Jan Kammer - Hero To Homeowner

Jan Kammer - Hero To Homeowner Hello, I'm Jan. I have been a mortgage broker for over 30+ years, as well as experience in residential home sales, and new home sales. https://HeroesAndHome.com

03/07/2023
11/26/2022

What can I say our Team is pretty amazing! Meet Jan Kammer - Mortgage Lending, I’ve known and worked with Jan for 12 years and feel extremely lucky we can call her a team mate! Jan specializes in our mortgage division. From VA Loans, to Investor, to some tougher FHA deals she will not disappoint! If there’s a way to do it Jan will make it happen, she fights hard for files she believes in and is known for working with clients ahead of time while they prepare to become home owners. We are so for her and the long after hours she puts in for her Realtors! ❤️

Weekend with Lendsetters
09/17/2022

Weekend with Lendsetters

Does your dream backyard include a swimming pool, basketball court, or a screened-in back porch? Whatever it is, I'd lov...
07/06/2022

Does your dream backyard include a swimming pool, basketball court, or a screened-in back porch? Whatever it is, I'd love to hear it. Drop a comment below!

Then join hand in hand, brave Americans all!By uniting we stand, by dividing we fall.-John Dickinson,Founding Father    ...
07/04/2022

Then join hand in hand, brave Americans all!
By uniting we stand, by dividing we fall.
-John Dickinson,
Founding Father

Buying a home can be an intimidating process, but you can do it! Here is how:⁠⁠⁠1. Find out what kind of property you wa...
07/01/2022

Buying a home can be an intimidating process, but you can do it! Here is how:⁠


1. Find out what kind of property you want by looking around in your neighborhood and considering what kind of neighborhood you’d like to live in.⁠

2. Talk to an expert about what you can afford and your price range—this is super important!⁠

3. Once you have an idea of what you can afford, start looking at properties online and in person.⁠

Should You Buy a House?It is no secret that buying a house is one of the largest financial decisions you will make in yo...
06/29/2022

Should You Buy a House?
It is no secret that buying a house is one of the largest financial decisions you will make in your lifetime. Housing is typically one of the greatest expenses on anyone’s budget so the decision of buying a house should not be taken lightly.

In mortgage terms, an asset is anything that you own that has value. As part of the mortgage application process, you wi...
06/27/2022

In mortgage terms, an asset is anything that you own that has value. As part of the mortgage application process, you will be asked to provide a list of assets or things that hold substantial value. :writing_hand:
Some assets have a crystal clear value, like cash :money_with_wings: and stocks :chart_with_upwards_trend:. But you may have questions about the actual worth of some of your physical items, like your car, home or art. :eyes:
The prime way to find out the most current value of your items is to appoint an appraiser to review them and determine their value.

It’s cliche' advice, but it’s really, really good advice. And it’s all wrapped up in one little word (repeated three tim...
06/24/2022

It’s cliche' advice, but it’s really, really good advice. And it’s all wrapped up in one little word (repeated three times, of course): LOCATION, LOCATION, LOCATION! It’s true. Location is the #1 feature to consider when looking for a home. It outranks:⁣

-Square footage⁣
-Bed/bath count⁣
-Upgrades⁣
-Outdoor living areas⁣
-Neighborhood amenities⁣

Why? Two reasons: ⁣

-Because it's huge in determining your home’s value over time. You're likely better off down the road having an average house in a great location than having the best house in a less-in-demand location.⁣
-That 5-digit zip code isn't going to change. The kitchen? You can change that. Flooring? That too. But the address. Nope. That’s the same forever and always.⁣

DM me — I’d be happy to show you some of our most established neighborhoods and a few that are up-and-coming.

Summa-time is a great time to change up the style and feel of your home. Bring in some easy, breezy vibes with these sum...
06/22/2022

Summa-time is a great time to change up the style and feel of your home. Bring in
some easy, breezy vibes with these summer design trends hot for 2022: ⁣

The need for green. Nothing says summer like lush green trees and tropical blooming flowers. Let the sunshine stream in, and by all means, bring the green indoors with one or two tall house plants like the snake, rubber tree, or fiddle leaf.⁣
Boho is back. For this classically casual vibe, choose pieces made of wood or fibers like rattan. Add a few bright throw pillows and blankets to your sofa along with some floor pillows and poufs. The key to boho? Toss matching, embrace color, and go funky on your lighting.⁣
Use the blues. As much as boho is back, the blues never left! This summer, nautical navy and royal blue are where it’s at. Pick up new throw pillows or lay a bold, blue rug under your wooden furniture.⁣
Major in metallics. Embrace warm metallics like brass, copper, bronze, and gold. Mix and match 'em anywhere you want — lampshades, picture frames, candle holders, planters, or decorative bowls.⁣

Use these summer 2022 design tips to make your home feel effortless, airy, and as inviting as a cool beverage on a hot summer day.

Address

3110 Camino Del Rio South, #311
San Diego, CA
92108

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