Upgrade, Inc.

Helping 7.8M+ users move in the right direction and get more money in their pocket We also know that a good credit score is the gateway to better finances.

We help people like you reach goals such as buying a new bike, fixing a roof, or making a dream purchase, all without getting trapped by endless revolving credit card debt or surprised by sneaky fees! We believe credit should be affordable and responsible, so our services are designed to do three things:

- Give you responsible options
- Keep you on track
- Reward you along the way

We’ve fac

ilitated over $40 billion in credit for everyday consumers to date, and millions of families across America use a credit line, personal loan, or Rewards Checking or Premier Savings account through Upgrade to achieve their financial ambitions. Our Credit Health monitoring tool helps you stay on top of your score with weekly updates, personalized recommendations, and more. For more information, visit www.upgrade.com.

05/13/2026

From tracking subscriptions to finding saving opportunities, AI can make your money work smarter 🤓

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Upgrade, Inc. (“Upgrade”) is not affiliated with any third-party Artificial Intelligence (“AI”) provider referenced in this article or social media post and makes no warranties regarding the accuracy or security of their services. Any analysis or generated response provided by these third-party AI providers is generated by their technology, not Upgrade. By using these AI providers, you acknowledge that your uploaded financial data and other data is being shared with third-party AI providers not affiliated with Upgrade, and you assume all responsibility for any data submitted to these AI providers.

05/01/2026

Miss a due date? Get back on track by ⤵️

👍 Making the payment as quickly as possible
👍 Setting up healthy habits that help you avoid late payments altogether
👍 Adjusting your budget for added flexibility in tighter months

04/29/2026

A 700 credit score is in the "Good" range, but it’s at the lower end. Ready to move into the "Very Good" credit score range?

Use these strategies to help you get there 👉 https://bit.ly/4cCCQeR

04/28/2026

Before making extra payments or paying off a loan early, check your loan agreement for prepayment fees (unless you have a personal loan through Upgrade, in which case, pay it off as early as you’d like 😀)

04/24/2026

Whether you’re just starting out or rebuilding your credit, these tips can help you get on the right track 📈

04/23/2026

Why and how your credit score changes might feel like a mystery, but breaking it down to these 5 key factors can help make sense of it all.

Follow along during as we tackle some of the most common financial health questions we get asked.

Learn more about the factors that affect your credit score: https://bit.ly/3WtFSbF

04/08/2026

Get your tax refund up to 2 days earlier! 💸

Follow these 3 simple steps:

1️⃣ Select Direct Deposit as your refund method.
2️⃣ Add your account details (routing and account numbers).
3️⃣ Get paid sooner and start putting your refund to work! 🚀

04/06/2026

It’s America Saves Week, and there’s no better time to check in on your financial future 💰

Whether you're tucking away $5 a week or finally canceling unused subscriptions, every bit of momentum counts.

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Upgrade, Inc. (“Upgrade”) is not affiliated with any third-party Artificial Intelligence (“AI”) provider referenced in this article or social media post and makes no warranties regarding the accuracy or security of their services. Any analysis or generated response provided by these third-party AI providers is generated by their technology, not Upgrade. By using these AI providers, you acknowledge that your uploaded financial data and other data is being shared with third-party AI providers not affiliated with Upgrade, and you assume all responsibility for any data submitted to these AI providers.

03/26/2026

Stop guessing. Start prompting. 📝

Upgrade, Inc. (“Upgrade”) is not affiliated with any third-party Artificial Intelligence (“AI”) provider referenced in this article or social media post and makes no warranties regarding the accuracy or security of their services. Any analysis or generated response provided by these third-party AI providers is generated by their technology, not Upgrade. By using these AI providers, you acknowledge that your uploaded financial data and other data is being shared with third-party AI providers not affiliated with Upgrade, and you assume all responsibility for any data submitted to these AI providers.

03/24/2026

🚨Boost Money™ Card is now available!

Learn how to upgrade your finances at the link in bio.

03/20/2026

We spotted something familiar on Nasdaq's MarketSite in Times Square 👀

Learn more about Boost Money™ here: https://www.upgrade.com/boost-money/

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San Francisco, CA

Website

https://www.upgrade.com/, https://www.upgrade.com/credit-health/insights/

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