Yanti Wibowo at Prudential

11/12/2024

Nine Key Tips Self-Employed and Gig Workers Should Know About Retirement

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Taking a non-traditional path may mean thinking beyond traditional savings options.

11/01/2024

You’ve worked hard. Don’t let the current market disrupt that.

Contact me to book your no obligation consultation at [email protected] today.

09/05/2024

With traditional pensions becoming a rarity, those of us at 55 are increasingly depending on 401(k)s, more so than older generations. It's a critical time, especially when the average savings hover around less than $50,000—significantly less than the recommended eight times our annual income.

Learn more from Prudential’s “2024 Pulse of the American Retiree Survey” - https://bit.ly/planadviser-pru-jun24

The reliance on 401(k)s means retirement industry must turn attention to this group about 10 years from the traditional retirement age.

08/22/2024

Recent findings from Prudential’s “2024 Pulse of the American Retiree Survey” reveal a significant shift in retirement planning. With the decline of traditional pension plans, 55-year-olds are now almost twice as likely to rely on 401(k)s compared to older generations. This demographic reports a median retirement savings of less than $50,000—far below the recommended eight times their annual income.
As financial advisors, it's crucial to address these challenges proactively. Here’s how you can help:

1. Educate on the Importance of Early Savings: Highlight the necessity of starting early to leverage the power of compound interest.
2. Budget for Retirement: Assist clients in understanding their current financial status and how it projects into their retirement plans.
3. Explore Income Streams: With the demise of pension plans, consider introducing your clients to alternatives like income-based annuity products and dividend-paying stocks and bonds to supplement Social Security.

See more insights from Brandon Goldstein, Financial Planner from Prudential Advisors and Dylan Tyson, President of Retirement Strategies - https://bit.ly/planadviser-pru-jun24



Annuities are issued by Pruco Life Insurance Company, Newark, NJ (main office). Pruco Life Insurance Company, a Prudential Financial company, is solely responsible for its own financial condition and contractual obligations.

The reliance on 401(k)s means retirement industry must turn attention to this group about 10 years from the traditional retirement age.

07/15/2024

Unsure about the difference between Roth and Traditional 401(k)’s? Read more to learn about each retirement vehicle and what may be the best option for you.

The differences between Roth 401(k)s and Roth IRAs recently were changed significantly.

07/08/2024

I'm thrilled to be featured in the latest PLANADVISER article discussing the critical importance of retirement planning for 55-year-olds! As we see a shift from traditional pension plans to more individuals relying on 401(k)s, it's essential to start budgeting early. Understanding how much you can contribute today can significantly impact your comfort and stability in retirement.

Check out the full article for more insights on securing your financial future - https://bit.ly/planadviser-pru-jun24

The reliance on 401(k)s means retirement industry must turn attention to this group about 10 years from the traditional retirement age.

04/29/2024

Struggling with good saving habits? You may be doing better than you think. Learn how much you should be saving per paycheck in this article, featuring Jason Duross from Prudential Advisors - https://bit.ly/pa-paycheck-savings

Use our guide to determine how much money you need to save from each paycheck to meet your short, medium and long-term savings goals.

03/06/2024

Planning for retirement has changed drastically over the years as retirement vehicles such as pensions become increasingly less common while costs continue to rise. Make sure you understand these common retirement risks as you determine the right plan for you.

People are living longer and costs keep climbing, increasing the odds that you'll outlive your retirement savings. Here are some tips from a retirement pro to help you prevent that.

03/04/2024

At Prudential, we’re proud to celebrate — and to continue our long-standing support of women in the workplace, the community, and at home. It’s why we amplify the pioneers, the advocates, and the impact of Women’s History in society.

02/26/2024

Nothing says forever like planning for the afterlife together!

02/22/2024

One in five parents say they’ve tapped into retirement savings to help adult children with their finances. By setting financial expectations with your family now, you can avoid depleting your own resources later.

Prudential’s Delvin Joyce shares more on the importance of financial planning among today’s economy in a new article from Barron’s:

A Bankrate report found that almost 70% of parents with adult children have made financial compromises to support them.