Decker Financial

10/09/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials.

09/07/2026

Markets pushed higher in August as AI-driven optimism helped investors look past softer economic data. The S&P 500 gained 2.62% and the S&P/TSX Composite rose 2.96%, even as softening retail sales kept consumer spending in focus. Back-to-school season adds another data point to that story, with spending expected to reach \$146.8 billion in the U.S. and \$4.5 billion in Canada this year.

The Standard & Poor’s 500 Index advanced 2.62 percent, while the Nasdaq Composite rose 3.93 percent. The Dow Jones Industrial Average lagged, adding 1.34 percent. The S&P/TSX rose 2.96 percent.1,2

09/03/2026

Medicare Open Enrollment is coming up 🗓️ — if you or someone you love is on Medicare, it's the annual window to make sure your coverage still fits your life, not just the plan you picked once and forgot about.

A few things worth getting ahead of before the window opens:

✅ Formulary changes — is your medication still covered, and at what tier?
✅ Provider network changes — is your doctor (or specialist) still in-network next year?
✅ Total cost picture — premiums matter, but so do deductibles, copays, and your out-of-pocket max
✅ Life changes — a new diagnosis, a move, or a new prescription can all shift what "best plan" means for you

We're not the ones who sell the plans — but we are the ones who help you think through how your healthcare costs fit into your bigger financial picture, so you're not making this decision in a vacuum.

Head to the link in bio if you want a second set of eyes before decisions need to be made.

This content is for educational purposes only and is not intended as personalized Medicare, insurance, tax, or investment advice. Please consult a licensed Medicare advisor and your tax/financial professional regarding your specific situation.

09/02/2026

We had the most memorable time celebrating our Client Appreciation Night at the San Diego Padres game last week ⚾️

We cherish every opportunity to connect with our clients in person to express our gratitude for their continued partnership. We enjoyed great food, great company, raffled off Padres prizes, and the game went into extra innings! Thank you to all who came and for making the night so special 💛🤎

09/01/2026

Medicare Open Enrollment is coming up 🗓️ — if you or someone you love is on Medicare, it's the annual window to make sure your coverage still fits your life.

A few things worth getting ahead of before the window opens:
Formulary changes — is your medication still covered, and at what tier?
Provider network changes — is your doctor (or specialist) still in-network next year?
Total cost picture — premiums matter, but so do deductibles, copays, and your out-of-pocket max
Life changes — a new diagnosis, a move, or a new prescription can all shift what "best plan" means for you

We help you think through how your healthcare costs fit into your bigger financial picture, so you're not making this decision in a vacuum.

Head to the link in bio if you want a second set of eyes before decisions need to be made.

This content is for educational purposes only and is not intended as personalized Medicare, insurance, tax, or investment advice. Please consult a licensed Medicare advisor and your tax/financial professional regarding your specific situation.

08/10/2026

Markets navigated mixed signals in July. Inflation eased, tech faced pressure, and energy surged. Meanwhile, Americans are planning record travel spending in 2026: \$1.37 trillion. What's shaping your household budget this summer?

Stocks were mixed in July as investors navigated a cross-current of news on the outlook for AI spending and Q2 corporate reports.

07/10/2026

Laura and her family were honored to attend Cetera Investors’ annual recognition event in beautiful Whistler, Canada. It was an unforgettable weekended celebrating advisors from across the country for their commitment to serving clients and the work accomplished throughout 2025.

We never take for granted the trust our clients place in us. Any recognition we receive is truly a reflection of the incredible relationships we’ve built together and the opportunity to help individuals and families pursue their financial goals.

Thank you to our clients for allowing us to be part of your journey. Your confidence in our team is our greatest honor, and we look forward to serving you for many years to come.

07/09/2026

Markets posted solid second-quarter gains as investors responded to upbeat economic reports, continued diplomatic efforts in the Middle East, and strong first-quarter corporate numbers. The S&P 500 rose 14.87%, the Nasdaq gained 21.41%, and the Dow picked up 12.90%, while Canada’s S&P/TSX Composite added 6.37%. Looking ahead, markets may continue to react to Middle East updates, oil prices, inflation trends, and the pace of global commerce through the Strait of Hormuz. From U.S. home price growth to Canadian housing forecasts, this quarter’s by-the-numbers highlights the data behind one of North America’s most closely watched markets.

06/29/2026

Summer break means the little Decker Financial helpers are back in the office! ☀️

Today, Laura's son is helping take inventory of our office merch. Mom will make sure the money he earns will go toward his Custodial Roth IRA—with a little set aside for Legos, of course. 😊

It's never too early to start learning the value of hard work, saving, and investing.

What's the first job you had as a kid?

06/08/2026

Markets continued their upward climb in May, supported by strong technology performance, positive economic data, and ongoing diplomatic efforts in the Middle East. The Nasdaq gained 8.36%, the S&P 500 rose 5.15%, and Canada’s S&P/TSX Composite added 2.37%, while investors welcomed better-than-expected job growth and upbeat corporate earnings. With the Fed's next meeting scheduled for June, attention is turning to updated economic projections and what they may signal about the broader economy. From \$24 billion spent on Father's Day to the popularity of dining out and special outings, this month's by-the-numbers highlights how families celebrate the dads in their lives.

Stocks pushed higher in May, fueled by big tech names, positive economic news, and ongoing diplomatic efforts in the Middle East.