Steve Bealey, CFP

05/14/2026

Interesting article on the psychology of holding employer stock.

It’s especially relevant right now with how quickly some company stocks have appreciated. In my experience, recognizing the risk is one thing - figuring out how to unwind a concentrated position in a disciplined, tax-aware way is where most people get stuck.

Many experts believe that the key to successful investing is to act rationally and without emotion. Unfortunately, this is much easier said than done, and in many cases we tend to be our own worst enemies.

04/10/2026

Honored to be named to Forbes’ 2026 Best-in-State Wealth Advisors list! Our goal is simple: provide clarity, guidance, and strategies that empower confident financial decisions. This recognition reflects the trust you place in us every day—thank you to our amazing clients and team!
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Get financial guidance in San Francisco, CA from Steve Bealey & balance pursuing tomorrow's dreams with your goals for today.

03/14/2025

If you or your dependents have been in the hospital or had other significant medical or dental expenses, keep the receipts — they could help reduce your tax bill.

03/10/2025

Selling stocks at a loss can offset the taxes you would pay on other investment gains. This strategy is one way to use the tax code to reduce the sting of an investment loss.

03/07/2025

Want to reduce your taxable income? Contribute to your retirement account. This easy, straight forward tax strategy can be used by most workers. Plus, you'll be one step closer to reaching your retirement goals.

03/04/2025

Charitable contributions can be tax deductible, and you don’t have to give cash. Donations of clothes, food, or household items, for example, can lower your tax bill.

02/28/2025

If you have a high-deductible health plan, consider using a Health Savings Account. This account offers tax benefits for today and tomorrow:

1. Contributions offer an immediate tax deduction
2. Earnings grow tax-deferred
3. Withdrawals used to pay qualified medical expenses are tax-free

07/18/2024

“Frankly, we are starting to ask if last week’s CPI data was the ‘wake-up call’ the market needed to begin recognizing the value and opportunity that exists in areas outside of Big Tech.” - Anthony Saglimbene, Ameriprise Chief Market Strategist

Get more expert insights by reading the latest Weekly Market Perspectives.

06/24/2024

Here’s an interesting analysis from Franklin Templeton on the upcoming U.S. elections.

Understand the potential market implications of competing policy outcomes.

05/16/2024

If you earn too much to contribute directly to a Roth IRA, reach out to us for guidance on the appropriate strategy for your situation. We want to help you benefit from this tax-advantaged account.

Roth IRAs are powerful retirement savings accounts.