Perfect California Insurance

Perfect California Insurance Helping clients create insurance protection based on their lifestyle and business ventures

At Perfect California Insurance Agency we want our clients to invest their time and effort in themselves, their families and their businesses, and leave insurance to us. Our goal was always to take care of our clients in the best way we know how: by offering all lines of insurance. Some of our most popular products:
- Auto Insurance
- Home/Condo/Renters Insurance
- Business Insurance (General liab

ility, business owners, Commercial Auto, Workers Compensation, etc)
- Life Insurance

Phone: (888) 8888-212
web: www.perfectca.com

🫵 Don’t lie on an insurance application.👉It may not seem like a big deal, but doing so can come with unexpected conseque...
08/16/2024

🫵 Don’t lie on an insurance application.

👉It may not seem like a big deal, but doing so can come with unexpected consequences that can impact your and your family’s well-being.

👉Instead, tap into the expertise of your insurance broker to uncover potential discounts and explore other money-saving strategies.

Live well and be protected✌️

🚲 Cycling around the city this summer?👌Your bicycle is likely covered by your Homeowners, Condo, or Renters insurance po...
08/15/2024

🚲 Cycling around the city this summer?

👌Your bicycle is likely covered by your Homeowners, Condo, or Renters insurance policy, which includes coverage for theft or damage and Liability coverage if you cause an accident while riding your bike.

👉Make sure your Home, Condo, or Renters policy has high enough Personal Property, Medical payments, and Liability coverage.

Live well and be protected✌️

👉 Keep your home safe and insurance claim-free with this vacation checklist:✅ Clean the house and fridge and take out th...
08/14/2024

👉 Keep your home safe and insurance claim-free with this vacation checklist:

✅ Clean the house and fridge and take out the trash so as not to invite pests, insects, and foul odors.

✅ Unplug electronics and appliances. This reduces the risk of fire and saves you money.

✅ Turn off the water. If that’s not possible, for example, water is required for irrigation, turn off all valves under sinks, toilets, washing machines, etc. 👉Place water leak detection systems in common problem areas like the water heater, washing machine, kitchen sink, etc.

✅ Make sure all doors and windows are locked and secure.

✅ Hide your valuables.

✅ Time your lights. Sometimes, all it takes is a simple gadget to give the appearance that someone is home.

✅ Have the post office hold your mail or ask a neighbor to take it in.

✅ Park your car in the garage. Ask a neighbor to park in your driveway occasionally so there’s activity at your house.

✅ If you have a home security system, make sure it’s armed before leaving.

✅ Pay bills and set up automatic payments - do not lapse those insurance policies. (smile)

Live well and be protected✌️

🤔 Why is it a good idea to request that your tenant purchase renters insurance?✅ Besides the direct tenants’ benefits, R...
08/13/2024

🤔 Why is it a good idea to request that your tenant purchase renters insurance?

✅ Besides the direct tenants’ benefits, Renters insurance can help protect you, a landlord, against tenant negligence.

✅ Without a Renters policy in place, damage or injury from a gathering gone wrong could become your responsibility.

Live well and be protected✌️

New day. New week. New opportunity.Live well and be protected✌️
08/12/2024

New day. New week. New opportunity.

Live well and be protected✌️

Renting a car 🚘 at the airport to get to your destination 📍after your flight ✈️ was cancelled?🤓 Before purchasing insura...
07/24/2024

Renting a car 🚘 at the airport to get to your destination 📍after your flight ✈️ was cancelled?

🤓 Before purchasing insurance at the rental place - ask your insurance broker if your Auto policy covers a rental car.

Live well and be protected✌️

Leaving California?Go over your insurance policies and adjust accordingly to your situation:✅ First and foremost, change...
07/23/2024

Leaving California?

Go over your insurance policies and adjust accordingly to your situation:

✅ First and foremost, change your mailing address on all California insurance policies to your new address, so you can receive any further communication and refunds.


✅ Auto - if you are taking your car to a new state - get Auto insurance in that state as soon as possible and then cancel your California policy.

✅ Home or Condo - 👉 if you are selling these- cancel insurance once the property is sold! Do not expect your mortgagee to cancel it on your behalf.

✅ Home and Condo - 👉 if you are planning to rent them out - call your California insurance broker to convert your Homeowners or Condo policies into Landlord insurance.

✅ Umbrella insurance - once you are in a new state and are ready to get local Auto insurance, let your insurance broker know that you need an Umbrella policy too. Usually, a true Umbrella policy is tight up with an Auto policy.

✅ Once you have sorted all insurance policies in your new state - have your insurance broker cancel any unneeded California policies.

Live well and be protected ✌️

This is your Monday morning reminder that you can handle whatever this week throws at you.Live well and be protected✌️  ...
07/22/2024

This is your Monday morning reminder that you can handle whatever this week throws at you.

Live well and be protected✌️

Did you know nearly 1,000 home fires each year are accidentally started by a homeowner’s pet?👉 Read these prevention tip...
07/20/2024

Did you know nearly 1,000 home fires each year are accidentally started by a homeowner’s pet?

👉 Read these prevention tips: https://bit.ly/453TvSX

Live well and be protected✌️

In celebration of this Insurance Nerd Day😎, we want to share a few insurance tips every great agent or broker is dying t...
07/18/2024

In celebration of this Insurance Nerd Day😎, we want to share a few insurance tips every great agent or broker is dying to give you:

✅ Coverage over price. While cost is important, the cheapest policy often comes with the least coverage and the most restrictions and exclusions.

✅ Ask about discounts. Since discounts differ from company to company and even by state, work with your insurance agent or broker to see what can be applied in your case.

✅ Know the exclusions and limitations of your policies and fill in the gaps. Home damage from natural disasters, an expensive piece of jewelry, only listed drivers covered, etc., see what can be done to make sure you are well protected.

✅ Lapse in coverage. Set your policies up on automatic payments. A missed payment can lead to a lapse in coverage, which, by Murphy’s law, may be a day when you will have an accident on a road or incident at home, which will result in a non-covered claim. In some cases, companies will not reinstate the insurance but rather start a new one, in which case you will also lose your loyalty discount.

✅ Be honest. Always provide accurate information. Misrepresenting details can lead to denied claims or canceled policies.

Live well and be protected✌️

Tenants are ready to move in?👉Check these off your property safety list:✅ Test all smoke detectors and carbon monoxide a...
07/17/2024

Tenants are ready to move in?

👉Check these off your property safety list:

✅ Test all smoke detectors and carbon monoxide alarms

✅ Provide fire extinguishers

✅ Check all windows and doors to make sure they lock securely and operate smoothly

✅ Make sure entrances and pathways have adequate lighting

Live well and be protected✌️

Address

548 Market Street #333
San Francisco, CA
94104

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 10am - 6pm

Telephone

+18888888212

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