Lora Moore & Ken Bayer - Health Insurance Services

Lora Moore & Ken Bayer - Health Insurance Services Health Insurance Services has been servicing the San Diego and Southern California areas for over 30 years.

Our dedicated team of brokers is here to assist with all of your insurance and financial needs.

Spring cleaning is not just for closets and garages. It is also the perfect time to pause and review your life insurance...
05/20/2026

Spring cleaning is not just for closets and garages. It is also the perfect time to pause and review your life insurance beneficiary designations.

Swipe through to see three of the most common beneficiary mistakes and how we can help you clean them up this season.

If you would like help reviewing your life insurance beneficiaries or have questions about your policy, give our office a call. We're here to make sure your coverage aligns with your intentions.

Getting married means building a life together, and protecting it should be part of the plan. Life insurance is one of t...
05/14/2026

Getting married means building a life together, and protecting it should be part of the plan. Life insurance is one of the most important ways to help safeguard your shared financial future and provide stability no matter what comes next. Swipe for some key life insurance considerations for newlyweds.

Starting your journey together with the right protection in place can make all the difference. Contact us today to learn more about your life insurance options and find coverage that fits your goals.

You probably know that saving money for a rainy day is smart, but did you know that a life insurance policy can be a par...
04/30/2026

You probably know that saving money for a rainy day is smart, but did you know that a life insurance policy can be a part of that strategy?

Some life insurance policies can build cash value over time, and this cash value can help protect you and your family “on a rainy day.” Additionally, some life insurance riders and your death benefit can help protect your family financially if anything were to happen to you.

If you have any questions about your life insurance policy, give us a call, and we can help ensure it is meeting your needs.

Happy Earth Day! In celebration, we invite you to join us in making one simple eco-friendly choice — whether it is using...
04/22/2026

Happy Earth Day! In celebration, we invite you to join us in making one simple eco-friendly choice — whether it is using a reusable water bottle, choosing to walk or carpool instead of driving alone, or saying no to single-use plastics.

Small actions can add up to a big impact. Let's make a difference together!

Spring is in full swing! Days are getting longer, and summer is just around the corner. Our team has been seriously enjo...
04/07/2026

Spring is in full swing! Days are getting longer, and summer is just around the corner. Our team has been seriously enjoying the extra sunshine and the good springtime vibes.

We hope that you’re enjoying this shift in seasons, too. Don’t hesitate to reach out to us if there’s any way we can support you this spring. We’re here to help you!

We’ll hop right to it: We hope all of you have a wonderful Easter, filled with meaningful moments, time with loved ones ...
04/05/2026

We’ll hop right to it: We hope all of you have a wonderful Easter, filled with meaningful moments, time with loved ones — and maybe a chocolate egg or two!

As always, if you have any questions or needs this spring, don’t hesitate to reach out. We’re all “ears!”

Spring is nature's reminder that growth and change are constant in our lives. Given that evolution, it’s important to ma...
03/26/2026

Spring is nature's reminder that growth and change are constant in our lives. Given that evolution, it’s important to make sure your life insurance coverage keeps up.

If you have experienced any life changes recently, let's review your coverage together and make sure your loved ones stay protected. If you do not currently have this key coverage, what better way to enter spring than ensuring your family is protected in every season?

Give our office a call to schedule your complimentary consultation!

Every March 8th, the world comes together to celebrate the remarkable women who have shaped our world, honor the progres...
03/08/2026

Every March 8th, the world comes together to celebrate the remarkable women who have shaped our world, honor the progress made toward gender equality, and recognize the work that still lies ahead.

While this is a global holiday, there are so many influential women to celebrate at the community level. That is why, in recognition of this day, we encourage you to shout out a female leader or mentor in the comments.

Daylight Saving Time begins on Sunday, March 8th, which means Monday afternoon naps will be in order for many of us! The...
03/05/2026

Daylight Saving Time begins on Sunday, March 8th, which means Monday afternoon naps will be in order for many of us! The good news amid all of that lost sleep? We will get an extra hour of light at the end of the day. As winter comes to a close, that’s something worth cheering!

Something else to celebrate? Getting your “ducks” in a row ahead of spring. Reach out if we can be of assistance!

March is Colorectal Cancer Education and Awareness Month, and it brings an important reminder that early detection of co...
03/04/2026

March is Colorectal Cancer Education and Awareness Month, and it brings an important reminder that early detection of colorectal cancer can save lives.

Swipe through for key screening facts, who should get screened, and what testing options are available.

If you have questions about coverage for colorectal cancer screening, feel free to call our office. We’re here to support you.

Address

3511 Camino Del Rio South
San Diego, CA
92108

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 9am - 5pm
Sunday 9am - 5pm

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