Shawn Maxwell - Homepoint Lending, Inc. NMLS #1945093

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Shawn Maxwell - Homepoint Lending, Inc. NMLS #1945093

Offering personalized mortgage solutions, fast customized quotes,great rates & service with integrity

We are committed to guiding you every step of the loan process to ensure that you are making the right choice for you and your family. Not only do we pride ourselves on true personalized experience but we are dedicated to providing our customers with mortgage services that exceed their expectations! We welcome you to contact us anytime by phone, fax or email for personalized service and expert advice. Head to our website today www.homepointlending.com or give us a call at (415) 528-7423.

12/27/2025

✨Just Funded✨

⛳️ Tee Time: God’s Perfect Timing!

A season of blessings - overflowing! 🙏🏽

My clients are officially homeowners, and this win was all about timing, faith, and the right team. They had planned to buy years ago…but now they know it wasn’t their season yet. When the time was right, everything aligned!

After working with other agents who couldn’t get them into contract, they teamed up with realtor extraordinaire who had them in contract within 3 days and negotiated a $15,000 seller credit. 🏌🏾‍♀️Talk about a clutch shot under pressure.

From there, everything aligned for God to move—and He did, powerfully.

✅ Clear to Close in just 5 days (during the holidays!)
🎄 Closed one day after Christmas - the ultimate gift! 🙌🏽

And the bonus shot? 🏌🏾‍♀️This home includes a separate studio, ideal for rental income, turning their dream home into a smart wealth-building opportunity from day one.

They stayed the course. Trusted the process. Sank the putt.

This is legacy in motion!

Faith, patience, preparation, and the right team all coming together at the perfect time!

Thinking about making your own move? Let’s talk strategy and timing—your tee time might be closer than you think. DM me or click the link in my bio to get started.

12/05/2025

Tee Time: Did You Know? 🏌🏾‍♀️

Sellers can pay buyer’s closing costs + 4% concessions

With VA financing, sellers can pay:

✔ ALL allowable closing costs
PLUS

✔ Up to 4% in seller concessions

This can include paying off debt, funding fee, taxes, and more.
This is a major negotiation advantage—especially in today’s market.

If you’re a buyer or realtor and want to structure a winning offer using VA concessions, contact us. We’ll help you strategize!

12/01/2025

✨Just Funded✨

⛳️ Tee Time: A Dream Delayed Is Not a Dream Denied!

As the proud daughter of a military mom, this closing hit different and reminded me why I show up every single day!

My client, a veteran, spent most of his life believing homeownership was for other people. He and his wife rented for decades. They dreamed quietly. They hoped silently. But deep down, he didn’t believe the doors would ever open for them.

And honestly, they never did
because no one ever gave him the key.
He tried for months to get pre approved.
No one mentioned VA financing.
No one took the time to explain what was truly possible.

When he told me
“I need to get pre approved up to $700k to buy our dream home”
I didn’t hesitate. I said
“Say less. I got you.”

Because when you specialize in VA loans, you understand the power veterans have earned:
higher DTI flexibility, lower monthly payments, no mortgage insurance, increased buying power.

After running the numbers and building the strategy, everything shifted.

found him a stunning custom home and had him in contract in one week. 🔥
Within nine days we were Clear to Close.
And just like that
they’re celebrating Thanksgiving in their new home
for the first time ever!

Here are the wins:
⛳️ 100% VA financing with $0 down and $0 closing costs
⛳️ $20,500 seller credit negotiated by his phenomenal realtor
⛳️ 5.624% interest rate
⛳️ No monthly mortgage insurance
⛳️ Clear to close in 9 days
⛳️ $4,000 of his debt paid using seller credits
⛳️ Appraised above the sales price
⛳️ Credit score raised from 677 to 732 in 3 days with a rapid rescore
⛳️ Helped him obtain his DD 214 for the first time since 1992
⛳️ First mortgage payment isn’t due until 2026

This wasn’t just a loan approval.
This was redemption.
This was restoration.
This was a family stepping into a future they didn’t think they could have.

A reminder that delayed dreams are still possible
you just need the right team behind you.

Welcome home and thank you for your service. 🏡💚
Your fairway to freedom starts now!

