Upgrade, Inc.

Upgrade, Inc. Helping 8M+ users move in the right direction and get more money in their pocket We also know that a good credit score is the gateway to better finances.

We help people like you reach goals such as buying a new bike, fixing a roof, or making a dream purchase, all without getting trapped by endless revolving credit card debt or surprised by sneaky fees! We believe credit should be affordable and responsible, so our services are designed to do three things:

- Give you responsible options
- Keep you on track
- Reward you along the way

We’ve hel

ped over 8 million users access $50 billion in affordable and responsible credit. Millions of families across America use a credit line, personal loan, or Rewards Checking or Premier Savings account through Upgrade to achieve their financial goals. Our Credit Health monitoring tool helps you stay on top of your score with weekly updates, personalized recommendations, and more. For more information, visit www.upgrade.com.

Why refinance your car loan?💰 Save on interest over time📆 Shorten your payoff period📉Reduce your monthly paymentsLearn m...
08/25/2026

Why refinance your car loan?

💰 Save on interest over time
📆 Shorten your payoff period
📉Reduce your monthly payments

Learn more: https://www.upgrade.com/auto-refi/

❌ Out: leaving money on the table✅ In: earning interest while you work toward your goalsLearn more about a high-yield sa...
06/30/2026

❌ Out: leaving money on the table
✅ In: earning interest while you work toward your goals

Learn more about a high-yield savings account through Upgrade: https://www.upgrade.com/premier-savings/ 💰
—
Upgrade is a financial technology company not a bank. Learn more at upgrade.com. Savings accounts provided by Cross River Bank, Member FDIC. This Annual Percentage Yield (APY) is effective as of October 31, 2025. The APY for the Premier Savings account is variable and may change at any time. There is no minimum balance to open your account, but you will only earn the APY on the days when the closing balance of your account is or exceeds $1,000. On days when the Premier Savings account closing balance drops below $1,000, the APY will be 0%.

The average national savings account interest rate of 0.38% is determined by the FDIC as of June 15, 2026 (FDIC National Rates).

06/25/2026

Pack your bags and use your favorite AI tool to plan your summer trip!

Travel now and pay later with Flex Pay, it’s that simple 🌴✈️🚘☀️

Find all Flex Pay partners at the link in our bio.



Upgrade, Inc. (“Upgrade”) is not affiliated with any third-party Artificial Intelligence (“AI”) provider referenced or used in this social media post and makes no warranties regarding the accuracy or security of this service. Any analysis or generated response provided by this third-party AI provider is generated by their technology, not Upgrade. Use caution when uploading Personally Identifiable Information or financial information to any AI provider. By using any AI provider, you acknowledge that your uploaded financial data and other data is being shared with a third-party AI provider not affiliated with Upgrade, and you assume all responsibility for any data submitted to any AI provider. Loans made through Flex Pay by Upgrade are offered by these lending partners: upgrade.com/flex-pay/lenders/

05/15/2026

📝 taking notes

From tracking subscriptions to finding saving opportunities, AI can make your money work smarter 🤓 __Upgrade, Inc. ...
05/13/2026

From tracking subscriptions to finding saving opportunities, AI can make your money work smarter 🤓


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Upgrade, Inc. (“Upgrade”) is not affiliated with any third-party Artificial Intelligence (“AI”) provider referenced in this article or social media post and makes no warranties regarding the accuracy or security of their services. Any analysis or generated response provided by these third-party AI providers is generated by their technology, not Upgrade. By using these AI providers, you acknowledge that your uploaded financial data and other data is being shared with third-party AI providers not affiliated with Upgrade, and you assume all responsibility for any data submitted to these AI providers.

Miss a due date? Get back on track by ⤵️ 👍 Making the payment as quickly as possible👍 Setting up healthy habits that hel...
05/01/2026

Miss a due date? Get back on track by ⤵️

👍 Making the payment as quickly as possible
👍 Setting up healthy habits that help you avoid late payments altogether
👍 Adjusting your budget for added flexibility in tighter months

A 700 credit score is in the "Good" range, but it’s at the lower end. Ready to move into the "Very Good" credit score ra...
04/29/2026

A 700 credit score is in the "Good" range, but it’s at the lower end. Ready to move into the "Very Good" credit score range?

Use these strategies to help you get there 👉 https://bit.ly/4cCCQeR

Before making extra payments or paying off a loan early, check your loan agreement for prepayment fees (unless you have ...
04/28/2026

Before making extra payments or paying off a loan early, check your loan agreement for prepayment fees (unless you have a personal loan through Upgrade, in which case, pay it off as early as you’d like 😀)

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