Chad Baker - Loan Advisor

11/29/2023

Buy a 2-4 Unit with Just 5% Down 🏡

In a game-changing move, Fannie Mae has recently announced a significant reduction in down payment requirements for owner-occupied 2-unit, 3-unit, and 4-unit homes. Effective November 18, 2023, the down payment will be just 5%, a substantial decrease from the previous 15-25% requirement for duplexes...

01/11/2023

All borrowers should be confident when making a home purchase decision — Self-employed and entrepreneurs included. A bank statement program is the alternative solution to a traditional mortgage.

Self-employed borrowers can qualify for a home loan based on personal, business, or profit and loss statements, rather than tax returns.

01/17/2022

These powerful words ring true all year, but especially today as we honor his leadership and impact.

01/14/2022

Have your space and own it too! If you’d like to roam while owning a home, we might just have the right financing option. See how a USDA Rural Development loan could give you the freedom you want! Contact me today to get started!

01/13/2022

Owning a home should be easy for those who have served our country in the Military. VA loans do not require a down payment, and at CrossCountry Mortgage, the advantages don’t end there. We don’t put additional restrictions on our VA loans, and we work with borrowers who have lower credit scores and complex credit histories. Contact us today to get the mortgage benefits you deserve for your Military Service.

01/11/2022

The point of any refinancing strategy is to successfully identify and meet specific financial goals, which owning a home helps you do. Answering the questions in this article is a great way to start. https://bit.ly/3KcnIEL

01/10/2022

Buying a home is one of the most important purchasing decisions you’ll ever make. As with any large investment, it’s smart to compare as many mortgage products and lenders as possible. Read more here: https://bit.ly/3qbj81l

01/08/2022

Renovation loans aren't just for homes in disrepair. Whether you're buying or refinancing, we'll match you up with the perfect loan so you can make a huge variety of improvements and additions. Read more here: https://bit.ly/3zDiTze

01/06/2022

This calculator will help you w**d through the fees, taxes, and monthly payment comparison to help you make the best mortgage decision. https://bit.ly/31urQhA

01/04/2022

Less out-of-pocket expense. More flexibility. You don’t need 20% down to buy a home, and you can maintain your cash flow while building wealth through homeownership. See why a conventional loan might be right for you! Contact me today to get started!

01/03/2022

Cruise through your homebuying journey quickly and efficiently by avoiding these major roadblocks! We can help you navigate the mortgage process and get to your closing destination. Get started at https://bit.ly/3mRdHCJ

01/01/2022

We wish your 2022 is filled with good company and great cheer.