ML Ethridge

ML Ethridge No games

No gimmicks

Minimum 600 fico score

NMLS # 276133

I will help! Michael possesses the unique ability to thoroughly understand his clients’ needs.

Michael “ML” Ethridge is a Home Loan Officer / Certified Mortgage Planning Specialist (CMPS) with over 8 years of experience in the mortgage industry. Initially his career path started him in the financial services industry, but in 2008 key business relationships turned his focus to mortgage lending. His commitment to the lending business was solidified due to his first-hand experience in underst

anding how homeownership had an effect on people’s lives. Michael prides himself on being able to go the extra mile – with no corners cut – for his clients and agent partners. During his years in the mortgage industry, Michael has been able to assist many families with home purchase and home refinance transactions. Michael has vast knowledge and experience in underwriting, lending guidelines and best practices, federal lending regulations and real estate markets and trends. When working with Michael you can count on honesty, efficiency, accountability and a can do attitude. For an uncomplicated and down-to-earth mortgage experience count on Michael Ethridge to help you achieve your financing goals.

08/06/2018
07/21/2018

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FIRST TIME HOME BUYERSlet me show you how easy the process is.USDA loans are available As well as FHA VA Conventional as...
05/05/2017

FIRST TIME HOME BUYERS

let me show you how easy the process is.
USDA loans are available

As well as FHA VA Conventional as low as 3% down

Let's not miss the boat! Call today
619 818 7900
NMLS # 276133

Some Highlights: The “Cost of Waiting to Buy” is defined as the additional funds it would take to buy a home if prices and interest rates were to increase over a period of time. Freddie Mac predicts that interest rates will increase to 4.8% by this time next year, while home prices are pred

Realty/Mortgage jargon can be a turn of to clients, if you have specific questions please feel free to reach out to me f...
05/03/2017

Realty/Mortgage jargon can be a turn of to clients, if you have specific questions please feel free to reach out to me for clarification.

Make it a great day!!

I am here to help!!

NMLS #276133
CMPS Certified

Buying a home can be intimidating if you are not familiar with the terms used during the process. To start you on your path with confidence, we have compiled a list of some of the most common terms used when buying a home. Freddie Mac has compiled a more exhaustive glossary of terms in their “My

How will you spend your tax return?in 2016 the average down payment for a FTHB ( first time homebuyer ) was 6%!!let's ta...
04/27/2017

How will you spend your tax return?
in 2016 the average down payment for a FTHB ( first time homebuyer ) was 6%!!

let's talk soon!
NMLS # 276133

This time of year, many people eagerly check their mailboxes looking for their tax return check from the IRS. But, what do most people plan to do with the money? GO Banking Rates recently surveyed Americans and asked the question - “What do you plan on doing with your tax refund?” The results of

Gift funds accepted As low as 3% down Income limits vary per county and zip Let's talk today!
04/24/2017

Gift funds accepted
As low as 3% down
Income limits vary per county and zip
Let's talk today!

Saving for a down payment is often the biggest hurdle for a first-time homebuyer. Depending on where you live, median income, median rents, and home prices all vary. So, we set out to find out how long would it take you to save for a down payment in each state? Using data from the United States C

Pay close attention to he increased rents in the last 12 months, are you inline for a rent increase? Maybe we should spe...
04/21/2017

Pay close attention to he increased rents in the last 12 months, are you inline for a rent increase? Maybe we should speak about your personal mortgage plan!

NMLS # 276133 I can help!!
direct cell: 619 818 7900

Some Highlights: Interest rates are still below historic numbers. 88% of property managers raised their rent in the last 12 months! The credit score requirements for mortgage approval continue to fall.

Www.2013olivest.comOpen house this weekendVACONVENTIONALNMLS #276133
04/20/2017

Www.2013olivest.com

Open house this weekend

VA
CONVENTIONAL

NMLS #276133

Sitting high on a hill, this single level beauty enjoys panoramic views. Spacious floorplan offers gourmet kitchen w/ veggie sink island, granite counters, coffee bar, breakfast nook, Fam Rm w/ fireplace, Master Suite w/ fireplace, jetted tub in Master Bath, Jack n Jill bath between 2 spacious bedro...

Address

12651 High Bluff Drive , Suite 300
San Diego, CA
92130

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