Conor Riley Mortgages

Conor Riley Mortgages Licensed Mortgage Loan Originator in over 20+ States. I can help you get into your dream home! 🏡

The 30-year fixed mortgage rate is continuing its downward trend and has hit its lowest level since February 2023! Now i...
09/13/2024

The 30-year fixed mortgage rate is continuing its downward trend and has hit its lowest level since February 2023! Now is the time to make a move and take advantage of the improving rates.

Ready to explore your options? Reach out today to discuss how we can help you get the most out of these lower rates!


As we continue to head into the summer months, it's the perfect time to ensure your home is in top shape. Here are some ...
06/21/2024

As we continue to head into the summer months, it's the perfect time to ensure your home is in top shape. Here are some essential tips to keep your home cool, safe, and ready for summer fun.

Thinking about buying a home this summer? Our expert team is here to help. Reach out today!

Confused about the difference between private mortgage insurance (PMI) and homeowners insurance? You are not alone! Unde...
04/02/2024

Confused about the difference between private mortgage insurance (PMI) and homeowners insurance? You are not alone! Understanding when each is required can save you time in your homebuying process. Check out our informative graphic to learn more, and reach out with any questions.

At 7.75% you can borrow $360,000. But at 6.25% you can borrow $420,000 for almost the exact same payment. Don't underest...
03/20/2024

At 7.75% you can borrow $360,000. But at 6.25% you can borrow $420,000 for almost the exact same payment. Don't underestimate the power of interest rates on your financial decisions!

If you have any questions or would like to discuss your mortgage options further, reach out today!


🏡 Embrace the Joy of Downsizing! Considering a move closer to family? Here are the perks:Quality Time: Closer proximity ...
01/23/2024

🏡 Embrace the Joy of Downsizing! Considering a move closer to family? Here are the perks:

Quality Time: Closer proximity means more cherished moments with loved ones.

📉 Financial Freedom: Downsizing often comes with cost savings, offering financial flexibility for new adventures.

Streamlined Living: Simplify life, declutter, and focus on what truly matters.

Community Connection: Build stronger ties with family, friends, and your local community.

Ready for a change? Let's explore the perfect mortgage solution for your downsizing journey! 💼
[email protected]

🏡✨ Important Note: These rates are national averages, and everyone's scenario is unique. Your rate may vary based on var...
01/16/2024

🏡✨ Important Note: These rates are national averages, and everyone's scenario is unique. Your rate may vary based on various factors. Reach out to me today, and let's discuss your specific situation to determine the best loan product for you! 📊💬 Don't miss out on the opportunity to explore your homeownership journey with a tailored mortgage solution. Contact me now! 🏠💙

Excessive holiday spending is a common experience, as the average consumer finds themselves in debt while sitting on a s...
12/20/2023

Excessive holiday spending is a common experience, as the average consumer finds themselves in debt while sitting on a significant amount of home equity. You can use that equity to improve your cash flow by consolidating your debt. If you are paying 20-30% in finance charges and carrying a balance each month, a cash-out refinance, could potentially save you money long term. Reach out to learn more!

Home Builder Sentiment (December 2023)Home builder confidence rebounded after falling for four straight months, as falli...
12/18/2023

Home Builder Sentiment (December 2023)
Home builder confidence rebounded after falling for four straight months, as falling mortgage rates brought more buyers back to the market. Plus, many builders (36%) are still cutting prices to boost sales. The NAHB noted that “recent economic data signal improving housing conditions heading into 2024.”

We're witnessing one of the most significant two-day drops in mortgage rates in decades. To put it simply, over the last...
12/15/2023

We're witnessing one of the most significant two-day drops in mortgage rates in decades. To put it simply, over the last 48 hours, rates have experienced a more substantial decline than nearly any other period in our recorded history. A comparable event occurred in November 2022, with just one other instance in March 2020, though this is considered an anomaly due to the extraordinary market conditions at the beginning of the pandemic.
Contact me today for updated RATES!
[email protected]

Fed's "Dot Plot" Shows Cuts Ahead!Mortgage Rates loved this news!The Fed kept rates on hold for the 3rd-straight meeting...
12/14/2023

Fed's "Dot Plot" Shows Cuts Ahead!
Mortgage Rates loved this news!
The Fed kept rates on hold for the 3rd-straight meeting. No surprise there. But its "dot plot" of Fed member forecasts for where policy rates will be in a year showed that 15 out of 19 members expect cuts of between 50 and 100 bps over the course of 2024.

Buyer activity recovered somewhat in December, as the recent 1% fall in mortgage rates coaxed some buyers back from the ...
12/13/2023

Buyer activity recovered somewhat in December, as the recent 1% fall in mortgage rates coaxed some buyers back from the sidelines. Home prices continued to hold up better than transaction volumes. But with lower rates, slightly improved inventory, and spring around the corner, activity levels may have already bottomed.

BLS Jobs Report (November 2023)Boosted by the return of striking workers, job growth was stronger than expected in Novem...
12/08/2023

BLS Jobs Report (November 2023)
Boosted by the return of striking workers, job growth was stronger than expected in November, with the BLS reporting 199K new jobs versus the forecasted 180K. There were no revisions to October, but September was revised down by 35k jobs. The unemployment rate unexpectedly fell 0.2% from October to 3.7%. Despite this beat, we expect the Fed to stay on hold next week.

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7676 Hazard Center Drive #340
San Diego, CA
92108

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