VGS

VGS VGS is the World's Leader in Payment Tokenization and a trusted credential management provider. VGS is the World's Leader in Payment Tokenization.

We are trusted by Fortune 500 organizations, including merchants, fintechs, and banks, to store and enrich sensitive payment data across cards, bank accounts, and digital wallets. With over 4 billion tokens managed globally, VGS offers a solutions suite of a composable Card Management Platform, PCI-compliant Vault, and network value-added services like Network Tokens, Account Updater, and Card Att

ributes. Our solutions boost revenue with higher authorization rates, fraud reduction, and operational efficiencies while seamlessly integrating with existing tech stacks. We store 70% of all US cards and solve critical payment acceptance challenges, including multi-PSP management, orchestration enablement, PCI compliance, and PII protection. VGS empowers clients with ownership, control, and insights into payment data, elevating growth and user experiences across industries. Learn more at www.vgs.io.

Agentic commerce is creating a protocol explosion: ACP, UCP, x402, MPP, browser agents, MCP pipelines, wallet-based flo...
05/18/2026

Agentic commerce is creating a protocol explosion: ACP, UCP, x402, MPP, browser agents, MCP pipelines, wallet-based flows, and more...The challenge isn’t choosing the “winning” protocol - it's enabling secure interoperability across all of them.

VGS solves this with a universal translation layer that:
• Vaults payment credentials securely
• Tokenizes sensitive data once
• Routes credentials across ecosystems in the required format
• Keeps merchants protocol-agnostic

The result: developers can build for the future of AI-driven commerce without exposing raw payment data or managing fragmented integrations.

🔗 Learn more about how VGS is the universal translation layer for agentic protocols in our latest article by Howard Xiao:
https://ow.ly/kJ4X50Z1e7N

VGS is headed to Money20/20 Europe in Amsterdam on June 2-4th! Our Head of Business Development in Europe, Damijan Pezde...
05/12/2026

VGS is headed to Money20/20 Europe in Amsterdam on June 2-4th!

Our Head of Business Development in Europe, Damijan Pezdecik, will be on-site, ready to talk about everything impacting payments and fintech leaders in Europe, from agentic commerce to network tokens to 3DS!

Reach out to Damijan directly or request a meeting with the VGS team here: https://ow.ly/xtRr50YYqGH

The next evolution of commerce may not happen in a browser - it may happen in a terminal.A new paradigm is emerging: Com...
05/11/2026

The next evolution of commerce may not happen in a browser - it may happen in a terminal.

A new paradigm is emerging: Command-Line Commerce (CLC), where AI agents, APIs, and programmable payments enable software to transact autonomously.

We’re moving from: “search and click” ➡️ “intent and execution”

As AI agents begin making purchasing decisions on behalf of users and businesses, commerce infrastructure must become:
✔️ API-native
✔️ Machine-readable
✔️ Secure & programmable

In our latest blog article, VGS's Sr. Director, Product Delivery, Travis Mottershead, explores:
🔹 What Command-Line Commerce is
🔹 Why stablecoins and tokenized credentials matter
🔹 How businesses should prepare for autonomous transactions

🔗 Read more: https://ow.ly/Xffm50YXNAt

We're headed back to London this month for the Gaming Leaders' Summit! Why is this event so important to us? Let's break...
05/06/2026

We're headed back to London this month for the Gaming Leaders' Summit! Why is this event so important to us? Let's break it down:

Gaming companies operate in one of the most complex payment environments today, with:
- High-risk transaction profiles
- Complex and varied regulatory requirements across multiple jurisdictions
- The need to balance seamless user experiences with robust fraud and compliance controls

With VGS, gaming companies can:
- Secure sensitive payment data with a PCI-compliant, universal vault
- Operate across multiple PSPs and regions without losing control over payments data
- Improve authorization rates and fraud prevention tactics with enhanced card data insights
- Adapt quickly to regulatory change without re-architecting their whole payments stack

In an industry where compliance, performance, and player experience are constantly in tension, VGS gives gaming companies the infrastructure to scale globally, seamlessly, without compromising on security or user experience.

Can't make the event? No problem! See where the team will be next:
https://ow.ly/3wW650YVhUj

We are thrilled to highlight our partnership with Dyneti! 👏By combining VGS's world-leading privacy infrastructure with ...
05/01/2026

We are thrilled to highlight our partnership with Dyneti! 👏

By combining VGS's world-leading privacy infrastructure with Dyneti’s frictionless mobile card scanning technology, we’re helping businesses accelerate growth while minimizing risk.🚀

Together, we’re making it easier than ever for companies to:
✅ Secure sensitive payment data.
✅ Streamline the customer onboarding process.
✅ Achieve compliance without the headache.

🔗 Read more: https://ow.ly/eVr550YTgfu

🚨 AI and PCI compliance are on a collision course - and most companies aren’t ready. 🚨As AI adoption accelerates across ...
04/23/2026

🚨 AI and PCI compliance are on a collision course - and most companies aren’t ready. 🚨

As AI adoption accelerates across payments, fraud detection, and customer experiences, it’s fundamentally changing how sensitive cardholder data is accessed, processed, and stored.

👉 That raises a critical question: How do merchants maintain PCI DSS compliance in AI-driven environments?

