Merchants Home Lending

Merchants Home Lending Providing the 2 Things That Matter Most: Lowest Rate and 14 Days to Close BBB A+ Rated. Our Yes is Yes - when we pre-approve your loan, the approval will stick.

VA Approved direct lender focused exclusively on assisting our military community. Our interest rates are the lowest in the marketplace and we're famous for our 14 Day Close. Through October 31, 2022 Merchants closed 98% of the Pre-Approved loans that received contract acceptance. NMLS #283279. www.nmlsconsumeraccess.org

We proudly celebrate 30 years of serving the military community. Our network

of VA realtors is unmatched. We have offices conveniently located in San Diego, CA, Fort Worth, TX and Jacksonville, FL

Merchants Realty & Loan Corp dba Merchants Home Lending

We had the privilege of walking with the San Diego Wounded Warriors Tennis group in the Veterans Day parade along Harbor...
11/29/2023

We had the privilege of walking with the San Diego Wounded Warriors Tennis group in the Veterans Day parade along Harbor Drive. Thanks to Steve Kappes for including us!

Did you know that the VA allows non-veterans to co-sign on a home loan with a veteran, even if they're not married? With...
04/18/2023

Did you know that the VA allows non-veterans to co-sign on a home loan with a veteran, even if they're not married? With only 12.5% down payment required and no mortgage insurance, this is a fantastic option for anyone looking to purchase a 1-4 unit property. Plus, VA rates can be over 1% lower than conventional loans!

Are you a Non-Military Uniformed Member looking to take advantage of the VA Loans available to you? If so, you are in lu...
03/22/2023

Are you a Non-Military Uniformed Member looking to take advantage of the VA Loans available to you? If so, you are in luck! VA Loans are an excellent option for members of the U.S. Public Health Service (PHS) and the National Oceanic and Atmospheric Administration (NOAA) who are able to obtain a Certificate of Eligibility (COE).
Schedule a quick call today at 619-567-6940 or visit our website at www.merchantslending.com. We're here to support you along the way!

12/09/2022

Before you buy a new house, you should thoroughly research the property that meets your needs. It's critical not to just focus on house hunting during your research but you also want to get to know the neighborhood where you are moving. Learn more at https://bit.ly/3XWaAKC

Providing the 2 Things That Matter Most: Lowest Rate and 14 Days to Close

Buying a home is a major milestone in life and an exciting experience. Despite the challenges that sometimes arise, owni...
11/29/2022

Buying a home is a major milestone in life and an exciting experience. Despite the challenges that sometimes arise, owning your own home has many benefits. Here are 4 reasons we believe why owning your own home can create value for you over time!

May we remember to thank our troops around our Thanksgiving table as we gather around to celebrate, for their sacrifices...
11/23/2022

May we remember to thank our troops around our Thanksgiving table as we gather around to celebrate, for their sacrifices are truly appreciated. Happy Thanksgiving everyone!

Merchants has continued its commitment to the military community by offering the lowest VA rates and lender fees in the ...
11/18/2022

Merchants has continued its commitment to the military community by offering the lowest VA rates and lender fees in the marketplace. We feel that our excellent loan terms combined with our 14-day close make us the obvious choice for a VA loan.

To see these rates daily and run payment calculations, please visit our newly redesigned website at www.merchantslending.com

Merchants has continued its commitment to the military community by offering the lowest VA rates and lender fees in the ...
11/08/2022

Merchants has continued its commitment to the military community by offering the lowest VA rates and lender fees in the marketplace. We feel that our excellent loan terms combined with our 14-day close make us the obvious choice for a VA loan.

To see these rates daily and run payment calculations, please visit our newly redesigned website at www.merchantslending.com or schedule a quick call today at 619-567-6940.

Merchants Home Lending proudly sponsored the Military Appreciation Day last week at the San Diego Open, the ATP 250 even...
09/28/2022

Merchants Home Lending proudly sponsored the Military Appreciation Day last week at the San Diego Open, the ATP 250 event at Barnes Tennis Center. About 25 local Wounded Warriors participated in a doubles clinic with eventual tournament champions, Nathaniel Lammons and Jackson Withrow.

Merchants was proud to be a sponsor at this wonderful event at our club.  Great work Barb putting this together.
05/02/2019

Merchants was proud to be a sponsor at this wonderful event at our club. Great work Barb putting this together.

03/19/2019

In Los Angeles County, using the CalVet program, you can purchase at $908,156 with zero down.

Address

2305 Historic Decatur Road Suite 100
San Diego, CA
92106

Opening Hours

Monday 8am - 6pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 10am - 2pm

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