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FundLoans

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FundLoans is the premier Jumbo, Super Jumbo, Non-QM Mortgage Lender. NMLS #1202262

10/15/2026

FundLoans’ Montage Asset Allowance program helped a borrower qualify for a luxury investment property purchase in Cashiers, NC, by leveraging eligible assets to supplement qualifying income.

With make-sense lending and the right qualification strategy, we help brokers turn complex borrower scenarios into successful closings.

Loan Details
- Location: Cashiers, NC
- Loan Program: Montage - Asset Allowance
- Loan Amount: $2,650,000
- Transaction Type: Purchase
- Property Type: SFR
- Occupancy: Investment
- Credit Score: 773
- Loan Term: 30-Year Fixed

Have a scenario? Call (760) 490-0392 to speak with an account executive.

10/09/2026

Flexible Financing. Competitive Pricing. Up to $3M.

FundLoans is expanding its product offerings with a new Bridge Loan program, giving brokers more options to navigate unique financing scenarios.

Unlike traditional bridge loans that typically require repayment over a short-term balloon period, FundLoans offers longer-term financing options, including 30-year terms.

Key Product Highlights
- Loan amounts up to $3M, with exceptions available for larger loans
- Rates starting at 7.75%
- 98 price
- Available for 1st or 2nd liens
- Investment properties eligible
- All occupancy types allowed
- Actively or recently listed properties eligible

More flexibility. More options. More ways to get the deal done.

Have a scenario? Call (760) 490-0392 to speak with an account executive.

10/08/2026

FundLoans helped get this high loan amount, high-CLTV transaction across the finish line by structuring the 1st and 2nd liens concurrently.

By keeping the first lien as a rate-and-term transaction, the borrower was able to preserve better first-lien pricing while using the second lien for cash-out to pay off an unseasoned second and other liabilities.

This lien structure delivered a more competitive blended rate and a better overall outcome for the borrower.

Loan Details
- Location: Los Angeles, CA
- Loan Program: Apex – Bank Statements
- Loan Amount: 1st Lien: $3,000,000 | 2nd Lien: $1,000,000
- Transaction Type: R&T Refi + Cash Out 2nd
- Property Type: SFR
- LTV: 65% CLTV
- Occupancy: Primary
- Credit Score: 770
- Loan Term: 30-Year IO

Have a scenario? Call (760) 490-0392 to speak with an account executive.

10/06/2026

You're Invited: NAMB National — Free Registration

Join the FundLoans team at NAMB National, October 16-18 at the Caesars Palace in Las Vegas, NV. We'd love to connect with you!

Stop by Booth #307 during exhibit hall hours to meet our team, talk Non-QM solutions, and see how FundLoans can help you find a financing solution when traditional lending doesn’t fit.

Exhibit Hall Hours
Saturday, October 17 | 1:00PM - 6:00PM
Sunday, October 18 | 1:00PM - 5:00PM

Register for FREE using the code NN26FREE here: https://web.cvent.com/event/2ebe7b2f-3078-4004-adb1-877b935f7af6/register

📍Location
Caesars Palace
3570 S Las Vegas Blvd
Paradise, NV 89109

We look forward to seeing you there! 🤝

Have questions? Call (760) 490-0392 to speak with an account executive.

10/01/2026

FundLoans successfully funded a cash-out refinance on an $11M property using a true 1-year P&L-only product.

The borrower qualified using income from a business in which they hold 25% ownership, and two appraisals were needed to get this loan closed.

Another example of FundLoans finding a path when traditional income documentation doesn’t fit.

Loan Details
- Location: Los Angeles, CA
- Loan Program: Apex – 1-Year P&L Only
- Loan Amount: $6,737,000
- Transaction Type: C/O Refinance
- Property Type: SFD
- LTV: 61.25%
- Occupancy: OO
- Credit Score: 741
- Loan Term: 7/6 m SOFR ARM

Have a super jumbo scenario? Call (760) 490-0392 to speak with an account executive.

09/29/2026

FundLoans has multiple qualification options for Standalone 2nd Mortgages.

KEEP THE FIRST. EXPAND YOUR OPTIONS.

When your borrower needs to access equity, the existing first mortgage doesn't have to be replaced.

FundLoans' Standalone 2nd Mortgage gives you another way to structure the deal—while offering multiple qualification options to fit the borrower.

Qualify with:
Bank Statements
P&L
Full Doc
1099
DSCR
Assets

Have a scenario? Call (760) 490-0392 to speak with an account executive.

09/24/2026

Here's a look at two investment-property refinances we recently closed in sought-after La Jolla, CA. Same borrower. Same broker. Same ZIP code.

FundLoans provided the financing solution for both loans through APEX, without requiring tax returns.

Loan Details
- Location: La Jolla, CA
- Loan Program: Apex - Bank Statements
- Loan Amounts: $2,660,000 & $2,641,000
- Transaction Type: Rate/Term Refi
- Property Type: Investment Property
- LTV: 70-75%
- Credit Score: 743 FICO
- Loan Terms: 40-Year Term | 10 Year I/O

Have a scenario? Call (760) 490-0392 to speak with an account executive.

09/22/2026

Your investor clients are building their portfolios. Give them financing options designed to help them keep moving forward.

At FundLoans, we offer flexible financing for experienced investors. For eligible investment-property loans, there is no limit to the total number of financed properties a borrower can own. Fundloans' exposure, however, is subject to underwriter's discretion.

Whether your clients are expanding their portfolios or exploring their next investment, we’re here to help you find a financing solution that fits their needs.

More properties. More possibilities.

Have an investor client? Call (760) 490-0392 to speak with an account executive today!

09/17/2026

When the scenario doesn’t fit the box, FundLoans finds a way to make it work.

For this Newport Beach purchase, we secured an exception allowing us to go 5% higher than our standard maximum LTV—bringing the loan to 75% LTV / 80% CLTV on an owner-occupied SFR.

An exception that separated this deal from the rest.

Loan Details
- Location: Newport Beach, CA
- Loan Program: Apex Prime - Bank Statements
- Loan Amount: 1st Lien: $3,971,250 | 2nd Lien: $264,700
- Transaction Type: Purchase
- Property Type: SFR
- LTV: 75% LTV / 80% CLTV
- Occupancy: Owner Occupied
- Credit Score: 780
- Loan Term: 30-Yr Amortization

Have a scenario? Call (760) 490-0392 to speak with an account executive.

09/15/2026

Expand Your Non-QM Business with NDC.

FundLoans’ Non-Delegated Correspondent (NDC) lending program lets you originate Non-QM loans while FundLoans handles the underwriting and credit decision.

Give your borrowers access to flexible Non-QM solutions while leveraging our experienced team and expertise.

With FundLoans NDC:
- Expand your Non-QM offerings
- Take on more complex scenarios
- Close more opportunities

Originate the loan. We’ll handle the underwriting.

Call (760) 490-0392 to speak with an account executive today!

Address

12481 High Bluff Drive Ste 150
San Diego, CA
92130

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Telephone

+17604900392

Website

http://www.fundloans.com/

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Agents Insurance Services of America
92127

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