Manning Mortgage

05/15/2026

Looking to buy a new home?
Manning Mortgage is offering a FREE 1/0 Buydown on locked loans through June 30, 2026
✅ Available on both fixed and adjustable-rate mortgages
✅ No seller credit required
✅ The lender covers the cost of the buydown

What is a 1/0 buydown?
A 1/0 buydown temporarily lowers the buyer’s interest rate by 1% for the first year of the loan, helping reduce the monthly payment during year one.
Example:
• Current 30-Year Fixed Rate: 6.25%
• Year 1 Buydown Rate: 5.25%
• Year 2 and beyond: returns to the full note rate of 6.25%

Call me today for more details.

12/24/2025

Happy holidays to you and your family! Hope your homes are full of warmth and joy this season. And remember, we're here to help you make your mortgage dreams come true in the New Year!

09/05/2025

Most lenders are posting mortgage rates a quarter percent less this morning due to the August jobs report - which came in below expectations. The average 30 year fixed rate is 6.29% (6.34% apr) today per CNBC. While the average 7/6 ARM is at 5.80% (6.92% apr).

Mortgage rates plunged sharply following the release of a weaker-than-expected August employment report. Rates are now at the lowest level since October.

04/15/2025

If you’re looking to change things up but don’t want to move, you should consider renovating. Reach out to see how we can help turn your home equity into cash for home improvements. HELOC's can be done in as little as 10 days, and many times no appraisal is required. Fast & easy! DM me for details.

03/21/2025

Think buying your dream home involves gathering a mountain of paperwork and stressing while trying to figure out your next steps? Work with Manning Mortgage and we can help make getting the loan for your forever home so easy. DM me to get your preapproval started today.

11/21/2024

Summer isn't the only time to purchase a home. Manning Mortgage can help you close on your home this holiday season. Contact me to get started on your holiday home purchase today.

09/18/2024

The Federal Reserve has cut rates by 50 basis points. This marks the first rate cut in more than four years. Fed officials see two more 25 BPS rate cuts this year, followed by four more cuts next year, and two more in 2026. If you purchased a home in the last 2 years, a refinance may be a good option.

06/25/2024

Your dream home doesn't have to be a financial burden. At Manning Mortgage, we work diligently to compare rates from different lenders to bring you a deal that's right for you. Get in touch today and let's turn your dreams into reality.

04/16/2024

To learn about what you SHOULD do when applying for a mortgage, call us today!

03/01/2024

Getting a pre-approval gives you the power – the power to negotiate! Having a pre-approval always puts you ahead of a buyer who doesn't. This is a game-changer when you're in a bidding war with others. Preapprovals can be done in as little as 30 minutes.
Call today to get started!