Henry Dang - Realtor

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07/10/2025

How the “Big Beautiful Tax Bill” Affects Real Estate & Mortgages

Signed into law on July 4th, the “Big Beautiful Tax Bill” brings meaningful changes to the housing and mortgage landscape—especially for high-cost markets like the San Francisco Bay Area. One of the biggest wins for homeowners is the increase in the SALT deduction cap from $10,000 to $40,000 for households earning under $500K, which restores significant tax relief for buyers in high-tax states like California. The bill also makes mortgage insurance deductions permanent, helping first-time buyers lower their taxable income and potentially qualify for larger loans. On the investment side, extended bonus depreciation and full interest deductibility for rental properties make real estate more attractive to investors, even in a higher-rate environment. While the $750K mortgage interest deduction cap remains unchanged, the broader changes are expected to boost buyer demand, support housing prices, and keep DSCR and commercial loan activity strong.

Henry Dang
Realtor / Loan Officer
DRE # 02121770 | NMLS # 2669303
(408) 754-6666
[email protected]

Congrats to another client of Henry for closing a nice house in Evergreen neighborhood!Henry DangLoan Officer / RealtorN...
07/01/2025

Congrats to another client of Henry for closing a nice house in Evergreen neighborhood!
Henry Dang
Loan Officer / Realtor
NMLS # 2669303 | DRE # 02121770

Buyers backing out of deals nationwide but in the Bay Area it shows differently:- San Jose & San Francisco metros: Lowes...
10/01/2023

Buyers backing out of deals nationwide but in the Bay Area it shows differently:

- San Jose & San Francisco metros: Lowest with ~ 6%

- Texas & Florida are the worst:
Houston, TX: 21.5%
San Antonio: 23%
Jacksonville, FL: 26.6%

As the old saying goes "The best times to buy a house are right now and 20 years ago."
07/06/2023

As the old saying goes "The best times to buy a house are right now and 20 years ago."

07/04/2023

Happy 4th of July everyone! Around the Bay Area today for rental market:

Rent dipped nationally in May 2023 but what's about Bay Area?

Compared to May 2022 median asking rent prices fell 4% for San Francicso-Oakland-Hayward region from $2,963/month to $2,844/month while San Jose - Santa Clara - Sunnyvale region increased 1% from $3,314/month to $3,347/month

The San Jose region has the highest median rent in May out of all 50 metros. According to platform Zumper, San Jose is the sixth most expensive city in the country for a one-bedroom unit.

This week Santa Clara County all houses activity & current average rates.For buyers, willing to continue to wait? Why no...
07/01/2023

This week Santa Clara County all houses activity & current average rates.
For buyers, willing to continue to wait? Why not buy now and if
- Rate up: you win
- Rate down tremendously: refinance to get good rate + already got the house you like with less competition
For sellers, why wait? current market still good in San Jose & Bay Area given current low inventory data this week.

Another transaction completed. Congrats to my client for the dream home at the heart of Silicon Valley!
12/30/2022

Another transaction completed. Congrats to my client for the dream home at the heart of Silicon Valley!

SOLD at $1.2M. More than $200K above asking price. Work with team Henry to get top dollar for your house!
05/28/2022

SOLD at $1.2M. More than $200K above asking price. Work with team Henry to get top dollar for your house!

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San Jose, CA

Telephone

+14087546666

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