Lucas O'Rourke

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Lucas O'Rourke Wholesale Jumbo Non-QM Account Executive at FundLoans

[email protected]
(858) 290-1131

What does Golf have to do with Non-QM lending? More than I expected. Some of my best business lessons haven’t come from ...
07/30/2026

What does Golf have to do with Non-QM lending? More than I expected. Some of my best business lessons haven’t come from a sales book or a training session—they’ve come from time spent on the golf course.

The longer I've been an Account Executive at FundLoans, the more I've realized those same principles apply to helping mortgage brokers every day.

⛳ Know your options.
A good golfer knows when to pull out the driver—and when not to. A good AE knows when a Bank Statement loan, DSCR, Asset Qualifier, P&L Only, or Jumbo program is the better fit. Smart club selection gives you a better chance to score; smart program selection gets you to more fundings.

⛳ Course management beats hero shots.
Not every loan fits into a conventional box. Some of the most rewarding wins come from structuring a difficult scenario, finding a creative solution, and helping a broker save a deal that looked impossible.

That's one of the reasons I enjoy being at FundLoans. We have a product suite that gives brokers real options instead of forcing every borrower into the same solution.

⛳ Preparation creates confidence.
The more I study guidelines and scenarios, the faster I can help brokers navigate challenges before they become problems. The best conversations aren't always about pricing—they're about understanding the borrower's story, finding the right program, and creating a strategy to get the loan closed.

⛳ Focus on the next shot.
Golf teaches you quickly that you can't change the last shot—you can only prepare for the next one. Lending is the same way. Deals will have challenges, timelines will change, and obstacles will come up. The difference is how you respond and whether you're willing to keep working toward the finish line.

If you're looking for an AE who enjoys workshopping scenarios, solving complex Non-QM loans, and finding ways to get more deals to the closing table, let's connect.

[email protected]
(858) 290-1131

Standalone Cash-out DSCR 2nd Mortgage through the Aspire X program at FundLoans.Huge thank you to Dennis Kochanek with 6...
04/16/2025

Standalone Cash-out DSCR 2nd Mortgage through the Aspire X program at FundLoans.

Huge thank you to Dennis Kochanek with 603 Mortgage Brokers for bringing this deal to the table. 3-unit property out in NH that we were able to lend a 2nd to based off the rents received from the property.

Reach out to me with anything in the Non-QM space, I am happy to help!
(858) 290-1131
[email protected]

P&L program up to $6mm with FundLoans!12 or 24 monthsLTV up to 85%660 min FICOReach out with any questions!
04/02/2025

P&L program up to $6mm with FundLoans!
12 or 24 months
LTV up to 85%
660 min FICO
Reach out with any questions!

Check out our products at FundLoans! Redefining Non-QM loans with great products and competitive rates!
12/19/2024

Check out our products at FundLoans! Redefining Non-QM loans with great products and competitive rates!

Address

12481 High Bluff Drive , Ste. 150
San Diego, CA
92130

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