Ryan Lipsey Team

Ryan Lipsey Team Working with top agents, as well as new agents, servicing Title Insurance needs throughout San Diego County. Grateful to serve your business ��

https://jamesclear.com/3-2-1/september-3-2026
09/03/2026

https://jamesclear.com/3-2-1/september-3-2026

3 IDEAS FROM ME I. “Opportunities shrink or expand in proportion to your enthusiasm.” ​II. “You can’t start last week, but you can start now. Stop dwelling on what you should have done or ruminating on the mistakes you made. Channel that energy into the next good choice. You have today and...

09/02/2026

Who pays for title insurance? 🤔🏡

It’s a question buyers and sellers ask all the time, and the answer depends on the type of transaction.

Here’s the typical breakdown in a residential transaction:

🔑 Buyer: Typically pays for the lender’s title insurance policy, which protects the lender when financing is involved.

🏠 Seller: Typically pays for the owner’s title insurance policy, which helps protect the buyer against covered title issues such as undisclosed liens or other claims affecting ownership.

🔄 Refinance: The borrower typically pays for the new lender’s title policy because a new lender is entering the transaction.

So, in a typical purchase, you’ll often have two title insurance policies — one for the owner and one for the lender.

But here’s the important part for your clients: who pays is negotiable and can vary depending on the transaction, location, and terms of the contract.

📲 Realtors: save this post and share it with your buyers and sellers! Helping your clients understand these costs before they get to closing can make the entire transaction feel a lot less confusing.

08/29/2026

Activity is the Main Actor in Productivity

08/28/2026

Every action we take is a vote for the person we want to become. 👏

The secret to building better habits? Habit stacking.

Instead of trying to completely change your routine, attach a new habit to something you already do every day.

🪥 Brush your teeth → 10 push-ups
📖 Sit on the couch at 7 PM → Read 5 pages
📊 Review your morning hot sheets → Make 5 calls to buyers or sellers

The goal isn’t to add more complexity. It’s to get maximum results with minimal effort by building new habits into routines that already happen.

Small actions, repeated consistently, can create big changes over time.

What’s one habit you could stack onto something you already do every day?

08/25/2026

Title insurance protects buyers from more than just making sure the seller can legally transfer the property.

It can help uncover and protect against things like:
🏠 Unknown ownership interests
🚧 Easements that affect access or use
🚽 Sewer lines, storm drains, or septic systems that could impact future ADU plans
💰 Unpaid debts, liens, or other financial encumbrances
📜 And a wide range of other title issues

The goal? Making sure buyers know what they're actually getting when they purchase a home, and helping protect their ownership after closing.

Agents: these are the kinds of title issues your homeowners should understand before they close.

08/21/2026

Better Habits = Better Results

08/15/2026

Steady Approach in a Shifting Market - SOPs that Help Introduce Consistency to Your Business Approach

07/31/2026

🎃 Wait… we’re basically only 3 months away from the holidays! 😳

I knew it was coming when I walked into Target and they already had the Halloween decorations out! 😂

So here’s my question… What are you doing NOW to make sure your pipeline stays full during the holiday season?

The agents who stay consistent now are the ones who are still closing deals while everyone else is saying, “It’s slow.”

We’re kicking off a 30-Day Consistency Challenge to help keep our pipeline full, build momentum, and finish the year strong. 💪

✨ Small daily actions.
✨ Consistent conversations.
✨ Big results.

Who’s in? Drop a 🙋‍♀️ below or DM us if you’re committing to 30 days of consistency, and I’ll share the challenge with you!

07/29/2026

Realtors looking for business, do this: 🏡

Stop pitching real estate at every mixer. Go to the ones that have nothing to do with your industry: Chamber of Commerce, attorney mixers, CPA mixers, wealth management events.

Ask people about THEIR business. Everyone loves talking about themselves, so let them. Be interested, and you become interesting.

Leave with a name, a coffee date, or a lunch on the calendar. That's a B2B relationship you didn't have yesterday. ☕📈

07/24/2026

🚨 Stop Chasing Leads. Start Having These 5 Conversations. Most realtors don’t need more leads they need to have better conversations. Here are 5 top conversations to be having to turn into closings.

Address

2275 Rio Bonito Way #160
San Diego, CA
92108

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