Torrey Pines Mortgage

07/16/2026

Unlocking Portfolio Growth with DSCR Loans

For real estate investors, hitting a financing wall is a common frustration. Traditional mortgages rely heavily on personal debt-to-income (DTI) ratios, tax returns, and W-2s. If you are self-employed or already own multiple properties, conventional underwriting guidelines can easily stall your grow...

07/16/2026

05/05/2025

VA loan Closing Costs: How Much Are They And Who Pays Them?

https://torreypinesmortgage.com/va-loan-closing-costs-much-pays/

03/15/2024

https://www-cbsnews-com.cdn.ampproject.org/c/s/www.cbsnews.com/amp/news/real-estate-home-equity-10-states-with-biggest-gains/

03/14/2024

https://www.yahoo.com/finance/news/mortgage-rates-tumble-second-week-162825812.html

Mortgage rates dropped for the second week in a row, in the face of stronger-than-expected employment and inflation data.

03/11/2024

https://finance.yahoo.com/personal-finance/accessible-dwelling-units-adu-204123513.html

An ADU, or accessible dwelling unit, is a second housing structure on your property. Learn about the types of ADUs you can build and how to finance the project.

02/20/2024

Congrats Jonathan!!

The company's first group CMO will be responsible "for creating a unified and compelling voice for all businesses" under the Rocket umbrella, including Rocket Mortgage, Rocket Homes and Rocket Money.

10/05/2023

https://www.thestreet.com/real-estate/dave-ramsey-says-now-is-the-time-to-buy-a-house?fbclid=IwAR3dC-YahJfm3rY-85Btw2jVG9HJSxFoMp8x2UQV-u1bAk0w4-I5K11kRVA

If your finances are ready, so is the home buying market.

10/04/2023

https://www2.optimalblue.com/optimal-blue-acquired-by-constellation-softwares-perseus-group/?utm_campaign=OB_OB_CPSS_Regional-Forum-SF-2023&utm_medium=email&_hsmi=276806955&_hsenc=p2ANqtz--8xztyWyZoa_c__qm_xhNiu-9qoc4aDy7tV1dLhnlFmuy3XjwdGs-lZh6eFMHaw1M2CgwwRwVns9HgnbFekosDwGA302JNGeTtGn7RML0ZA3OGK3s&utm_content=276806955&utm_source=hs_email

Congrats to the Optimal Blue Leadership Team!!

PLANO, Texas, Sept. 15, 2023 – Today, Optimal Blue announced the completion of its acquisition by the Perseus Operating Group (“Perseus”) of Constellation Software Inc. (“Constellation”).

10/03/2023

Happy 10-03 day. Nothing like morgage humor!!