Irma Ines Quinones at Pruco Securities, LLC

11/12/2024

A new episode of PGIM Market Commentary is here – topics highlighted:
Market rally, rate cut odds, and the resiliency of the economy. 🎧 Listen here: https://bit.ly/pgim-marketcommentary

10/17/2024

It's never too late to start prioritizing your health. Read more here to learn about some healthy habits to bring into your life.

Are you planning on introducing healthy habits into your daily routine? We'll share some with you to try out.

10/15/2024

Planning for retirement has changed drastically over the years as retirement vehicles such as pensions become increasingly less common while costs continue to rise. Make sure you understand these common retirement risks as you determine the right plan for you.

People are living longer and costs keep climbing, increasing the odds that you'll outlive your retirement savings. Here are some tips from a retirement pro to help you prevent that.

10/15/2024

A new episode of PGIM Market Commentary is here – topics highlighted:
Rate cuts, broad disinflation progress, and Q3 earnings season. 🎧 Listen here: https://bit.ly/pgim-marketcommentary

10/13/2024

Creating and maintaining good habits can help aid in living a long and healthy life. Check out these easy tips on how you can begin developing a healthier lifestyle.

This article will explore various home changes you can implement to help you live a healthier lifestyle. Discover more here...

10/12/2024

Prudential Financial is proud to once again be recognized by our peers as one of Fortune’s World’s Most Admired Companies.

10/07/2024

A new episode of PGIM Market Commentary is here – topics highlighted:
Market sentiment, broad inflationary trends, and a resilient labor market. 🎧 Listen here: https://bit.ly/pgim-marketcommentary

10/07/2024

I’m excited to present this financial education webinar on financial challenges for the sandwich generation. Join me and my colleagues on October 15th at 11am ET.

➡️ Space is limited – save your seat: https://bit.ly/3XJk3qB

Financial education seminars are for general education and provided by a Prudential Financial Professional and are not intended to market or sell any specific products or services and are designed to provide general information about the subject matter covered.

10/05/2024

Sleep myths abound. Here are five common suggestions that may not be the best advice for fine-tuning your sleep routine.

Sleep hygiene might look different from what you’ve heard. Experts share examples of sleep advice that miss the mark.

10/01/2024

Nearing retirement is an equally exciting and nerve-wracking time. As you prepare for the next phase in your journey take a look at these tips to help make sure your retirement plans stay on track.
Looking to learn more about the tools that can help you support your retirement plans? Reach out today to discuss: [email protected]

With so many critical decisions to make and lots of opinions to consider, here are some common-sense tips to keep you on track.

10/01/2024

A new episode of PGIM Market Commentary is here – topics highlighted: Incoming economic data, consumer confidence, and concerns over the labor market. 🎧 Listen here: https://bit.ly/pgim-marketcommentary

09/30/2024

Recent findings from Prudential’s “2024 Pulse of the American Retiree Survey” reveal a significant shift in retirement planning. With the decline of traditional pension plans, 55-year-olds are now almost twice as likely to rely on 401(k)s compared to older generations. This demographic reports a median retirement savings of less than $50,000—far below the recommended eight times their annual income.
As financial advisors, it's crucial to address these challenges proactively. Here’s how you can help:

1. Educate on the Importance of Early Savings: Highlight the necessity of starting early to leverage the power of compound interest.
2. Budget for Retirement: Assist clients in understanding their current financial status and how it projects into their retirement plans.
3. Explore Income Streams: With the demise of pension plans, consider introducing your clients to alternatives like income-based annuity products and dividend-paying stocks and bonds to supplement Social Security.

See more insights from Brandon Goldstein, Financial Planner from Prudential Advisors and Dylan Tyson, President of Retirement Strategies - https://bit.ly/planadviser-pru-jun24



Annuities are issued by Pruco Life Insurance Company, Newark, NJ (main office). Pruco Life Insurance Company, a Prudential Financial company, is solely responsible for its own financial condition and contractual obligations.

The reliance on 401(k)s means retirement industry must turn attention to this group about 10 years from the traditional retirement age.