Kyle Palaniuk - Plan Prepare Home

Kyle Palaniuk - Plan Prepare Home Not your typical mortgage brokers. Our promise is to help you achieve your homebuying goals. NMLS # 1836064 I live and hold an office in North Park.

We strive to consistently connect you with the latest and best offerings the market bears, but with smiles on our faces. Happy to be serving all of California and specializing in San Diego Metro and surrounding areas. Come pay me a visit some time! Bio:
I am originally from a small town called North Bend in rural Oregon off the Pacific Coast and have been active in the lending world since my colle

ge days in Seattle, Washington. I attended Pacific Lutheran University, a small liberal arts school, where I received my bachelor’s degree in Economics with an emphasis on International Economic Analysis and a minor in Spanish. My economic thesis focused on micro-finance for poverty alleviation, and after graduating I lived another year in Costa Rica volunteering in this field. In 2008, I spent a couple years traveling with my wife in Asia while teaching English in Korea before settling back to Huntington Beach, California, accepting a job in commercial lending as a loan processor for Chase Bank. For two years, I learned as much as I could about the business, eventually becoming a junior loan officer, before transferring to San Diego, where I made my transition into residential lending and teamed up with my current partner, Jim Sakrison. Looking for a younger and more structured mortgage bank, I joined V.I.P., which provides a platform where driven and entrepreneurial-minded people like myself are able to succeed. I currently volunteer as president of a business development group, in San Diego. I’m very active in the community, teach piano lessons to kids and have also worked a lot with the Big Brothers/Big Sisters organization. Every day I get to return home to a full family in our home consisting of my beautiful wife of three years, our live-in exchange students, dog, two cats, and 5 chickens. My hobbies include: traveling, playing music (jazz trumpet and piano), bicycling, gardening and urban farming, photography, and building artistic light fixtures – none of which I seem to have enough time for. We’re very focused on people and community. Our goal is to see all of our neighbors reach their goals of home ownership, and also be able to give back to our local community. We work with several local non-profits to see that a portion of our earnings are donated right back into our local community. I’m proud to live in San Diego and excited to be putting people first. FL, OR, WA, and TX License #984138
C2 NMLS 135622 | LO NMLS 984138
CA 1821025 | CA 01932878
FL MBR3519 | FL LO70579
OR ML-4917 | OR 984138
TX 135622 | TX 984138
WA MB-135622 | WA MB-984138
www.nmlsconsumeraccess.org

FREE VA HOME LOAN SEMINAR at 📍 Sept 4 | 4:30 - 6:00 PM
08/28/2025

FREE VA HOME LOAN SEMINAR at
📍 Sept 4 | 4:30 - 6:00 PM

07/25/2025
It's your first mortgage? We've got you covered 🤝
05/30/2025

It's your first mortgage? We've got you covered 🤝

Your Benefits of Working with an Independent Mortgage Broker ☝🏽
05/10/2025

Your Benefits of Working with an Independent Mortgage Broker ☝🏽

10/31/2024

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🏡 Exciting news! You may have already noticed but we're diving into the world of podcasting with "The Mortgage Guys Podc...
09/20/2023

🏡 Exciting news! You may have already noticed but we're diving into the world of podcasting with "The Mortgage Guys Podcast." Hosted by Kyle Palaniuk with Co-Host Barbara Smith and the Granada House crew: Jim Sakrison and Anthony Cafiso, this podcast is your ultimate guide to everything related to housing.

🎙️ Join us for insightful conversations with industry experts and first-time homebuyers as we unravel the mysteries of the mortgage industry. From the ever-evolving housing market to navigating the homebuying process, we cover it all!

🔍 Discover funny anecdotes, heartwarming success stories, and valuable tips from those who've embarked on this life-changing adventure. Get ready to boost your confidence in mortgages, understand approval processes, and find financial solutions tailored to your needs.

💼 Whether you're a new homebuyer, seasoned real estate agent, or just curious about the housing market, "The Mortgage Guys Podcast" is for you. Join our community of informed, empowered, and inspired homebuyers.

👉 Follow us on YouTube (link in bio) to stay updated on our latest episodes and embark on your path to homeownership with us! 🏠

Hey there, aspiring homeowners! 🏠 Just a quick update on the current housing landscape:Mortgage rates have risen recentl...
08/22/2023

Hey there, aspiring homeowners! 🏠 Just a quick update on the current housing landscape:

Mortgage rates have risen recently, causing a few ripples in the housing market, but don't be discouraged! This has also led to more homes being available and some sellers even lowering their prices. More options for you!

While the current number of homes available for sale is higher than before, it's still 10% less than last year. So, it's like Goldilocks - not too much, not too little, just the right amount of options to choose from.

If you're wondering why this is happening, here's a bit of wisdom: when mortgage rates rise, more homes become available, and vice-versa.

Did you know? 35.5% of homes on the market have had their prices reduced Nationwide. So, you might snag a great deal!

And speaking of prices, the median price for single-family homes right now is $449,900. It's been pretty stable, which means the market isn't too wild or unpredictable.

Always remember: markets ebb and flow. Sometimes there are more buyers, sometimes more sellers. The key is to keep an eye on the trends, stay informed, and strike when you find the perfect fit for you.

On a final note, areas like Austin, Texas are seeing more price reductions than others. So, if you're flexible on location, it might be a cool place to start looking!

Stay positive, dream big, and always remember, buying your first home is an adventure. Every market has its opportunities. Keep your eyes open, and soon you'll find the

Rockin' for a good cause! 🎸🤘 Our partner Anthony Cafiso and the "Dad's Of Jefferson" cover band brought down the house ...
05/02/2023

Rockin' for a good cause! 🎸🤘 Our partner Anthony Cafiso and the "Dad's Of Jefferson" cover band brought down the house at the Annual Jefferson Elementary Salsa Festival on Saturday. We're proud to be sponsors of Jefferson Elementary and support our local schools. Because at and we believe in building strong communities and helping families find their dream homes. Don't forget to and follow us for more tips on and ! 🏡❤️🎉

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04/05/2023

Learn about the exciting new ‘Cal HFA Dream For All’ Program

Address

3855 Granada Avenue
San Diego, CA
92104

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Monday 9:30am - 5pm
Tuesday 9:30am - 5pm
Wednesday 9:30am - 5pm
Thursday 9:30am - 5pm
Friday 9:30am - 5pm

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