Credit Comes First

03/27/2024

A client officially is apart of the 700+ club another amazing accomplishment now on to 800s

02/18/2024

1️⃣ 15 U.S CODE 1692 (YOU HAVE A RIGHT TO PRIVACY)

2️⃣ 15 U.S CODE 1692 (C)(A) - A DEBT COLLECTOR HAS TO HAVE YOUR CONSENT TO TEXT, CALL, OR EMAIL YOU

3️⃣ 15 U.S CODE 1692 (F) (8) - NOT ALLOWED TO USE A LOGO OR SYMBOL ON THEIR ENVELOPES

4️⃣ 15 U.S CODE 1692 (F) (7) - NOT TO COMMUNICATE BY POST CARD

Book a free credit consultation NOW‼️‼️

02/16/2024

1️⃣ Pay multiple times a month: Insteadof waiting for your statement's due date, make partial payments throughout the billing cycle to reduce your credit utilization rate.

2️⃣ Become an authorized user: Ask a family member or friend with good credit to add you as an authorized user on their credit card. Their positive payment history can benefit your score.

3️⃣ Keep old accounts open: The length of your credit history affects your score, so avoid closing your oldest credit accounts.

4️⃣ Utilize credit builder loans: These loans are designed to help you build credit by making small monthly payments, and once the loan is paid off, you receive the total amount.

5️⃣ Apply for credit strategically: Limit your credit applications to avoid multiple hard inquiries in a short period, which can negatively impact your score.

Dont wait till it is to late to focus on your credit‼️ if you are looking for help your credit reach out to me and lets start your process‼️

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02/13/2024

We help fix your credit removing all bad stuff:
• Collections
• Late payments
• Repossessions
• Medical bills

Anything that is hurting your credit we fix it our goal is to help you qualify for that car or that house that you want take control of your credit time to get back to a 700+