Ashley Card at Rate NMLS 291630

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Ashley Card at Rate NMLS 291630 Ashley Card NMLS 291630
SVP of Mortgage Lending at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611.

A mortgage company where homebuying meets well-being. Rate combines your home, financial and personal well-being to spark a more balanced life.

09/29/2026

Don’t let the 20% myth stop you. In reality, your down payment may surprise you. I can help you evaluate your options based on your specific circumstances to determine what’s right for you.

Ready to get to the bottom of more mortgage myths?
https://myoc.io/fdX5K0lZabZ/4gwrf



NMLS # 291630

09/24/2026

Buying a home is a team effort. Behind every successful closing is a dedicated group collaborating to achieve the same goal. From you (the buyer) to me (the Loan Officer) and everyone in between, each player takes care of an important role. If you have questions about the homebuying process, I’m happy to discuss them further.

Let’s kick this off together.
https://myoc.io/fdX5K0lZabZ



NMLS # 291630

09/23/2026

Home affordability is about more than just your income. By assessing your expenses, debt, savings and goals, I can help you set a realistic budget that actually works for you.

Ready to see how much home you can afford?
https://myoc.io/fdX5K0lZabZ/mNwE3



NMLS # 291630

09/22/2026

Most buyers only think about saving for their down payment, but that’s only one part of the equation. Closing costs are another upfront payment you should be aware of so you could secure the keys to your new home in confidence.

Curious about what closing costs include and how to plan for them? I’m here to help. Let’s discuss more must-know tips for homebuyers.
https://myoc.io/fdX5K0lZabZ/LktVo



NMLS # 291630

Buyers are still steadily entering contracts, even with mortgage rates higher than a year ago. Pending home sales in spe...
09/18/2026

Buyers are still steadily entering contracts, even with mortgage rates higher than a year ago. Pending home sales in specific markets still show an increase with stronger buying power created by job gains and income growth.

Understanding the market is the first step. Let’s talk about how to make your next move with confidence.
https://myoc.io/fdX5K0lZabZ/fm46Z



NMLS # 291630

Start. Your. Engines. We’re maximizing your buying power with increased conforming loan limits available NOW. Questions?...
09/17/2026

Start. Your. Engines. We’re maximizing your buying power with increased conforming loan limits available NOW.

Questions? Let’s chat.
https://myoc.io/fdX5K0lZabZ

NMLS # 291630

Today’s decision creates new opportunities … as long as you know how to approach the market. A rate increase isn’t neces...
09/17/2026

Today’s decision creates new opportunities … as long as you know how to approach the market. A rate increase isn’t necessarily a bad thing since it could lead to more inventory and less competition. With fewer homebuyers out there, motivated sellers may be more flexible at the offer table.

If you’ve been on the hunt for a new home, let’s talk about how you could use these conditions to your advantage.
https://myoc.io/fdX5K0lZabZ/fbWUk



NMLS # 291630

09/16/2026

Buying a home may be a long-term investment, but it could pay you back over time through equity. While renting may seem like the “easy route,” it may be preventing you from achieving financial goals down the line.

Thinking about putting your money toward something you’ll actually own? Let’s talk about your options.
https://myoc.io/fdX5K0lZabZ/dWe2Z



NMLS # 291630

09/15/2026

You don’t always need to put 20% down. While PMI (Private Mortgage Insurance) is often required on certain loans, it’s also a powerful tool that can help qualified buyers purchase their home sooner, without having to wait and save up for a larger down payment. The more you know, the more options you have.

Ready to expand your homebuying vocabulary?
https://myoc.io/fdX5K0lZabZ/VYQZX



NMLS # 291630

If you’re looking to buy a house, the market is shifting in your favor. Decreased existing-home sales means more invento...
09/10/2026

If you’re looking to buy a house, the market is shifting in your favor. Decreased existing-home sales means more inventory, which creates homebuyers have better opportunities to negotiate.

Let’s talk if you’re looking to head to the offer table with some serious leverage.
https://myoc.io/fdX5K0lZabZ/evu0E



NMLS # 291630

Address

41 Freelon Street
San Francisco, CA
94107

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