Kenia Costa Mortgage Officer - NMLS 536257

Kenia Costa Mortgage Officer - NMLS 536257 I’m Kenia Costa, NMLS: 536257, Loan Officer with PrimeLending NMLS:13649, a national mortgage lender making the home loan process simple.

At PrimeLending, we are Home Loans Made Simple℠. For nearly three decades, we have helped people buy, refinance and renovate their homes. We give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and clo

se loans quickly, and earn our customers’ trust with our reliable service. We help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs. primelending.com/legal
PrimeLending NMLS 13649
For licensing information, go to: www.nmlsconsumeraccess.org
Equal Housing Lender

When you're buying a home, it's both.A lower rate doesn't always mean the better payment. And a lower price doesn't alwa...
06/25/2026

When you're buying a home, it's both.

A lower rate doesn't always mean the better payment. And a lower price doesn't always mean the better deal.

Ultimately, it's about how the whole picture works together for your budget, goals, and long-term plans.

Since each situation is different, I recommend we run the numbers and walk through your options together. Give me a call.

06/10/2026

Did you fall in love with a home that has "good bones"? A renovation home loan can help you turn a regular home into your dream home. We offer more renovation loan options for you to choose from to help finance the purchase and improvements of your next home. Connect with me today to discover your options.

When you're buying a home, it's both.A lower rate doesn’t always mean the better payment. And a lower price doesn’t alwa...
06/04/2026

When you're buying a home, it's both.

A lower rate doesn’t always mean the better payment. And a lower price doesn’t always mean the better deal.

Ultimately, it’s about how the whole picture works together for your budget, goals, and long-term plans.

Since each situation is different, I recommend we run the numbers and walk through your options together. Give me a call!

Starting May 25, 2025, the FHA is updating its residency requirements. To qualify for an FHA-insured mortgage, borrowers...
03/28/2025

Starting May 25, 2025, the FHA is updating its residency requirements. To qualify for an FHA-insured mortgage, borrowers must now be permanent residents with a valid green card.

If you currently have a visa or employment authorization (EAD), this change may affect your eligibility for an FHA loan.

If you’re planning to apply for an FHA loan, be sure to speak with your loan officer to understand how this change may affect you.

Product info subject to change.

03/18/2025

Spring is the perfect time to kick off a backyard renovation, so you can relax and entertain in your upgraded space this summer. Two of the most popular backyard enhancements are outdoor kitchens and pools — each with its own perks:

Outdoor Kitchen & Patio:
Ideal for hosting family and friends
Expands your living space
Can increase your home’s value

Pool:
Fun for all ages
Great for staying active
A refreshing escape on hot days

Whichever makes sense for you, we can help with the financing to make it happen. Let’s explore loan options to help bring your backyard plans to life! DM me to get started.

Spring is here, and so is the busy homebuying season! If you're thinking about buying a home, now is the time to prepare...
03/14/2025

Spring is here, and so is the busy homebuying season! If you're thinking about buying a home, now is the time to prepare. Here are three key steps to set yourself up for success.

1. Get qualified* for a mortgage before house hunting. A lender-reviewed qualification strengthens your offer and can make the difference between landing a home or missing out.
2. Focus on affordability, not just rates. If you're ready to buy, don’t wait for rates to change. When rates drop, demand rises bringing more competition and potentially higher home prices.
3. Explore ways to lower your payment. Ask about discount points to secure a lower rate for the life of your loan.

Ready to start your home search? Send me a message — I’m happy to help answer your homebuying and market questions!

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

Some homeowners have seen their property values grow significantly — in fact doubling over the last 10 years*.Why does t...
03/13/2025

Some homeowners have seen their property values grow significantly — in fact doubling over the last 10 years*.

Why does this matter for you?

• Your home’s value can grow over time. As home prices rise, the amount of money you have invested in your home (a.k.a. home equity) increases, allowing you to potentially sell it for more than you paid in the future.
• Your housing costs stay more predictable. While rent can go up year after year, a fixed mortgage keeps your monthly payments more stable.
• You might save money at tax time**. Homeowners can qualify for tax benefits, like deductions on mortgage interest and property taxes.

Renting gives you flexibility, but it doesn’t help you build equity or benefit from rising home values. Owning a home gives you the chance to invest in something that can grow in value over time.

Thinking about buying? Contact me today and we can discuss your options.

*Per Case Shiller National Home Price Index (https://www.statista.com/statistics/398370/case-shiller-national-home-price-index-monthly-usa/)

**PrimeLending is not authorized to give tax advice. Please consult your tax adviser for tax advice for your specific situation.

Buying a fixer-upper can be an exciting opportunity to create a home that truly fits your style, afford to buy in your d...
03/11/2025

Buying a fixer-upper can be an exciting opportunity to create a home that truly fits your style, afford to buy in your desired neighborhood and build equity for the long run. Here are some things to consider:

Pros:
Lower purchase price compared to move-in-ready homes
Freedom to design and customize your space
Potential to increase the home’s value through renovations

Cons:
Renovations take time and require careful budgeting
Unexpected repairs can add to costs
Living in a construction zone isn’t for everyone

A renovation loan can make financing easier by covering both the home and upgrades in one mortgage. If you’re ready to turn a fixer-upper into your perfect home, let’s talk! DM me to get started.

Address

3131 Camino Del Rio N, Ste 370
San Diego, CA
92108

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm
Sunday 8am - 7pm

Telephone

+18587647829

Website

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