MTG Wholesale

02/22/2026

When even Kobe needed an edge off the court, Jordan didn’t talk about jump shots… he talked about leverage.

Michael Jordan to Kobe Bryant

For your home mortgage, don’t play retail
Control the game. Control the margins.

That’s why you go to contact MTGWholesale.com

Rafie Sahial
CEO | MTG Wholesale Mortgage
www.MTGWholesale.com
[email protected]
619-988-9800
NMLS ID: 246216

02/18/2026

The video doesn’t lie.
The numbers don’t lie.

Retail banks are charging retail rates. Period.

And if you’re a real estate agent partnering with lenders who don’t truly care about your client’s long-term investment… you have to ask yourself why.

Because if you genuinely cared about your buyer’s payment, their margins, their long-term wealth, and how much equity they build over time — you would compare.

Compare retail vs. wholesale.
Compare margins.
Compare transparency.

At MTGWholesale, we don’t “claim” to be wholesale — we ARE wholesale, and we show it. Our pricing speaks for itself. Lower margins. Competitive rates. Real numbers.

When a buyer pays even 1% higher than they should over 30 years… that’s not small. That’s tens of thousands of dollars.

This isn’t about ego.
This isn’t about who’s friends with who.
This is about protecting the homeowner’s investment.

If you’re an agent who truly wants to deliver value, let’s line the numbers up side by side. The truth always wins.

📞 619-988-9800
📧 [email protected]
🌐 https://www.mtgwholesale.com
Rafie Sahial | CEO | NMLS #216246

11/22/2025

At MTG Wholesale we’re just built different. We don’t bake in margins, we don’t hide commissions, and we don’t inflate rates. We actually shop and read the market to find your client the cleanest wholesale mortgage pricing. If you’re a real estate agent who truly wants to take care of your clients, send them to mtgwholesale.com and let us show you what a real wholesale experience looks like.

Rafie Sahial
CEO | MTG Wholesale
www.MTGWholesale.com
[email protected]
619-988-9800
NMLS 246216

06/08/2025

Let’s see who’s really paying attention in the world of real estate and mortgages…

I’m not a person, but I hold your name.
I shrink or grow, but I’m never the same.
Retail inflates me… wholesale brings me down.
What am I?

Think you know?

Because if your rate’s not coming from a direct wholesale lender like MTGWholesale…
You might be paying more than you should.

Drop your guess in the comments — or visit mtgwholesale.com and find out for yourself.

”

Get low mortgage rates in seconds with a San Diego Mortgage Broker. Use our FREE online pre-approval tool or our refinance rate checker.

11/27/2024

**"Brought to You by MTGWholesale.com: Your Trusted Partner in Mortgage Excellence!

09/14/2024

# # # **🔑 Key Emailing Tactics to Drive Action in Real Estate & Loan Origination**
**Brought to you by Rafie Sahial & MTG Wholesale**

If you're in real estate or loan origination, you know how important it is to stand out in a crowded inbox. Here are some unique, actionable email strategies to boost your engagement and get prospects to take action. Let’s dive in with examples!

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**1️⃣ Personalize Beyond the Name**
Personalization is more than just adding someone's name. Tailor your email to their recent actions, interests, or the market trends affecting them.

**Example:**
“Hi Sarah, I noticed you’ve been checking out homes in La Jolla. Let’s connect about locking in a lower rate for your dream property while the market is in your favor.”

---

**2️⃣ Craft Curiosity-Driven Subject Lines**
Your subject line needs to be a hook that sparks interest! Use curiosity or time-sensitive language to prompt an open.

**Example:**
“Are you missing out on a 1% rate drop? Here’s what you need to know…”

---

**3️⃣ Offer Immediate Value**
Always give something of value upfront. Share insights, new listings, or market predictions that matter to them.

**Example:**
“The Federal Reserve is likely dropping rates soon—let’s talk about how this could save you thousands on your mortgage.”

---

**4️⃣ Clear & Actionable CTAs**
Don’t complicate it. Make your Call-to-Action (CTA) simple, direct, and easy to follow. A clear CTA leads to higher conversions!

