The Schmidt Team - Making Mortgages Easy

The Schmidt Team - Making Mortgages Easy Looking to purchase or refinance a home? Call Tracie Schmidt NMLS #269424 with the Schmidt Team powered by Barrett Financial Group.

The Schmidt Team - Making Mortgages & Real Estate Easy

Tracie Schmidt, Mortgage Loan Officer - NMLS #269424
Barrett Financial Group NMLS #181106

Tracie Schmidt, Realtor - DRE #02111058
Keller Williams La Jolla #01932411 for your home purchase or home refinance pre-qualification. If you are a first time home buyer in San Diego County use The Schmidt Team powered by Barrett Financial for your first

time home buyer needs. The Schmidt Team powered by Barrett Financial Group provides quick and efficient loan closings. We have been in San Diego for over 25 years and has helped many families get into a home in the San Diego area with great mortgage loan programs. For First time home buyer mortgage information in San Diego County and throughout California contact The Schmidt Team powered by Barrett Financial Group
for your home loan and mortgage needs. Contact Tracie Schmidt at 858-336-5200 to get pre qualified for your home purchase today. Work with a mortgage team that has great mortgage loan programs for FIRST TIME HOME BUYERS. VA financing is a great home buyer program if you have the VA benefit. VA financing allows zero down payment if you qualify FHA financing is also a great FIRST TIME HOME BUYER option with low down payment options. Tracie Schmidt | NMLS #269424 | Barrett Financial Group, L.L.C. | NMLS #181106 | 3111 Camino Del Rio North Suite 905 San Diego CA 92108 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License. | FL MLD1880 | WA MB-181106 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

09/02/2026

🇺🇸 Your VA home loan benefit is powerful — but only if you understand how to use it.

If you’re active-duty military, a Veteran, or thinking about buying a home with your VA benefit, I’d love to have you join me for my FREE VA Home Buying Masterclass!

We’ll break down the VA home-buying process and talk about:

🏡 How VA $0-down financing works
💰 What to expect with payments and closing costs
🇺🇸 VA eligibility and your home loan benefit
📋 What you should know before you start looking at homes
🔑 How to create a home-buying strategy that works for you

Real estate agents are welcome too! If you work with — or want to work with — more military and Veteran buyers, come learn more about the VA loan process.

📅 September 12th
📍 Barrett Financial — Mission Valley, San Diego
🎟️ FREE to attend

👉 Facebook/LinkedIn: Click this link to save your seat. https://viewinfo.me/t/t?u=tracie

📲 Instagram: Visit the Smart Mobile Card in my bio to RSVP.

Come with your questions. My goal is for you to leave understanding your options and feeling much more confident about using your VA home loan benefit.
https://myoc.io/roarloudvideo

09/01/2026

🤖 Ready to go beyond just asking AI questions and start actually putting it to work in your business?

Join us September 10th at the Barrett Financial office in Mission Valley for Claude 102 Build Day sponsored by Real Producers.

This in-person event is designed to help you move beyond the basics and discover practical ways to use Claude to save time, work smarter, and get more done.

💡 In-person presentation + live Q&A
📅 September 10th
📍 Mission Valley, San Diego
🎟️ Limited seating — advance registration required

You don’t need to be an AI expert. If you’re curious about how AI can actually become a useful part of your everyday business, come join us!

👉 Facebook/LinkedIn: Register here:
https://www.eventbrite.com/e/sdrp-claude-102-build-day-tickets-1996485981314?aff=oddtdtcreator

📲 Instagram: Visit the Smart Mobile Card in my bio for event details and registration.

https://myoc.io/roarloudvideo

08/31/2026

A little morning action in Pacific Beach this weekend! 😳
Not sure driving onto the beach was the best exit plan.

08/31/2026

📍 San Diego — we have THREE great events coming up at the Barrett Financial office in Mission Valley!

Whether you want to learn how to use AI more effectively in your business, understand your VA home-buying benefits, or finally make sense of San Diego County property taxes — we have something for you.

📅 September 10 — Claude 102 Build Day.
Learn practical ways to put Claude and AI to work in your business.

