Marissa Ramirez, Agent with New York Life

01/29/2024

This New Year, why not make a resolution that's easy to keep? Like resolving to get financially fit. Learn how the right insurance policy can help provide a lifetime of peace of mind and financial security for you and your loved ones—all you have to do is call.

Unsure how life insurance works? Learn from New York Life about your options to ensure your loved ones have the financial security they need.

01/25/2024

This article explores student loan grace periods and how they work, including how long they can be and whether or not you should pay student loans during the grace period.

A grace period for student loans is a specific time frame where borrowers can forego their loan payments without incurring any penalties. The rules about your specific grace period depend on several factors, like the type of loan you have, the school you attended and more. How Long Is a Student

01/22/2024

Uncertain about your financial future? Reach out and embrace this with confidence and conviction. From creating a retirement strategy to building your financial future, I can help get your financial health back on track. Reach out, and let's review your goals together.

Learn how you can achieve your financial goals with resources from New York Life. Find all the personal finance resources you need and more!

01/18/2024

Looking for a way to prepay your life insurance premiums? Lock in a 12% interest rate for the first year and 6% for subsequent years on a Premium Deposit Account on select life insurance products. Speak to me today to learn more.

01/16/2024

The new year is a great time to plan for your financial future. Here are five financial resolutions to consider for 2024.

Create some new financial resolutions for 2024, including getting a higher interest rate on your bank account, paying down student loans and more.

11/27/2023

Risk management expert, Mark Browne explains why premature death and disability protection is essential for long-term financial security. Learn more.

Protecting your income sources is a key part of managing financial risk. Learn how life and disability insurance can help with your long-term financial goals.

11/23/2023

Here are four misconceptions about life insurance coverage that could cause major financial burdens on your loved ones if you suddenly pass away.

Many people make certain mistakes when dealing with life insurance. Read on for some misconceptions that could cause you big problems.

11/22/2023

The two best things about are the food and spending time with loved ones. So when it comes to important family matters, there's no better time to get down to the meat and potatoes. From discussing life insurance to where you keep important documents, and everything in between, read these tips to help make a conversation about family finances go down smoothly.

New York Life shares the importance discussing family finances and talking to your family about inheritance, guardianship and living wills.

11/21/2023

Typically, the first step to financial freedom is getting rid of debt. But if that's all you focus on, you'll miss out on saving for the future. Learn why investing while paying off debt is so important and together we can come up with a strategy that works with your budget.

Should you pay off debt before investing? Learn why it's important to pay off debt while continuing your investment strategy.

11/15/2023

From dinners to all sorts of holiday traditions—your home can feel like part of the family. Using life insurance for mortgage protection can alleviate the risk of being left with an unmanageable financial burden. Whether you need short-term protection when your mortgage amount is highest or long-term protection to cover the entire duration of the mortgage, I'll help you find the right coverage for the house you call home.

A life insurance policy can pay off your mortgage and ensure the protection of your family's home. Customize a solution with a New York Life agent today.

11/13/2023

Knowing what to get your family for the holidays can be confusing enough. So when it comes to protecting the people you cherish most, we want to make it as easy as possible. Check out this ”How-to Guide” to buying life insurance, and reach out. I'm happy to help guide you the rest of the way.

Looking to buy life insurance, but not sure where to start or how much coverage you need? Here are some tips for purchasing a life insurance policy.

11/10/2023

This , we salute the brave men and women who have served and sacrificed for our freedom. Your courage and dedication inspire us every day.