High Bluff Private Wealth

High Bluff Private Wealth At High Bluff Private Wealth, we help you pursue your personal dreams and financial freedom. JOHN P. John also served in the U.S. MICHAEL D.

OVERLAND graduated from the University of Redlands in 1962 with a Bachelors degree in Economics, and has been in the financial planning business ever since. He began his career with Connecticut General Life Insurance Co., where he remained with the company and its successor, CIGNA, until 1994. In 1994, John affiliated with LPL Financial and opened his own practice. John is a Chartered Financial Co

nsultant (ChFC), a Chartered Life Underwriter (CLU) and holds associated securities registrations & insurance licenses (California insurance license #0251701). Marine Corp Reserve and Naval Reserve, retiring as Commander in 1983. SHANAHAN graduated from the University of Alabama in 1999 with a Bachelors degree in Biology. He began his career in financial services at Sun Trust Bank in Atlanta, GA. In 2003, Mike moved to La Jolla, CA, affiliated with LPL Financial & joined John to form Overland & Shanahan. Mike is a CERTIFIED FINANCIAL PLANNER™. Michael holds securities registrations through LPL Financial & insurance licenses with the state of California. (California Insurance License ). Securities offered through LPL Financial, Member FINRA/SIPC FINRA.org SIPC.org

Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness. The financial professionals associated with Overland & Shanahan Wealth Advisors, Inc. may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

A juicy read… and suddenly everyone wants to see the prenup. From “Where is our money?” to “Wait, am I actually protecte...
08/28/2026

A juicy read… and suddenly everyone wants to see the prenup.

From “Where is our money?” to “Wait, am I actually protected?”—here are four financial questions women are asking after reading Strangers.

Belle Burden’s divorce memoir is prompting readers to look at their finances and prenups. We asked attorneys and financial advisers for their best advice.

Happy National Dog Day to the four-legged members of the High Bluff family! 🐾They may contribute nothing to the bottom l...
08/26/2026

Happy National Dog Day to the four-legged members of the High Bluff family! 🐾They may contribute nothing to the bottom line, but morale is at an all-time high!

Market volatility can make even the most confident investors wonder, “Should I be doing something?” Before making a move...
08/24/2026

Market volatility can make even the most confident investors wonder, “Should I be doing something?”

Before making a move, remember: short-term market swings don’t always call for long-term changes. Here’s what to consider.
https://youtu.be/e51Y2Hmg7uo

Bonds may not make the most exciting headlines—but your portfolio is paying attention.A surprise move by the Treasury co...
08/21/2026

Bonds may not make the most exciting headlines—but your portfolio is paying attention.

A surprise move by the Treasury could have ripple effects on mortgage rates, borrowing costs, the stock market, and even hiring. Here’s what you need to know.

In a surprise move, the Treasury Department doubled bond buybacks in an effort to ease surging yields.

We’re excited to announce that Claire Shinholser has been named Partner at High Bluff Private Wealth! Claire’s leadershi...
08/20/2026

We’re excited to announce that Claire Shinholser has been named Partner at High Bluff Private Wealth! Claire’s leadership, dedication to our clients, & commitment to our firm have made her an integral part of High Bluff. Join us in congratulating Claire!

Planning for college? Costs continue to rise, but new rules are reshaping how families save, borrow, and pay for higher ...
07/27/2026

Planning for college? Costs continue to rise, but new rules are reshaping how families save, borrow, and pay for higher education. From expanded 529 benefits to student loan changes, here's what students and parents need to know.

Here are some key updates in the college world for 2026.

What if one of your best investments became one of your biggest tax challenges? Large gains can create significant wealt...
07/24/2026

What if one of your best investments became one of your biggest tax challenges? Large gains can create significant wealth—but also make diversification costly. Learn how a 351 exchange may help reduce concentration risk while deferring capital gains taxes.

If big gains on stocks have locked you in place, here’s one way to break free.

The U.S. economy continues to outperform as inflation cools and AI-driven investment supports growth. Meanwhile, China f...
07/22/2026

The U.S. economy continues to outperform as inflation cools and AI-driven investment supports growth. Meanwhile, China faces softer demand and global trade trends remain a key area to watch. See the full update in this week's Weekly Market Commentary

This week's Weekly Market Commentary discusses the uneven global growth landscape, highlighting continued U.S. economic strength supported by resilient consumers, moderating inflation, and robust AI-driven investment, while China faces weaker demand, softer oil imports, and a less consistent recover...

Happy Birthday Claire! 🎉We're grateful for the knowledge, dedication, and care she brings to our clients and team every ...
07/18/2026

Happy Birthday Claire! 🎉

We're grateful for the knowledge, dedication, and care she brings to our clients and team every day. Please join us in wishing Claire a wonderful birthday and a fantastic year ahead!

Understanding longevity is a critical part of retirement planning. If you haven't reviewed your financial plan recently,...
07/16/2026

Understanding longevity is a critical part of retirement planning. If you haven't reviewed your financial plan recently, now may be a great time to revisit it and ensure you're prepared for the years ahead.

"Will my money last?" is the most-asked question from people in or near retirement. Here's what you need to know.

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