Kathlene Carney Seidel - NEXA Mortgage

Kathlene Carney Seidel - NEXA Mortgage A North Bay native, I'm based in Sonoma County and serve all of California. A broker is your advocate. I work for you, not the bank.

Kathlene Carney, NMLS # 2040727
Based in Sonoma County, serving all of California
Corporate Address:
NEXA Mortgage, LLC, NMLS #: 1660690
5559 S Sossaman Rd
Bldg #1 Ste #101, Mesa, AZ 85212
NEXA Mortgage, LLC is an Equal Housing Lender. Whether you’re buying your first home, upsizing or downsizing, refinancing or remodeling, as your mortgage advisor, I'll get you there. I’ll provide education and

guidance along with outstanding customer service and the best products and rates available. Bankers and direct lenders offer a limited selection of financing options. But NEXA Mortgage is a broker, which allows me to shop over 100 wholesale lenders on your behalf. They will compete to provide the very best loan package for your needs. ABOUT NEXA MORTGAGE:

• A leader in the broker revolution, NEXA Mortgage is the largest brokerage in the country.

• With over 1300 loan officers across the country, NEXA Mortgage funded over $3.6 billion in 2020.

• NEXA Mortgage utilizes cutting-edge technology and dedicated full-service underwriting teams that consistently close loans in an average of 16 days.

• NEXA Mortgage was ranked as a top place to work in Mortgage Professional Magazine.

• NEXA Mortgage is featured regularly in HousingWire, Mortgage Professional Magazine, Mortgage News Daily, and more. Corporate Address: 3100 W Ray Rd STE 201 Office # 209, Chandler AZ 85226
Corporate NMLS #1660690
Company State License - 0944059

09/08/2026

Fall Guides for Buying or Selling a Home

The last months of 2026 are here.. The new Fall Guides walk you through what’s ahead, show you what Fall’s market actually looks like, and give you tips on how to make a smart move before the year ends. Get in touch for your free digital copy today.



Remote Work Could Be Your Affordability AnswerWith remote work, where you live can be your decision instead of your empl...
09/07/2026

Remote Work Could Be Your Affordability Answer

With remote work, where you live can be your decision instead of your employer's. And that puts more affordable places within reach.

Want to explore where that could take you? Let's connect.



For most first-time buyers, the hardest part of buying a home is making the numbers work. You budget, you save, and the finish line still feels far away.

Why Buyers Shouldn't Overlook a Fall MoveOf course, every market moves a little differently. But here's what doesn't cha...
09/06/2026

Why Buyers Shouldn't Overlook a Fall Move

Of course, every market moves a little differently. But here's what doesn't change: Fall consistently buyers. More homes. Lower asking prices. Motivated sellers.

If you’ve been waiting for your search to feel a little more doable, this season may be worth another look.

Let’s have a quick conversation about what's happening in our market and see whether this fall gives you opportunities you may not have had a few months ago.



You've been waiting for something to change before you buy. It just might not be the thing you expected…

Think New Homes Cost More? Not Right Now.New homes may actually cost less than an existing home right now. And that’s op...
09/05/2026

Think New Homes Cost More? Not Right Now.

New homes may actually cost less than an existing home right now. And that’s opening up a window for you to get brand-new for less.

If you want a list of new home communities near you that are currently offering incentives or doing price cuts, let’s connect. That way you have someone in your corner helping you get the best deal possible.



Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards.

Everyone's been watching mortgage rates. But there's another trend buyers shouldn't overlook...Every fall, the housing m...
09/04/2026

Everyone's been watching mortgage rates. But there's another trend buyers shouldn't overlook...

Every fall, the housing market tends to shift.

More homes hit the market. Asking prices often soften. And sellers are usually more willing to negotiate.

Those seasonal changes happen almost every year – and they can make buying a little easier.

Let's talk about whether those same trends are showing up in our local market – and what it means for you.



09/03/2026

Sellers Outnumber Buyers Right Now

Buying soon? You’ve got more pull than you might expect. Right now, there are more sellers than buyers on the market. And that means sellers know they’ll have to give a little to get their house sold. Exactly how much negotiating power you have depends on where you’re looking. So, let’s chat about how much power you have here, then turn it into a set of keys. 



You probably think as a general rule of thumb, brand new homes costs more than existing homes. But right now, that's bac...
09/02/2026

You probably think as a general rule of thumb, brand new homes costs more than existing homes. But right now, that's backwards. This shows just how much.

A newly built home costs about $40k less than an existing one right now. That's because builders are cutting prices and piling on incentives to keep their inventory moving.

And that opens up a window for you to get brand new everything for less than you may expect.

DM me if you want a list of nearby new home communities offering deals like this right now to see if a new build may be in your budget after all.



Do you realize how much pull you have right now as a buyer?There are more sellers than buyers on the market right now. T...
09/01/2026

Do you realize how much pull you have right now as a buyer?

There are more sellers than buyers on the market right now. That means a lot of sellers know they’ll have to compromise a bit to get their house sold, which leaves you room to negotiate on price and terms.

Of course, exactly how much room you have depends on where you’re looking. But more and more markets are trending in favor of buyers, so let’s chat about what’s going on in our area.

Send a DM, and we’ll turn your negotiating power into a set of keys.



Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.Affordability is definitely a challenge, but that...
08/31/2026

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.

If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.



Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

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San Fransisco, CA

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