Lucia Capital Group

Lucia Capital Group Your future. Managed. Get clear financial advice to help yourself and the ones you love most.

• Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC finra.org sipc.org

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inancial professionals associated with LPL Financial may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Check out our latest San Diego Business Journal Wealth Roundtable article featuring Lucia Capital Group President Joe P....
08/31/2026

Check out our latest San Diego Business Journal Wealth Roundtable article featuring Lucia Capital Group President Joe P. Lucia.

“Many successful business owners pay more in taxes than necessary because they evaluate an investment property on appreciation and rental income alone. The better question is how the property fits into an overall wealth strategy.” Swipe to read the full article.

08/27/2026

What should you do with an old 401(k) when you retire or change jobs?

Rolling it into an IRA might seem like the obvious answer. But Lucia Capital Group President Joe P. Lucia says not so fast.

Your age, taxes, investment options, withdrawal strategy and even company stock can all affect whether a 401(k) rollover makes sense.

Sometimes rolling over is the right move. Sometimes leaving your 401(k) where it is may be the better choice.

Before moving hundreds of thousands of dollars, make sure the decision fits your retirement strategy.

📅 Have an old 401(k)? Meet with a Lucia Capital Group Wealth Manager before you make your next move: luciacap.com/invest-today

08/25/2026

At Lucia Capital Group, we take managing your financial future very seriously. We take punctuality and the push-up rule very seriously, too.

Ray had a lot of fun shooting in the studio with the interns to end out the summer. Best of luck to them in their future endeavors!

08/19/2026

What surprised our summer interns most about wealth management? How personal it is.

Coming into Lucia Capital Group, financial advising can look like numbers, investments and financial plans.

But spend a summer alongside our Wealth Managers and you quickly see what really drives this business: relationships.

When Ray Lucia Jr. asked our interns about their biggest surprise this summer, one answer stood out: The personal relationships our Wealth Managers build with the families they serve.

As said, “This business is 90% relationship at the end of the day.”

We couldn’t agree more.

We had so much fun with our interns this summer!

08/18/2026

For decades, the goal may have been simple: work, save and grow your investments.

Then retirement changes the equation.

Once withdrawals begin, your portfolio has a new job to do and the strategy that helped you accumulate wealth may need to evolve with it.

Discover how The Bucket Strategy® approaches the transition from building wealth to funding retirement: luciacap.com/invest-today

Our team had a great time at LPL Financial Focus 2026 last week.We love having the annual conference right in our backya...
08/17/2026

Our team had a great time at LPL Financial Focus 2026 last week.

We love having the annual conference right in our backyard!

Focus reiterated what we already do at our firm, which is focus on the client experience. Relationships are everything!

08/11/2026

The one retirement risk nobody wants to talk about? Long-term care.

The solution is different for everyone.

As Lucia Capital Group President Joe P. Lucia says, "The mistake is waiting until your health takes away your options."

At Lucia Capital Group, we can help you financially plan for this phase of life.

Manage your financial future. Talk to a Lucia Capital Group Wealth Manager today: luciacap.com/invest-today.

Learning, networking and thriving at LPL Focus 2026. LPL Financial
08/11/2026

Learning, networking and thriving at LPL Focus 2026. LPL Financial

08/05/2026

What if the stock market crashes right after you retire?

It's one of the biggest fears retirees have, and one of the biggest reasons people delay retirement.

Lucia Capital Group President Joe P. Lucia explains why successful retirement planning isn't about predicting the next market crash. It's about having a retirement income strategy that's prepared for it.

With The Bucket Strategy®, your short-term income needs are separated from your long-term investments, helping you stay invested through market volatility instead of reacting to it.

📅 Meet with a Wealth Manager to build a retirement strategy designed for confidence, no matter what the market does next: luciacap.com/invest-today

What are the most important principles of retirement planning?Every retirement decision, from Social Security and Roth c...
08/04/2026

What are the most important principles of retirement planning?

Every retirement decision, from Social Security and Roth conversions to retirement income and investing, starts with the same core financial principles.

Are you investing based on your time horizon? Does every dollar in your portfolio have a purpose? And has your investment strategy changed now that you're living off your savings instead of growing them?

In this week's episode of Managing Your Financial Future, Johnny Dean and Rick "The Professor" Plum, CFP®, break down the retirement planning principles that shape every successful financial strategy.

Whether you're planning for retirement or already retired, these concepts can help you make more confident financial decisions.

🎧 Listen now on our website or wherever you get your podcasts: https://www.luciacap.com/podcast/financial-future-podcast/the-3-financial-principles-that-matter-most/

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16789 Bernardo Center Drive
San Diego, CA
92128

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Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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