Clifford Wong / Financial Services Professional / NYLIFE Securities LLC

10/10/2022

We’re not in a bull market today, but it’s just a matter of time before we enter one. Here’s what you need to know about the changing markets and why your investment strategy shouldn’t change.

Regardless of what the market is doing, sticking to a consistent investing routine will help ensure you stay on track to meet your financial goals.

10/10/2022

The NAIC’s Life Insurance Policy Locator helps connect consumers with their deceased loved ones' lost life insurance policies and annuity contracts. Here’s how to use the Life Insurance Policy Locator.

The National Association of Insurance Commissioners' (NAIC) Life Insurance Policy Locator (LIPL) helps to connect consumers with their deceased loved ones' lost life insurance policies and annuity contracts.

01/28/2014

“How much life insurance do I need?” is not an easy question. I found these Planning Tools can help provide you with an estimate to start planning for your financial future. All you need to do so simply input some basic information and assumptions, and the calculators will do the work for you! http://www.newyorklife.com/learn-and-plan/planning-tools

Planning tools and calculators designed to help you assess your financial goals and insurance needs.

12/31/2013

Let our New Year's Resolution be this: we will be there for one another as fellow members of humanity, in the finest sense of the word. --Goran Persson, Former Prime Minister of Sweden

12/10/2013

Good news! On November 20, 2013, New York Life Insurance Company’s Board of Directors voted to increase our dividend payout in 2014 by $109 million (8%) over the 2013 level. Click on the video to learn more. http://www.newyorklife.com/learn-and-plan/life-insurance-dividends

A mutual insurance company (such as New York Life) operates for the benefit of its policyowners, who receive dividends when they are declared

12/01/2013

Today, 3 in 10 U.S. households have no life insurance at all, says LIMRA.
Life insurance can help send your kids to college, pay off debts and medical expenses or keep a family business thriving. Contact me if you think it’s time to have a life conversation.

11/25/2013

Under current federal tax law, the top income tax rate is scheduled to rise from 35% to 39.6%, the capital gains rate is scheduled to rise from 15% to 20%, and the new 3.8% tax on investment income may also apply. Cash value insurance can provide death benefit protection and tax-free income. Contact me for details. New York Life Insurance Company and its agents do not provide tax or legal advice.

11/22/2013

Developing a financial strategy is a dynamic process. Your financial goals may change over the years because of, marriage, birth, house purchase or change of job status. I can help you revisit your financial strategy to help you stay on track to meet your long-term goals.

11/05/2013

They say love is blind. Well, when it comes to age and marital status, so is life insurance. It’s just as important if you’re single or in your 20s as it is for older people with families.
How old were you when you bought your first policy?
http://www.newyorklife.com/learn-and-plan/Learn/Lifestages/life-insurance-for-young-professionals

* Life insurance purchased today can also protect your future insurability. And, the younger and healthier you are when you purchase whole life insurance, the less expensive it will be.

10/29/2013

When you’re in your 20s, you’re establishing your career, travelling, having fun with your friends, and maybe even attending grad school. In other words, retirement may seem to be light years away.
So why should you start planning now? Because time is on your side, and the earlier you start, the better off you’ll be in the future. Learn more – our agents offer tips for getting started.
http://www.newyorklife.com/learn-and-plan/your-20s

10/15/2013

You’ve worked hard and done all the right things to plan for your retirement. Now keep all that good momentum going by learning how to help turn your plan into your ideal retirement lifestyle.

Please join us for an informational seminar and insurance sales presentation on the benefits of adding more guaranteed income to your retirement.

We’ll discuss how just a few simple steps can help you redefine the way you look at the best years of your life.

There are 2 seminars at 2 different locations.

1st
When: October 29, 2013, 12pm - 2pm
Where: 425 Market St., Suite 1600, SF, CA 94105
Presenter: Alise Civello and hosted by New York Life San Francisco Office. Lunch Included.

2nd
When: October 31, 2013, 12pm - 2pm
Where: 2121 South El Camino Real, 4th Floor, San Mateo, 94403
Presenter: Alise Civello and hosted by New York Life San Mateo Office. Lunch Included.

Please RSVP with me by October 21. Hope you see you there!

10/13/2013

You’ve probably been hearing a lot about rollovers recently. With so many people changing jobs and switching careers today, it’s a very popular topic. If haven’t moved your old 401(k) assets yet, now maybe the time to consider a direct rollover. Please watch this brief video to understand why, and then let’s meet to discuss your specific situation. http://bcove.me/i7p1qxdx

Whether you are interested in growing your retirement savings or putting in place some guarantees, we have the solutions you need. Let's talk about doing more with your qualified retirement assets.