In VGS's latest blog post, we break down the key issues shaping AI and PCI compliance:
• How AI systems expand PCI scope and increase audit complexity
• The hidden risks of exposing cardholder data to LLMs and third-party models
• Why legacy compliance approaches don’t work for AI-powered architectures
• How tokenization, data vaulting, and isolation-first design reduce compliance burden

💡 The takeaway: AI doesn’t just introduce new risk; it changes the definition of your cardholder data environment.

Forward-thinking companies are moving toward data-centric security models, where sensitive data is never exposed to AI systems in the first place. This approach not only strengthens security but also simplifies PCI compliance at scale. If you’re building or deploying AI in fintech, payments, or SaaS, understanding this shift is essential.

🔗 Read more: https://www.verygoodsecurity.com/blog/posts/ai-and-pci-compliance-what-every-company-needs-to-know-in-2026

Big win for the team at VGS! 🎉 We’re proud to share that our Agent Connect event has been recognized with a *gold* Merit...
04/22/2026

Big win for the team at VGS! 🎉

We’re proud to share that our Agent Connect event has been recognized with a *gold* Merit Award in the 2026 Marketing & Communications Technology Innovation category. 🏅

Held last month in San Francisco, Agent Connect wasn’t just another industry event; it was designed to support real conversations about where payments is headed:
→ More intelligent, agent-driven experiences
→ Smarter use of payment data infrastructure
→ Real conversations between builders, operators, and innovators shaping the ecosystem

A huge thank you to everyone who helped bring Agent Connect to life, and to our clients and partners who continue to push the boundaries with us.

The Merit Awards celebrate organizations pushing the boundaries of innovation, and this year’s marketing category winners include a standout group of global brands including Hitachi, Hyundai, Charmin, and Alkami.

Learn more about the award and what made Agent Connect stand out 👉 https://ow.ly/leuR50YO16c

The VGS partnerships team is headed to Stripe Sessions! 🚀 From April 29-30th, Howard Xiao, Bassam Chamaa, Philip Gentil,...
04/17/2026

The VGS partnerships team is headed to Stripe Sessions!

🚀 From April 29-30th, Howard Xiao, Bassam Chamaa, Philip Gentil, and Jake Porter will be on site at the Moscone Center in San Francisco for conversations ranging from agentic commerce to tokenization, payment optimization, and beyond.

🍽️ The team is also hosting a Payments Over Plates dinner with Airwallex on April 29th - if you're in town and looking for good food and great conversation, be sure to register for the dinner ➡️ https://info.verygoodsecurity.com/payments-over-plates-sf-2026?utm_source=facebook&utm_medium=socialmedia&utm_term=airwallex%2Bvgs%2Bstripe%2Bsessions&utm_content=text&utm_campaign=popsessions_2026

Understanding Visa’s Digital Commerce Authentication Program (DCAP) 👇Visa is launching DCAP in the US, EU, Asia Pacific ...
04/14/2026

Understanding Visa’s Digital Commerce Authentication Program (DCAP) 👇

Visa is launching DCAP in the US, EU, Asia Pacific (AP), and Argentina (within the LAC region) on April 18th, 2026, with rollout for other regions this October. The program introduces a multi-layered security model specifically designed for Card-Not-Present (CNP) transactions and e-commerce fraud mitigation.

What are the goals of DCAP?
🚀 Increase authorization rates
📉 Lower fraud and interchange costs
✅ Reduce friction for legitimate customers
😃 Enhance the overall consumer experience

What exactly is DCAP? DCAP is Visa's Digital Commerce Authentication Program, a new initiative designed to help merchants reduce interchange fees on eligible transactions.

DCAP is designed to encourage high-quality, enhanced data sharing and consistency at the network level.

Key DCAP-qualified enhanced data fields:
📱Device ID
🌐 IP Address
📞 Email or Phone Number
✉️ Billing Address

Get the full technical breakdown, including qualification steps, in this deep dive featuring expertise from Melissa Shields, Austin Clark, Bassam Chamaa, Phil Gentil, and Laura Furlong:

🔗 Read the full article here: https://www.verygoodsecurity.com/blog/posts/visas-digital-commerce-authentication-program-dcap-a-multi-layered-security-model?utm_source=facebook&utm_medium=socialmedia&utm_term=Visa%2BDCAP&utm_content=text&utm_campaign=DCAP_2026

We are excited to share that VGS is partnering with American Express as an early enabler of their Agentic Commerce Exper...
04/14/2026

We are excited to share that VGS is partnering with American Express as an early enabler of their Agentic Commerce Experiences (ACE) Developer Kit!

As AI agents move beyond simple assistants to active purchasers, the infrastructure behind these transactions must evolve. By integrating with AMEX's ACE Developer Kit, VGS is helping define a new era where:
✅ AI Agents can securely execute purchases on behalf of users.
✅ Merchants can embrace autonomous commerce without increasing their PCI footprint.
✅ The payments ecosystem gains industry-first protection for registered agent purchases.

Read the full announcement here: https://www.businesswire.com/news/home/20260414231355/en/American-Express-Debuts-Agentic-Commerce-Experiences-ACE-Developer-Kit-and-Announces-Industry-First-Protection-for-Registered-Agent-Purchases

Learn more about ACE: https://www.americanexpress.com/en-us/company/agentic-commerce/

Interested in agentic tokenization infrastructure? Discover VGS's Agentic Commerce solutions: https://www.verygoodsecurity.com/industries/agentic-commerce

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207 Powell Street, Suite 200
San Francisco, CA
94102

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(844) 847-0232

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