High Bluff Private Wealth

High Bluff Private Wealth At High Bluff Private Wealth, we help you pursue your personal dreams and financial freedom. JOHN P. John also served in the U.S. MICHAEL D.

OVERLAND graduated from the University of Redlands in 1962 with a Bachelors degree in Economics, and has been in the financial planning business ever since. He began his career with Connecticut General Life Insurance Co., where he remained with the company and its successor, CIGNA, until 1994. In 1994, John affiliated with LPL Financial and opened his own practice. John is a Chartered Financial Co

nsultant (ChFC), a Chartered Life Underwriter (CLU) and holds associated securities registrations & insurance licenses (California insurance license #0251701). Marine Corp Reserve and Naval Reserve, retiring as Commander in 1983. SHANAHAN graduated from the University of Alabama in 1999 with a Bachelors degree in Biology. He began his career in financial services at Sun Trust Bank in Atlanta, GA. In 2003, Mike moved to La Jolla, CA, affiliated with LPL Financial & joined John to form Overland & Shanahan. Mike is a CERTIFIED FINANCIAL PLANNER™. Michael holds securities registrations through LPL Financial & insurance licenses with the state of California. (California Insurance License ). Securities offered through LPL Financial, Member FINRA/SIPC FINRA.org SIPC.org

Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. The financial professionals associated with Overland & Shanahan Wealth Advisors, Inc. may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Happy Birthday Julia! 🎉 Your dedication and commitment to providing exceptional service make a difference every day. We ...
06/06/2026

Happy Birthday Julia! 🎉 Your dedication and commitment to providing exceptional service make a difference every day. We are grateful to have you as part of the High Bluff Private Wealth family and hope your day is filled with all your favorite things.

Stock valuations remain elevated by historical standards—but context matters.This week's Weekly Market Commentary discus...
06/03/2026

Stock valuations remain elevated by historical standards—but context matters.
This week's Weekly Market Commentary discusses the latest insights on what may drive markets higher—and the factors that could challenge the outlook in the years ahead.

This week’s Weekly Market Commentary discusses how stock valuations appear elevated by traditional metrics, yet remain reasonable when viewed alongside supportive economic growth, inflation, interest rate, and earnings expectations. While optimism is largely priced in and future gains will depend ...

Summer fun shouldn’t come with financial stressFrom camps, to travel, to all the little “yes” moments, costs add up fast...
05/18/2026

Summer fun shouldn’t come with financial stress

From camps, to travel, to all the little “yes” moments, costs add up fast. A little planning now can keep you in control and enjoying the season.

Know your priorities. Plan ahead. Spend with intention.

Map out your summer spending before it sneaks up on you. Summer spending isn’t usually one big expense; it’s a series of smaller “yes” decisions that add up.

You don’t need millions to need an estate plan.If you’re 18+, having the right documents in place protects your wishes—a...
05/14/2026

You don’t need millions to need an estate plan.

If you’re 18+, having the right documents in place protects your wishes—and your family and can prevent costly, stressful court decisions.

Peace of mind starts with a plan.

These will let you have a say in your medical care, as well as what happens with your assets after you die

Millions may be owed IRS refunds from pandemic-era penalties—but the window to claim is closing fast. If you paid late f...
05/12/2026

Millions may be owed IRS refunds from pandemic-era penalties—but the window to claim is closing fast.

If you paid late fees, interest, or estimated tax penalties from 2019–2022, you could be eligible.

Deadline: July 10. Don’t miss it.

Tens of millions of Americans might be eligible to claim refunds from the IRS because of a federal-court decision that said many pandemic-era tax deadlines didn’t actually apply.

Happy Mother’s Day!To all who show up as “mom”—through love, guidance, and support—your impact runs deep.And to the incr...
05/10/2026

Happy Mother’s Day!

To all who show up as “mom”—through love, guidance, and support—your impact runs deep.

And to the incredible moms on our team, thank you for the strength, care, and balance you bring every day. We’re so grateful for you.

Feeling Financial Stress or Financial Anxiety?  Both can impact your health and relationships but understanding the diff...
05/07/2026

Feeling Financial Stress or Financial Anxiety? Both can impact your health and relationships but understanding the difference is key. If money is weighing on you, you don’t have to handle it alone. We help bring clarity, structure, and peace of mind.

Financial stress comes from a trigger; financial anxiety lingers even without one.

How should you pay yourself as a business owner?In this video, we break down how your business structure impacts your pa...
05/06/2026

How should you pay yourself as a business owner?

In this video, we break down how your business structure impacts your pay—and why it’s about more than just taxes. Think long-term.

Have questions? We’re here to help.

https://youtu.be/E6JLRkH-L04

How should you invest now that Kevin Warsh is almost certain to be the next Federal Reserve chair? The short answer: Sta...
05/05/2026

How should you invest now that Kevin Warsh is almost certain to be the next Federal Reserve chair? The short answer: Stay the course.

05/05/2026

How should you invest now that Kevin Warsh is almost certain to be the next Federal Reserve chair? The short answer: Stay the course.

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