10/09/2026
Mortgage Market Update | October 9, 2026
Mortgage rates barely moved for most of the week, then Thursday brought the biggest one-day drop in three months.
More inflation news is coming next week, which could move rates again. Instead of trying to guess what happens next, it’s worth seeing what this week’s change means for your monthly payment.
And if the down payment is the bigger hurdle, that’s something you can start working on now too. Depending on the loan, you may need much less than 20% down.
Message us, and we’ll help you build a plan that fits your budget.
•••
Hansen-Tyler Team at CrossCountry Mortgage
Sam Hansen, NMLS 632837 | Garrett Tyler, NMLS 1380420
858-259-8700 • [email protected]
www.hansentyler.com
•••
Rate Source: Mortgage News Daily (www.mortgagenewsdaily.com)
The Mortgage News Daily index attempts to capture the most prevalently quoted conventional, FHA, and VA 30-year fixed rates for highly-qualified homebuyers that meet the appropriate down payment requirements and have no major loan level price adjustments.
The information contained is the viewpoint of the Hansen-Tyler Team and is subject to change. Individuals should consult their own financial representative.
This is not a commitment to lend or an offer of a specific interest rate. All loans subject to underwriting approval. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. Not all customers will qualify. Rates, terms, and programs are subject to change without notice and may not be available in all states. Rates are not guaranteed until locked. Certain restrictions apply. Call for details.
Equal Housing Opportunity. CrossCountry Mortgage, LLC. NMLS 3029 NMLS 1437924 (www.nmlsconsumeraccess.org). For licensing information, visit www.ccm.com/licensing-and-disclosures.
