Griffin Funding

Griffin Funding Griffin Funding is a direct-to-consumer national mortgage company specializing in VA loans & Non-QM Loans. NMLS # 1120111 nmlsconsumeraccess.org
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We are on a mission to change the way people think about the mortgage process through cutting-edge technology. We are true advisers rather than traditional salespeople simply looking for the next "commission." Instead we act in your best interests by basing our business model on providing custom tailored solutions to your unique situation. Our success comes by simply listening to your individual n

eeds and goals - and delivering what is best for you and your family. We not only provide immediate solutions to your immediate needs but create a 5-year blueprint based on your goals. We like to look at life in 5 year snapshots and help you get where you want to be. A mortgage is simply a financial tool to help you leverage your dreams and it's one of the first steps to helping you achieve wealth. If you setup your blueprint correctly and stick to your plan you can build a successful real estate portfolio backed by the right loans. We look forward to working with you and being your lender for life. We are honored to be able to serve our Veterans in the San Diego area and help them with their home mortgage needs. Our VA zero down purchases are very flexible and our VA Streamlines do NOT require credit score, income, assets, or appraisal verification. Figure: 7 TAC §56.200(c)
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.

09/08/2026

"Okay… but who exactly is Griffin Funding?"

Fair question. We're a fully digital, direct mortgage lender — $3.6B+ funded for 8,000+ clients. Not a lead site that sells your info to random lenders. You deal directly with us.

We specialize in the situations big banks fumble: real estate investors and self-employed borrowers.

Now you know 👉🏻 talk to a Griffin Funding loan advisor about your situation: www.griffinfunding.com

5.0 star review received on Experience.com for Gabriel Salazar by Tuan B - Gab was very helpful and great to work with.
09/07/2026

5.0 star review received on Experience.com for Gabriel Salazar by Tuan B - Gab was very helpful and great to work with.

Click to see all 5 reviews of Gabriel Salazar at Griffin Funding, Loan Officer

5.0 star review received on Experience.com for Malik Abiola by Manuel T - Awesome experience and very expedited to g...
09/07/2026

5.0 star review received on Experience.com for Malik Abiola by Manuel T - Awesome experience and very expedited to get the loan closed.

Click to see all 36 reviews of Malik Abiola at Griffin Funding, Mortgage Loan Officer

Most investors don't stall at 3–5 properties because they run out of deals. They stall because conventional underwriting...
09/07/2026

Most investors don't stall at 3–5 properties because they run out of deals. They stall because conventional underwriting looks at their tax returns — and every smart write-off makes their DTI look worse.

DSCR flips it: the property's rent qualifies the loan, not your W-2.

Full breakdown of the 2026 conforming limits vs. cash-flow financing is on the blog: https://griffinfunding.com/blog/mortgage/conforming-loan-limits-vs-dscr-financing/

5.0 star review received on Experience.com for KC Dirksen by Veatrice G - KC made my experience truly exceptional! She ...
09/07/2026

5.0 star review received on Experience.com for KC Dirksen by Veatrice G - KC made my experience truly exceptional! She was incredibly dedicated, patient, and proactive throughout the entire process, exploring every possible option and guiding me with clarity and care. Her communication was consistent, her support was genuine, and her commitment helped me obtain the outcome I hoped for. KC was outstanding from start to finish, and I am deeply grateful for everything she did.

Click to see all 9 reviews of KC Dirksen at Griffin Funding, Loan Officer

09/06/2026

Too high a rate? Fees? Never used a non-traditional mortgage before? Those are exactly the questions to ask before you decide.

The goal isn't to force a loan to work — it's to look at your situation, see the options, and decide if the numbers actually make sense for you.

Talk to a Griffin Funding loan advisor and see what your numbers look like: www.griffinfunding.com

5.0 star review received on Experience.com for Denise Tran by Mark H - Very responsive, thorough, professional, and pers...
09/06/2026

5.0 star review received on Experience.com for Denise Tran by Mark H - Very responsive, thorough, professional, and personable. She has been a joy to work with!

Click to see all 28 reviews of Denise Tran at Griffin Funding, Loan Officer

5.0 star review received on Experience.com for Malcolm Cameron by Rosemarie C - quick responses from all, pleasant i...
09/06/2026

5.0 star review received on Experience.com for Malcolm Cameron by Rosemarie C - quick responses from all, pleasant interactions with competent team, process went fast from beginning to end with lots of support and All on line. They have the entire process organized snd easy.

Click to see all 41 reviews of Malcolm Cameron at Griffin Funding, Loan Officer

5.0 star review received on Experience.com for Joe Yaeger by Timothy O - Joe navigated some crazy back and forth on clos...
09/06/2026

5.0 star review received on Experience.com for Joe Yaeger by Timothy O - Joe navigated some crazy back and forth on closing dates and semi-complicated bridge financing I brought along. He was very quick and clear on communication and a pleasure to work with. 100%

Click to see all 217 reviews of Joe Yaeger at Griffin Funding, Loan Officer

When investors borrow against a rental, they tend to borrow big.We went through four years of HMDA loan-level data to se...
09/06/2026

When investors borrow against a rental, they tend to borrow big.

We went through four years of HMDA loan-level data to see how investor HELOCs actually compare to the ones homeowners take out — how much bigger the lines are, why the money is moving this way, and which states it's concentrated in. Some of it hasn't been published anywhere before.

Continue reading at: https://griffinfunding.com/blog/dscr-loans/investor-heloc-line-sizes/

Address

2445 5th Avenue, Ste 401
San Diego, CA
92101

Opening Hours

Monday 8am - 9pm
Tuesday 8am - 9pm
Wednesday 8am - 9pm
Thursday 8am - 9pm
Friday 8am - 9pm
Saturday 10am - 4pm
Sunday 10am - 4pm

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