Padric Higgins - American Pacific Mortgage

01/16/2024

You’ve likely gained a significant amount of home equity over the last few years. With bills to pay, why not put it to work? We’ll help you find the right loan to consolidate debt. More here: http://spr.ly/6185Rd887

01/15/2024

01/12/2024

To note, childcare expenses were only reported by homebuyers from the Millennial and Gen X generations. The good news? Our broad range of home loan options, resources, and personalized service can make the right time sooner rather than later for your clients. http://spr.ly/6181RP9UN

01/11/2024

Convert your home equity into cash — and improve your financial wellness. Cash-out refinancing lets you use your home’s equity to renovate or remodel, pay off debt, or take that vacation you always wanted. All for lower interest than a credit card. http://spr.ly/6184Rd8DG

01/10/2024

Younger buyers were also more likely to receive gift funds from a relative, friend, or parents that added to their down payment. We will be the most familiar with state specific and CCM down payment programs! http://spr.ly/6184RP9oI

01/09/2024

A HELOC offers a revolving line of credit just like a credit card but with lower interest rates. Tap into your home equity and use it for things like buying a new car, renovating your home, or consolidating higher-interest debt. http://spr.ly/6180RceYw

01/05/2024

NAR recorded no change in the national pending home sales index in November – but the market still saw positive movement. Contract signings grew in the Northeast, Midwest, and West from October, a positive trend we can help you continue as we start the new year!

01/04/2024

A Closed End Second (CES) loan offers a path to financial wellness while keeping the terms of your first mortgage in place. http://spr.ly/6180Rd8D8

01/03/2024

The report revealed 94% of Younger Millennials (24-32 years old) and 93% of Older Millennials (age 33-42) needed help financing their home. Alternatively, fewer than half of Older Baby Boomers (68-76 years old) and the Silent Generation (77-97 years old) needed mortgages. http://spr.ly/6180RP9S6

01/02/2024

The holidays can take a lot out of you — and out of your bank account. Let’s get your finances back on track after holiday spending with our financial wellness checklist.