Mortgage Capital Trading - MCT

Mortgage Capital Trading - MCT MCT is a capital markets advisory firm focused on technology and service with a 15+ year track record of success.

For over two decades, MCT has been a leading source of innovation for the mortgage secondary market. Melding deep subject matter expertise with a passion for emerging technologies and clients, MCT is the de facto leader in innovative mortgage capital markets technology. From architecting modern best execution loan sales to launching the most successful and advanced marketplace for mortgage-related

assets, lenders, investors, and network partners all benefit from MCT’s stewardship. MCT’s technology and know-how continues to revolutionize how mortgage assets are priced, locked, protected, valued, and exchanged – offering clients the tools to thrive under any market condition. Watch our client video testimonials - https://mct-trading.com/about/testimonials/

06/02/2026

AI just moved from the sidelines to the trading desk: https://mct-trading.com/blog/pike-creek-hedge-ex*****on/

In a live mortgage pipeline, Pike Creek Mortgage Services, Inc. used MCT’s Atlas AI to analyze their position, identify the trades needed to bring coverage back to optimal, and execute those trades inside client-controlled parameters.

That included a $3 million TBA routed to a competitive auction across all dealers, plus two $500,000 trades routed to selected dealers. Within seconds, each trade was filled and confirmed inside MCTlive!®.

For secondary marketing teams, this is the important part: the automation did not replace oversight. It worked within the guardrails Pike Creek had already defined.

Watch the video to see how Atlas AI is moving from trade recommendation to trade ex*****on in mortgage capital markets.

Byte Software® and MCT recently announced an enhanced data integration designed to streamline secondary marketing for mo...
05/27/2026

Byte Software® and MCT recently announced an enhanced data integration designed to streamline secondary marketing for mortgage lenders. The updated integration leverages a modern Byte API to improve the speed, reliability, and scope of data exchange between Byte's LOS and MCT's platform, giving mutual clients faster access to accurate capital markets ex*****on.

Loan data flows seamlessly from Byte into MCT's platform, and post-commitment data, including loan sale commitments executed on MCT Marketplace®, is written back to Byte automatically for accurate recordkeeping and efficient loan delivery.

“Prudent hedge management starts with reliable data. MCT’s direct connection to the Byte database makes it very simple for customers to engage their services.”
- Mark Todd, EVP of Sales & Client Services, Byte

This enhancement reflects both companies' shared commitment to innovation and efficiency in mortgage banking. By transitioning to a modern API architecture, lenders gain faster data synchronization, improved field-level control, and a more reliable connection that scales with their needs; helping them protect margin and execute with confidence in today's cost-pressured market.

Learn more about the recent addition of LO historical pricing to the Byte - Mortech integration.

05/26/2026

“MCT gives such a great runway to scale. What happens if we add a zero to the end of our volume and a zero to the end of our production? MCT gives us that scalability. I have no concern over growth of volume or growth of production.” - Matthew Bickerton, Secondary Market Analyst at First Federal Lakewood.

Read the full case study - https://mct-trading.com/case-study/first-federal-lakewood/

A strong secondary strategy can make all the difference between margin pressure and margin opportunity.That idea brought...
05/19/2026

A strong secondary strategy can make all the difference between margin pressure and margin opportunity.

That idea brought plenty of energy to the booth at .

Ian Thomas Miller, Leslie Winick, Robert Barnhill, and the MCT Team connected with lenders of all sizes and industry partners to discuss how to increase profit margins, mitigate risk, and navigate today’s market with greater confidence.

Thank you to everyone who stopped by. We look forward to continuing the conversations.

Great start to the Mortgage Bankers Association Secondary and Capital Markets conference with Mortgage Connect and MCT's...
05/18/2026

Great start to the Mortgage Bankers Association Secondary and Capital Markets conference with Mortgage Connect and MCT's Sunday night reception at the Magic Hour Rooftop

05/12/2026

MCT President and CEO Curtis Richins recently shared his 2026 vision and his message is direct: the development roadmap has never been more exciting, and the pace of technology delivery has never been faster.

Meet MCT at the MBA's Secondary & Capital Markets Conference in the Exhibit Hall at Table  #7 to discuss new secondary m...
05/11/2026

Meet MCT at the MBA's Secondary & Capital Markets Conference in the Exhibit Hall at Table #7 to discuss new secondary market strategies that elevate mortgage originators, investors, and partners.

Mortgage Bankers Association ,

In this popular blog post, Ron Happell, AMP, Senior Trader at MCT, explains how lenders can transition to mandatory deli...
05/07/2026

In this popular blog post, Ron Happell, AMP, Senior Trader at MCT, explains how lenders can transition to mandatory delivery while mitigating fallout and market risk through disciplined hedging and accurate pull-through modeling.

Mandatory delivery in mortgage capital markets impacts pricing, risk, and profitability. Discover when to use it and how it can unlock greater profits.

Join MCT's live webinar on May 5th, to learn about new capabilities designed to improve efficiency, visibility, and auto...
04/30/2026

Join MCT's live webinar on May 5th, to learn about new capabilities designed to improve efficiency, visibility, and automation across secondary marketing operations.

This live session provides an inside look at the Q1 2026 MCTlive! technology/platform releases, featuring new capabilities designed to improve efficiency, visibility, and automation across secondary marketing operations.

Join MCT for the next public edition of our MCTlive! Release Notes Webinar, where we’ll showcase the latest innovations ...
04/22/2026

Join MCT for the next public edition of our MCTlive! Release Notes Webinar, where we’ll showcase the latest innovations from our Q1 2026 technology releases. This live session will highlight new capabilities designed to improve efficiency, visibility, and automation across secondary marketing operations.

Register for the webinar to learn how MCT is constantly innovating to deliver smarter pricing, improved best ex*****on capabilities, enhanced data visibility, and streamlined workflows.

Register here - https://mct-trading.com/webinar/release-notes-q1-2026/

Moderated by Steve Pawlowski, Managing Director and Head of Technology Solutions at MCT, the webinar will feature demonstrations and insights into how these enhancements can help you better manage your pipeline, improve ex*****on, and make more informed decisions in today’s dynamic mortgage market.

MCT Presenters include: Philip Rasori, Andrew Rhodes, Paul Yarbrough, Sarah Hellman

This live session provides an inside look at the Q1 2026 MCTlive! technology/platform releases, featuring new capabilities designed to improve efficiency, visibility, and automation across secondary marketing operations.

Address

406 9th Avenue, Suite 314
San Diego, CA
92101

Opening Hours

Monday 8am - 4pm
Tuesday 8am - 4pm
Wednesday 8am - 4pm
Thursday 8am - 4pm
Friday 8am - 4pm

Telephone

+16195435111

Alerts

Be the first to know and let us send you an email when Mortgage Capital Trading - MCT posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Mortgage Capital Trading - MCT:

Share