🇺🇸 September 12 — FREE VA Home Buying Masterclass
For active-duty military, veterans, future VA homebuyers, and real estate professionals who want to better serve VA clients.

🏡 October 7 — FREE San Diego Property Tax Class with Jordan Marks
For current homeowners, future homeowners, real estate professionals, or anyone who wants to better understand San Diego County property taxes.

I’d love to see you at one — or all three!

👉 Click the link to get the details and reserve your spot. https://viewinfo.me/t/t?u=tracie

👉 Or Visit the Smart Mobile Card in my bio for event details and registration.
https://myoc.io/roarloudvideo

08/27/2026

🇺🇸 Before you start looking at homes, let's figure out what buying one should actually look like for YOUR family.

It's easy to jump online, start scrolling through listings and fall in love with a house.

But for a military family, there's a lot more to consider than just the purchase price.

Your income, BAH, monthly debts, credit, future PCS plans and long-term goals can all affect what makes sense for you.

That's why I believe in creating a personalized VA home-buying strategy before you start touring homes.

We'll look at:

🏡 Your buying power
💰 Estimated monthly payments
🔑 Cash you may need at closing
🇺🇸 Your VA financing options
📍 Your personal homeownership goals

The goal isn't simply to tell you how much you can qualify for. It's to help you determine what you're actually comfortable spending and create a plan that makes sense for your family.

Ready to start planning?

👉 Visit https://va.buyahomewithavaloan.com/ to schedule your No Obligation VA Home Buying Strategy Session.

08/26/2026

Think your credit score is too low to buy a home with a VA loan? You might be surprised by what is actually possible. One of the biggest misconceptions military families face is waiting for perfect credit before applying.

As a certified veteran loan specialist, I see buyers qualify much sooner than expected. Every situation is unique, so do not let assumptions keep you from exploring your options.

Ready to take the next step? Visit buyahomewithavaloan.com to download your VA home buying guide and schedule your no obligation strategy session today. 🏠

https://myoc.io/roarloudvideo

08/25/2026

Celebrating a birthday surrounded by amazing views and incredible food on Catalina Island made for an unforgettable trip. 🌴 Life is truly all about creating memories that last forever with the people you love most.

https://myoc.io/roarloudvideo

08/24/2026

Many active-duty service members and Veterans receive conflicting information about their VA home loan benefits — and some never use their benefit because they don't realize what may be available to them.

That's why I created https://va.buyahomewithavaloan.com/ 🇺🇸🏡

It's a free educational resource designed to help military families better understand VA home loans, the home-buying process, and the options available to them.

Whether you're:

• Buying your first home
• Relocating to San Diego on PCS orders
• Trying to understand your VA loan eligibility
• Or simply wondering if homeownership makes sense for you

I'm here to help make the process easier to understand.

👉 Visit BuyAHomeWithAVALoan.com to access VA home-buying resources and schedule a complimentary VA Home Buying Strategy Session.

08/21/2026

🇺🇸 If you served our country, your VA home loan benefit could be one of the most powerful tools you have for becoming a homeowner.

And yet, I talk to Veterans and active-duty service members all the time who assume buying a home is out of reach — especially because they think they need a large down payment.

You may have more options than you realize. 🏡

I created BuyAHomeWithAVALoan.com as a resource specifically for military families who want to better understand their VA home loan benefit and what homeownership could look like for them.

Whether you're thinking about buying soon or simply want to understand your options, it's a great place to start.

👉 Visit https://va.buyahomewithavaloan.com/ to download my FREE VA Home Buying Guide and schedule a complimentary VA Home Buying Strategy Session.

Know someone who served or is currently serving? Send this to them. 🇺🇸

08/14/2026

Did you know that back in 1975, the average mortgage rate was around 9%? As I prepare to turn 51 next week, looking back at my birth year puts the current housing market and how far we have come into perspective. From Pet Rocks, to cheap gas, to me…1975 was certainly an unforgettable year.

Like or comment if you are a 1975 baby or what you remember most from that year.
https://myoc.io/roarloudvideo

Address

3111 Camino Del Rio N. Ste 905
San Diego, CA
92108

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 2pm

Telephone

+18583365200

Website

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