Michelle and Team Limon

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Michelle and Team Limon Michelle Riley NMLS # 454295 Michelle Limon - NMLS #454295
619.869.0548
Copyright © 2021 Doorway Home Loans, a DBA of International City Mortgage, Inc.

NMLS ID 222730. Equal Housing Lenders. Licensed by the Department of Financial Protection & Innovation (DFPI) under the California Residential Mortgage Lending Act License #4130570.

Are you waiting for a recession before you make your move? A recent survey shows 3 in 10 homebuyers are because they thi...
30/06/2025

Are you waiting for a recession before you make your move? A recent survey shows 3 in 10 homebuyers are because they think rates and prices will fall in an economic slowdown.

But here's some important context that may change your perspective. In 4 of the last 6 recessions, home prices actually went up.

That’s right. Price drops aren’t a guarantee. The big drop in 2008 was the exception, not the rule.

Let’s talk about a smarter plan for today’s market.



Think It’s Better To Wait for a Recession Before You Move? Think Again.If you’ve been waiting for a recession to make yo...
27/06/2025

Think It’s Better To Wait for a Recession Before You Move? Think Again.

If you’ve been waiting for a recession to make your move, it’s important to understand what really happens during one – and what likely won’t. Lower mortgage rates could be on the table. But lower home prices? That’s far less likely.

Don’t wait for a market that may never come. If you’re thinking about buying or selling, let’s connect to talk through what today’s economy really means for you – and make a smart plan that works in your favor, regardless of what the headlines say.



Fear of a recession is back in the headlines. And if you’re thinking about buying or selling sometime soon, that may leave you wondering if you should reconsider the timing of your move.

What Every Homeowner Needs To Know In Today’s Shifting MarketSellers who are going to succeed in the weeks and months ah...
26/06/2025

What Every Homeowner Needs To Know In Today’s Shifting Market

Sellers who are going to succeed in the weeks and months ahead are the ones who understand this market shift and lean into it with the right expectations and the right strategy.

Let’s talk about what’s working in our local area right now – and how we can make those wins work for you whenever you’re ready to make a move.



Here’s something you need to know. The housing market is getting back to a healthier, more normal place.

Owning a home is about so much more than just building wealth (though that’s a part of it). For many people, it's more a...
25/06/2025

Owning a home is about so much more than just building wealth (though that’s a part of it).

For many people, it's more about creating stability, putting down roots, and having a place that’s customized exactly how they like it.

And it’s actually those emotional, non-financial perks that are top motivators for homebuyers today. Because at the end of a long day, home is the thing that grounds you.



The low mortgage rate you have right now might be hard to give up, but sometimes life has other plans. And when your nee...
23/06/2025

The low mortgage rate you have right now might be hard to give up, but sometimes life has other plans.

And when your needs change, your house may need to change too – even if that means leaving your low rate behind. And more homeowners are realizing that today.

79% of people who are thinking about selling today are doing it because they need to move for non-financial reasons, like family, health, a new job, or other major life changes.

While your rate matters, sometimes you just can’t wait anymore. And that’s okay. With an agent’s help you can find something that fits what you need right now and still falls in your budget.

If your home no longer works for you, let’s talk about your options.



You’ve probably heard you need 20% down to buy a house – but that’s a common myth.Most first-time buyers put down much l...
20/06/2025

You’ve probably heard you need 20% down to buy a house – but that’s a common myth.

Most first-time buyers put down much less (the median is just 9%). And many also qualify for down payment assistance but never use it because they don’t realize it’s out there.

If your down payment feels like the biggest hurdle, talk to a lender. You may have more options (and help) than you think.



Why More Sellers Are Choosing To Move, Even with Today’s RatesMaybe your current house fit your life five years ago. But...
19/06/2025

Why More Sellers Are Choosing To Move, Even with Today’s Rates

Maybe your current house fit your life five years ago. But that “for now” house you bought in 2020? It just can’t deliver on what you need in 2025. And that’s not just okay, it’s normal.

Mortgage rates are part of the equation, for sure. But the bigger question is:

What kind of home do you need to support the life you’re living now?

Let’s talk about what’s changed, and what kind of move would actually take your life forward.



It’s hard to let go of a 3% mortgage rate. There’s no question about it. 

You May Have Enough Equity To Downsize and Buy Your Next House in CashHave you been holding off on downsizing? If so, yo...
18/06/2025

You May Have Enough Equity To Downsize and Buy Your Next House in Cash

Have you been holding off on downsizing? If so, you should know your equity could make your move possible.

Homeowners today have so much equity that a record number are buying their next house in all cash. And that has some big benefits like making their offer more appealing, potentially closing faster, and not having a mortgage payment.

To find out how much equity you have in your current house, let's connect. Because it may be enough to fuel your move.



Have you been holding off on downsizing? If so, you should know your equity could make your move possible.

Why Most Sellers Hire Real Estate Agents TodayHaving the right agent and the right strategy is key in a shifting market....
17/06/2025

Why Most Sellers Hire Real Estate Agents Today

Having the right agent and the right strategy is key in a shifting market. Let’s connect so you don’t have to take this on solo – and so you can list with confidence, knowing you’ve got expert guidance from day one.



Selling your house without an agent as a “For Sale by Owner” (FSBO) may be something you’ve considered. But you should know that, in today’s shifting market, more homeowners are deciding that’s just not worth the risk.

Fewer people are selling their house without an agent than ever before.And it’s no surprise why. Pricing a house right, ...
16/06/2025

Fewer people are selling their house without an agent than ever before.

And it’s no surprise why. Pricing a house right, handling all the legal documentation, and making the house stand out takes experience – especially in today’s shifting market.

That’s why working with a real estate agent is so important. That way you don’t have to figure it all out yourself.

Let’s talk about how an agent's expertise can help you sell with less stress and more confidence.



Your listing expired and your house didn’t sell – but that doesn’t mean you won’t get a deal done. Right now, you’re fru...
13/06/2025

Your listing expired and your house didn’t sell – but that doesn’t mean you won’t get a deal done.

Right now, you’re frustrated and maybe even a little embarrassed. You expected more. You deserve better. And now you feel stuck.

But here’s the good news. Most of the time, a few small changes will make a big difference.

You don’t need to start over or give up – you just need a better plan. And a partner who knows how to execute it.

With the right pricing, marketing, staging, and negotiation strategies, we can turn things around and get your move back on track.

Want a second opinion on what went wrong? DM me and I’ll tell you the 4 things I’ll do differently for your home.



Your House Didn’t Sell. Here’s What To Do Now.If your house didn’t sell and your listing has expired, you don’t need to ...
12/06/2025

Your House Didn’t Sell. Here’s What To Do Now.

If your house didn’t sell and your listing has expired, you don’t need to give up. You just need a better plan. And a better partner.

Over 70% of homeowners who switch agents sell their house after re-listing it. That’s not a coincidence. That’s strategy.

If you're ready for a proven approach, let’s talk so you know what to do differently – and why doing different things actually works. It’s time to get your move back on track.



When your house doesn’t sell, it doesn’t just feel frustrating – it feels personal. 

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Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00

Telephone

+16198690548

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