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Michael Cooper - NMLS #1860819

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San Diego, CA
Michael Cooper - NMLS #1860819

Senior Loan Officer NMLS #1860819 at Synergy One Lending, Inc. NMLS #1907235

04/08/2026

Hot takes from your loan officer 🔥

I see people's finances up close every day and the myths out here are doing real damage.

Swipe through. Share with someone who needs to hear this.

💬 Which one surprised you most?

04/01/2026

6 ways to explain my job at Thanksgiving dinner until someone finally stops asking 😅🏡

03/25/2026

School taught us the mitochondria is the powerhouse of the cell but not what a credit score is 😭

03/18/2026

I know this market feels chaotic. I talk to people every day who feel the same way. And I also watch those same people close on homes. It starts with knowing what's possible 🏡

03/11/2026

Has anybody told you that buying a home is possible in this economy?

Most people assume they're not ready. But if you've got steady work, a handle on your bills, and a little money saved, you could already be checking the boxes to qualify. Swipe through to see what really matters when it comes to buying your first home 👉

03/04/2026

First-time homebuyers — knowing your options is everything 🏡 There are more programs available today than ever before!

Send me a message to set up your personalized game plan and see which programs could make homeownership possible for you 💬
https://myoc.io/michaelcooper

03/02/2026

Mortgage Loan Officers — your best year doesn’t happen by accident.

It happens when you:
✔ Structure better deals
✔ Land more opportunities
✔ Get better benefits

If 2026 is the year you level up production, this webinar is where it starts.

🗓 March 4, 2026
⏰ 11am PT | 12pm MT | 1pm CT | 2pm ET

Register now and build the pipeline your future self will thank you for.
🔗 https://s1l.zoom.us/webinar/register/2317718756324/WN_5r3_2e3IS5SB_XAP6RBaHQ
https://myoc.io/michaelcooper

02/25/2026

Homebuyers, would you rather pay off your home faster or pay less every month? There’s no wrong answer, just what fits your goals:
15-Year⏰ Build equity faster, pay less interest, own your home sooner
30-Year💸 Lower monthly payments, more cash flow, flexibility

The right mortgage = the one that works for your timeline, your budget, your life.

💬 DM me to set up a game plan for your path to homeownership!
https://myoc.io/michaelcooper

02/18/2026

If the housing market has ever stressed you out… please raise your hand 🙋

It’s not just you. The market has range. Drama. Plot twists. Character development.

I help:
🏠 Renters figure out if buying is realistic
🔑 Buyers shop with strategy, not anxiety
💰 Homeowners use equity intentionally
🤝 Realtors close faster with solid approvals

You’re not dramatic.

The market is.

Let’s see what’s actually possible for you in 2026.
https://myoc.io/michaelcooper

02/11/2026

Renting can actually help you buy a home! Message me to learn more 🏡
https://myoc.io/michaelcooper

02/04/2026

A HELOC is one way homeowners turn equity into options. Possibility comes from knowing what’s available. Progress comes from using it. Send me a message if you want to learn more about unlocking your home equity 🏠
https://myoc.io/michaelcooper

01/28/2026

Debt doesn’t mean failure. It usually means interest is winning. Your home can help you change that. Send me a message and let’s run the numbers 💬
https://myoc.io/michaelcooper

Address

610 W. Ash Street, Suite 1505
San Diego, CA
92101

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+16193771043

Website

https://s1l.com/loanofficer/michaelcooper/

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Senior Loan Officer NMLS #1860819 at Synergy One Lending, Inc.

Synergy One Lending is committed to simplifying the home buying experience. As a national mortgage lender, we offer the best combination of the digital mortgage technology our client’s want along with the expertise of our team they need. Synergy One is authorized to Lend in 48 States and provides among the broadest set of mortgage options of any company today. Whether you are a millennial, baby boomer or luxury home buyer, Synergy One Lending stands out because of our relentless pursuit of excellence in our people, our process and the client experience.

I began working in mortgage and real estate right out of college in 1997. I was on my way to law school and took a break from school to work in our family property management company. I was immediately drawn to the real estate industry and its potential for transforming people's lives. This has become my passion, helping people make sense of what can be a very complicated and stressful process. There isn't much I haven't seen in my 20+ years in the business. With my broad experience in real estate, property management, investing, and mortgage lending I am able to help my clients develop and execute their game plan.

When I'm not working I am usually busy coaching youth sports, working in my church youth group, and spending time with my family. My beautiful wife Michelle and I have 4 children Nathan (15), Natalie (13), Noelle (9), and Nolan (9). We've recently become foster parents as well and have a beautiful 6 month old baby girl.

Synergy One Lending, Inc. NMLS #1025894 A Mutual of Omaha Bank Company