Atousa and Brian- Loan Officers powered by Full Circle Funding

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United States
San Diego, CA
Atousa and Brian- Loan Officers powered by Full Circle Funding

We love helping our clients and we are natural problem solvers which comes VERY handy in this line of work.

The main motif of our lending strategy is education, education, education which allows borrowers to make financially sound decisions.

05/29/2024

🏠 Discover the benefits of a Reverse Mortgage Loan! 💰 With no monthly payments required, it's a smart way to tap into your home's equity. Available for homeowners aged 62+. Contact us today to learn more or start your application process! 📞💼
*Disclosure: These materials are not from HUD or FHA and were not approved by HUD or a government agency.

05/21/2024

🏢 Expanding your business? Let us help you secure the space you need with a Commercial Loan! 💼 As your company grows, having the right workspace is crucial. Our team is here to support you every step of the way. Contact us today to learn more about our commercial loan offerings. Our team is ready to answer your questions and guide you through the application process. 🌟

05/15/2024

🏠 With home values soaring, it's more than just a market trend – it's an opportunity! 📈 Now is the perfect time to tap into your home equity and put it to good use. 💰 Among the top 20 largest housing markets, San Diego leads the charge with an impressive 11.4% increase, showcasing the potential in today's market. Whether you're considering renovations, debt consolidation, or investing in your future, your home's increased value can be a powerful asset. 🔑 Let's explore how you can leverage this equity wisely. Contact us today to discuss your options and make the most of this exciting time in the housing market! 🏡💼

05/09/2024

🏡 Dreaming of that perfect home? 🌟 Don't let the latest news from the Federal Reserve discourage you! While interest rates remain steady, there are still plenty of options to explore. 💡 Call us today to discover how we can tailor a mortgage solution to fit your budget and make your dream home a reality! 📞💼

04/30/2024

Are you a self-employed individual or have non-traditional income sources? Our alternative mortgage options provide flexible financing solutions tailored to your unique financial situation. Say goodbye to income verification hassles and hello to homeownership with FCF Mortgage. Contact us to learn more about our alternative mortgage products!

04/24/2024

🏡 Housing Affordability Update: According to Redfin, average housing costs have surged beyond median U.S. incomes. To afford a home at the median price, potential buyers would need an annual income of $113,520—35% higher than the current average household income of $84,072. As of February 2024, the median sales price stands at $412,778. It's been two years since the average household earned enough to afford the median home. Are you concerned about housing affordability? Let's discuss your options. Contact us today. 🌟

04/18/2024

🏡 San Diego homeowners, important news! State Farm is not renewing policies for thousands of homes and apartments across California, affecting around 72,000 properties starting this summer. Rancho Santa Fe will see over 600 policies not renewed, with many other San Diego communities affected.

Need guidance on your home insurance options? Don't hesitate to reach out to FCF Mortgage. Our team is here to help navigate these changes and ensure you have the coverage you need. Call us today for assistance. 🏠🔍📞

04/17/2024

🏠 Stay Informed: California Mortgage Rate Trends 📈
Discover the latest trends in California's mortgage rates! Over the past two years, rates followed a national pattern, remaining stable until mid-2018, then surging before gradually declining to current lows. Today, 30-year fixed-rate loans hover just above 3%, down from about 4.25% in May 2018. Contact FCF Mortgage to explore your options and secure the best rates for your home financing needs. 🌟 🏠

04/10/2024

Exciting news! The Dream For All program is now open for applications, providing up to $150,000 in down payment assistance. Eligibility requirements include residency in California, being a first-time homebuyer, and more. Ready to take the next step? Call FCF Mortgage to get started!

03/27/2024

🏡 USDA Loans: Unlock Homeownership with Zero Down! 🌾
Dreaming of a home in rural or suburban areas? 🏡 USDA loans, a zero-down-payment mortgage, could be your key! Guaranteed by the USDA, these loans often have lower rates than conventional mortgages. No down payment? No problem! Plus, no traditional PMI required.
✅ To qualify, meet income limits, be a U.S. citizen, have dependable income, and meet credit history criteria. ✅ Monthly payment must be 29% or less of your income, and other monthly debt payments cannot exceed 41% of your income.
Ways to secure the best USDA mortgage rates: 1️⃣ Ensure your financials are in top shape. Check and correct errors in your credit reports. 2️⃣ While USDA loans don't require a down payment, making one can improve your rate offers. 3️⃣ Compare rates from at least three USDA lenders to find the best deal.
Questions about USDA loans? Ask away! 🌟🏡

03/19/2024

🏡 Exciting News for Homebuyers! 📈🏠
Despite challenging conditions with high mortgage rates and pricey housing, the U.S. Census brings a beacon of hope! 🌟 New home sales surged by 1.8% in January compared to last year, marking the sale of an estimated 661,000 single-family homes. 📊🏡
Even in a market where existing-home sales dipped, our optimism grows as new home sales paint a different picture. 🖼️🏠 The monthly data reveals a 1.5% climb from December.
While mortgage rates sit at 6.9%, a slight rise from last year, new homebuyers are seizing opportunities, possibly driven by the urgency to secure homes amidst the ongoing challenges. 📈💼
Don't let the market nuances hold you back! Explore your home buying possibilities today. 💻🔑

03/12/2024

🏡💡 5 Must-Avoids Before Your Home Loan Application! 💰✨

1️⃣ No New Loans or Big Buys: Preserve your debt-to-income ratio.

2️⃣ Mind Your Credit Cards: Keep balances under 30%, and don't close cards.

3️⃣ Job Stability Matters: Lenders prefer a steady employment history.

4️⃣ Deposit Rules: Document large deposits, especially for down payments.

5️⃣ Timely Payments: Maintain a strong credit score—vital for lenders.

🚀 Seeking a mortgage? Connect with an expert for stress-free guidance! 🤝🏠

🏡💸

Address

San Diego, CA
92123

Telephone

+18582298636

Website

https://fcfsource.com/

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