Ernesto A. Gastelum - Mortgage Consultant

02/10/2023

You know what's more fun than playing 21? 🤔

Preparing to become a HOMEOWNER! 🏠
And getting started requires way fewer than 21 questions. 😁

Here are 7 Questions First-Time Homebuyers should Ask when Applying for a Loan.

01/30/2023

Tiene Curiosidad de los Prestamos Hipotecarios y los Programas disponible? 🤔

Agradesco la oportunidad de pueder contestar preguntas sobre Bienes Raices y el proceso Hipotecario.
Si buscan informacion y como comensar, estoy a sus ordenes. 😉

Ernesto A. Gastelum
Prestamista Hipotecario - NMLS: 202955
Sirviendo La Comunidad Latina Desde 2002

# MVMT

01/10/2023

Every year, the winter holiday season comes along and brings with it more stuff that we have to find a home for. That makes the New Year the perfect time for us to finally clear out all the clutter, clean house and get a fresh start.

When you follow the simple steps below, you can make decluttering your home painless and be more likely to keep your New Year’s resolution to declutter your home.

art of being successful at decluttering is being organized. Follow the steps below to keep yourself organized and focused while you’re on your mission to get rid of clutter – and keep it that way – in the new year. 😉

12/13/2022

Did you know that you can use Gift Funds to buy a Home? 😲
YES! 🕺
Your family can help pay for your new home!🏠

Gift funds💰 are contributions you receive from family members for a down payment or to help cover closing costs. There just has to be documentation specifying that there's no expectation for you to pay the money back. That's why it's called a Gift 🎁😉

12/06/2022

Planning on buying a home in 2023? 🤔

Why not get a jump on the process now!!!
That way you can spend January / February getting your belongings ready for your soon to be New Home... 🏠✨😁

Whether you're just looking for general information, have questions about the process or the market, My Team & I are more than happy to help & guide you down the right path.
I welcome the opportunity. 🙏🏼

Happy Holidays!🎄

11/21/2022

Not all lenders are created equal. Shopping loan offers is part of the process, and you want to make a mortgage decision you feel good about. When you choose Movement, not only can we process your loan quickly, you'll be choosing a lender that uses almost half its profits to fund much-needed infrastructure, education and support to underserved areas in the U.S. and around the world.⁣⁣ That's a mortgage with a side of warm fuzzies. 🥰

11/15/2022

This mortgage tip is more like a mortgage ninja trick! 🥷
Making a 13th payment each year could help you pay off your loan faster AND could potentially cut down on your overall interest, which could save you major dollars. 💵

11/02/2022

🏠💰 EQUITY 💰🏠

Even though it’s tied up in your home, equity is considered a part of your net worth.

Did you know you can tap into your Equity for larger-than-normal expenses like making home improvements, buying a new car, paying off existing debt or having reserves as a safety net. 🤔

NO Need to Refinance, keep your current Rate & a Home Equity Line of Credit (HELOC) can be your answer. 🕺
It's simple, streamlined & you can do from the comfort of your home. Equity is pretty cool. 😎

Ask me how... 😉
I welcome the opportunity to help with your Real Estate Mortgage needs & goals.
Make it a phenomenal Day! 👊

11/02/2022

10/31/2022

By "Haunted," we mean scarred by a scary history of flooding, dogged by liens or zoning issues, or plagued by mold, radon and asbestos. (Shudder)

This is why it's extremely important to have the right Realtor, Inspector & Real Estate Team on your side.
Avoid a Scary Situation 👻We have the right Team for You! 😉