Love is one of the main reasons why people buy life insurance. Whether you love your spouse or partner, your children or grandchildren, your parents or a favorite charity, life insurance is for anyone who loves.

02/24/2023

With inflation rising, now's a good time to make your portfolio more inflation-proof. Learn more. http://www.eaglestrategies.com/public_files/Inflation_Fact_Sheet_-_Eagle_-_final1.pdf

02/23/2023

Do you know that inheriting assets can be more tax-efficient for loved ones than receiving gifts? Familiarize yourself.http://www.eaglestrategies.com/public_files/Planning-Essentials-A-Step-Up-in-Basis-and-Why-it-Matters-in-Estate-Planning-Eagle-Final1.pdf