11/19/2025

✨Just Funded✨

⛳️ Tee Time: Playing the Long Game — A Dream Realized! 🏡✨

To tee this up the right way, watch the powerful JB Peña clip from The Long Game — the one that inspired this story!

Watch the full video here 👇
https://youtu.be/Rh1f8G_5_uY ⛳️🎬

“The best golfer isn’t the one with the fanciest clubs… it’s the one who can summon the will to keep swinging when things get tough.”
— JB Peña, The Long Game

Today, we’re celebrating clients who didn’t just hope for a dream — they stayed the course, trusted the process, and kept swinging through every challenge. And because of that unwavering commitment, they’ve just achieved a remarkable win in their wealth-building journey. 🏆

Congratulations to our incredible move-up buyers!
What began as a starter home has now blossomed into a stunning property with an ADU and a sprawling 15,000 sq ft lot — a place where dreams grow, families expand, and new possibilities unfold. And they’re already planning to build additional ADU units, transforming their home into a long-term wealth-building engine for generations to come.

This is more than a real estate transaction.
This is legacy.
This is intentionality.
This is what playing the long game looks like.

To honor their vision, we crafted a financing strategy worthy of their dreams:
a high-balance conforming first loan paired with a piggyback HELOC — avoiding a jumbo loan and securing a lower rate with better terms. 10% Down. Two loans funded simultaneously. Clear-to-close in just 6 days, appraisal included.

Because when your purpose is powerful, the universe makes room for the path to unfold.

Ready to play your long game?

Whether you’re buying, moving up, or building an investment strategy, let’s design a financing plan that supports your goals — today, tomorrow, and for generations to come.

📩 DM me or click the link in my bio to get started. Your dream home — and your legacy — are one swing away.

10/05/2025

✨Just Funded✨

Gift of Equity - Off Market Transaction!

Tee Time: The Ultimate Legacy Play 🏌🏾‍♀️

In golf and in life, timing is everything!

This family didn’t wait for the “perfect moment” — they created it. My clients just purchased their family home through a gift of equity, keeping their legacy alive for another generation. 💚

The parents could’ve waited to pass the home down later… but instead, they chose to give while living. They wanted to feel the joy of handing over the keys, the hugs, and the happy tears — witnessing their daughters become homeowners. ❤️

Through the equity they had built over the years, the parents were able to cover both the down payment and closing costs — allowing my clients to purchase the home with no money out of pocket, and giving them a powerful head start on their journey to building generational wealth. 🏆

At Homepoint Lending, we’re passionate about helping families play the long game — protecting what matters most and keeping the legacy on course for years to come. ⛳️

If you’ve ever dreamed of keeping your family home in the next generation or want to learn how a gift of equity works, let’s tee it up together. DM me to start the conversation.

01/02/2024

As we step into a new year, we want to extend our heartfelt gratitude to all of our esteemed clients and business partners. Your trust and support have been the cornerstone of our success.

May this year bring abundant opportunities, prosperity, and joy. Looking forward to serving you in the coming year with even more dedication and excellence.

Thank you for being a valued part of our journey. Here’s to a prosperous and fulfilling 2024!

02/15/2023

INVESTOR FINANCING 📣

Loans based on the property’s cash flow!

Our Debt Service Coverage Ratio (DSCR) program focuses on the property’s cash flow, so no other income documents are required!

✔️ Fast closings!
✔️ No income docs
✔️ Close multiple loans at the same time
✔️ Up to 80% LTV for purchases
✔️ Up to 70% LTV for cash-out Refi
✔️ Up to $500k Cash Out
✔️ Available for 5-8 Unit properties
✔️ No limit on number of properties owned
✔️ Non-Warrantable condo and Condotel allowed
✔️ Qualify on Interest Only Payments

Contact us TODAY to learn more!

07/08/2022

📣 Another VA purchase loan CTC in 3 days!!

I spoke to this VA buyer after she was quoted 5.375% from an online lender.

We locked her in at 4.633% and was clear to close in 3 days with a full appraisal and termite inspection.

I’m so grateful to my extraordinary team. Experience, knowledge and efficiency are what we offer! It matters who you work with!

Let us do the same for you! Apply Now!👇🏽
https://shawnmaxwell.floify.com/apply-now

Address

945 Market Street, 5th Floor
San Francisco, CA
94103

Website

http://www.homepointlending.com/

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