Michael Ross Insurance Agency

Michael Ross Insurance Agency The Michael Ross Farmers Insurance Agency is a one-stop shop for all of your insurance needs in the

The Income Related Monthly Adjustment Amount (IRMAA) is an additional monthly charge that people with certain high-incom...
06/04/2026

The Income Related Monthly Adjustment Amount (IRMAA) is an additional monthly charge that people with certain high-income levels must pay on top of their Medicare Part B and D premiums.

Let us educate you on your options: Independent agents can also provide personalized guidance by explaining complex insu...
06/03/2026

Let us educate you on your options: Independent agents can also provide personalized guidance by explaining complex insurance options in simple terms and helping you avoid gaps in coverage.

Medicare Supplements only pay after Medicare pays its share first. If Medicare approves a claim and pays the part that M...
06/02/2026

Medicare Supplements only pay after Medicare pays its share first. If Medicare approves a claim and pays the part that Medicare owes, it will forward the remainder of the bill to your Medicare Supplement.

At age 65, you are eligible for Medicare, regardless of whether you are already taking Social Security income benefits. ...
06/01/2026

At age 65, you are eligible for Medicare, regardless of whether you are already taking Social Security income benefits. Some people also qualify for Medicare earlier than 65 due to a disability or illness.

Medicare Supplement plans do not require referrals, allow you to see any provider that accepts Medicare, require separat...
05/29/2026

Medicare Supplement plans do not require referrals, allow you to see any provider that accepts Medicare, require separate Part D plans, and only have a one-time Medigap Open Enrollment window.

Reminder To Be Careful: Scammers use several different tactics to try and scam Medicare beneficiaries and make attempts ...
05/28/2026

Reminder To Be Careful: Scammers use several different tactics to try and scam Medicare beneficiaries and make attempts by phone or email.

Reminder: Medicare Exclusions are items or services that Medicare does not cover, such as most prescription drugs, long-...
05/27/2026

Reminder: Medicare Exclusions are items or services that Medicare does not cover, such as most prescription drugs, long-term care, and custodial care in a nursing or private home.

To cover all your bases, if a doctor or specialist says they accept Medicare, go a step further and confirm whether or n...
05/26/2026

To cover all your bases, if a doctor or specialist says they accept Medicare, go a step further and confirm whether or not they accept Medicare Assignment. This confirmation can provide you with some peace of mind and ensure there will be no hiccups when needing services or treatments in the future.

Fast Fact: While the Medicare Annual Wellness Visit is not mandatory, it is a 100% covered preventive service.
05/25/2026

Fast Fact: While the Medicare Annual Wellness Visit is not mandatory, it is a 100% covered preventive service.

Medicare can feel overwhelming at first, but once you understand the different parts, the process becomes much easier to...
05/22/2026

Medicare can feel overwhelming at first, but once you understand the different parts, the process becomes much easier to navigate.

Address

944 C Street, Suite B
San Diego, CA
92101

Telephone

+16193598055

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