Geoff Kautzman - Ethos Lending - NMLS #1172223

06/01/2026

Don't let headlines make your real estate decisions for you.

This week's economic reports could create movement in mortgage rates, but every buyer and homeowner's situation is different. The best strategy isn't timing the market perfectly—it's understanding your options and making informed decisions.

Call me today for a personalized mortgage strategy session.

Geoff Kautzman | Ethos Lending
GeoffKautzman Homeownership MortgageAdvice

05/20/2026

Mortgage Rates Recover All of Yesterday's Losses

Wednesday brought some much-needed relief for the mortgage market after rates surged to new 9 month highs of 6.75% yesterday. Whereas that rate spike was decoupled from the prevailing narrative of war...

05/15/2026

Big news — my new website is officially live!

I wanted to create a better experience for clients, referral partners, and anyone looking for mortgage guidance without all the confusion and noise that usually comes with home financing.

The new site makes it easier to:
✅ Explore loan options
✅ Calculate payments
✅ Start an application
✅ Learn about the market
✅ Connect with me directly for strategy and guidance

Whether you're buying your first home, refinancing, investing, or just exploring your options, this site was built to be a helpful resource from start to finish.

Check it out here:
https://geoffkautzman.thekatalystteam.com

Would love your feedback!

04/24/2026

Eerily Calm Week For Rates

If there were a movie about mortgage rates, this week would be the part where they say "it's quiet... almost TOO quiet." Case in point: MND's daily mortgage rate index has held inside a range of 0.04% since last Tuesday.

This kind of thing happens several times per year. The previous two instances gave way to noticeably sharper movement, but there are older examples that resolved uneventfully.

11/24/2025

Great event to attend to learn about Estate Planning, Living Trusts, and Wills.

Want to finally get a handle on estate planning without the stress?

Come hang out with Sati McLafferty from Live Oak Estate Planning for Bubbles & Beneficiaries at Buzzworthy Beverages.

It’s a free, relaxed session where you’ll learn the basics—wills, trusts, probate, powers of attorney, and simple ways to make life easier for your loved ones. Bring your questions, your curiosity, and yes… you’ll get a free drink of your choice during the presentation.

Thursday, December 4 at 6 PM
Space is limited, so please RSVP to save your spot.

DM or email [email protected]
to reserve.

11/19/2025

Free 15-minute webinar + live Q&A with The Katalyst Team.

Clear insights, real numbers—no hype.

10/17/2025

Happy 15th wedding Anniversary to my Princess from day 1. I love you always and forever, baby. 💞

10/07/2025

Awesome webinar today with !

09/23/2025

🏘️ Did you know you can use a cash-out refinance to buy a rental property?
Here’s how it works:
➡️ You tap into your home’s equity
➡️ Refinance for a higher loan amount
➡️ Pull out the difference in cash
➡️ Use that cash as the down payment on your investment property

📈 It’s a powerful way to grow wealth, build passive income, and expand your real estate portfolio—all by leveraging the home you already own.

DM me “INVEST” and I’ll show you how much equity you could put to work.

09/18/2025

🇺🇸 VA loans are one of the best benefits for those who’ve served.
✅ No down payment
✅ No PMI
✅ Competitive rates

If you’re a veteran, active duty, or eligible spouse, this program is built for YOU.