**Example:**
“Schedule a 15-minute call with me today, and I’ll help you lock in your best mortgage rate.”

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**5️⃣ Test & Track**
Don’t forget to A/B test your subject lines and layouts to see what resonates best. Use tools to track email opens, clicks, and replies to refine your strategy.

**Example:**
Test “Exclusive offer: Lock in your rate today!” vs. “Rates are dropping—act fast to save!” to see which gets better engagement.

---

**6️⃣ Automate but Keep It Personal**
Use automation for follow-ups but make sure the messaging feels personalized and timely.

**Example:**
“Hey, I noticed you opened my last email—let’s lock in that lower rate now before the market shifts again.”

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Utilize these strategies to stand out in your prospects’ inbox and drive meaningful results!

👉 **Follow Rafie Sahial & MTG Wholesale for more tips on mastering real estate and loan origination sales.**

09/14/2024

08/06/2024

People, Product, Purpose in Real Estate

Brought to you by MTGWholesale.com

**1. People**

Significance:**
In real estate, people are the cornerstone of success. This includes both your clients and your team.

- **Client Focus:** Understand the unique needs and preferences of your clients. Building strong relationships through empathy and trust is crucial for success.

- **Team Empowerment:** Invest in your team by providing training, fostering a supportive environment, and aligning their goals with the company's mission.

Strategies:**
- **Personalized Service:** Tailor your approach to meet individual client needs and build lasting relationships.
- **Ongoing Development:** Regularly update your team’s skills and knowledge to keep them motivated and effective.

2. Product**

Significance:**
The product in real estate is the property and the value it represents. It’s not just about selling a house; it’s about presenting a lifestyle and an opportunity.

- **Quality Presentation:** Ensure that properties are showcased in their best light, highlighting key features and benefits.

- **Market Knowledge:** Stay informed about market trends and property values to provide accurate and compelling information to clients.

Strategies:**
- **Staging and Marketing:** Use professional staging and targeted marketing to enhance property appeal.
- **Detailed Insights:** Offer comprehensive market analysis and property details to help clients make informed decisions.

3. Purpose**

Significance:**
Purpose connects your business practices with broader values and goals. It involves aligning your operations with your company’s mission and making a positive impact on the community.

- **Mission Alignment:** Ensure that your real estate activities reflect the core values and mission of your company.

- **Community Engagement:** Participate in community initiatives and promote sustainable practices to strengthen your brand’s reputation and impact.

Strategies:**
- **Value-Driven Marketing:** Highlight how your services and properties align with your company’s mission and community values.
- **Sustainable Practices:** Advocate for and incorporate eco-friendly practices in your business operations.

By integrating **People, Product, Purpose** into your real estate strategy, you create a holistic approach that enhances client relationships, showcases your offerings effectively, and aligns your business with meaningful goals.

**MTGWholesale.com** is proud to support real estate professionals in adopting this comprehensive approach to drive success and build a positive impact.

The San Diego Area Real Estate, Social Events & Networking !

Get low mortgage rates in seconds with a San Diego Mortgage Broker. Use our FREE online pre-approval tool or our refinance rate checker.

07/24/2024

Negotiating with Strategic Selling for Real Estate Agents

**Brought to You by MTG Wholesale**

Key Strategies for Effective Negotiation

**1. Understand Client Needs**
- **Listen Actively:** Focus on client’s preferences and concerns.
- **Ask Questions:** Get insights into their motivations and financial goals.
- **Document Everything:** Use CRM systems for detailed records.

**2. Build Trust and Rapport**
- **Show Expertise:** Demonstrate market knowledge and share success stories.
- **Communicate Transparently:** Set realistic expectations and keep promises.

**3. Create Value**
- **Highlight Unique Features:** Emphasize what makes the property special.
- **Leverage MTG Wholesale:** Offer exclusive financing options from our 134 lenders.
- **Address Objections:** Prepare responses and show empathy to concerns.

**4. Apply Strategic Negotiation Techniques**
- **Set Objectives:** Define clear goals and priorities.
- **Use Data:** Support your position with market data and financial scenarios.
- **Persuade Effectively:** Use reciprocity and scarcity tactics.

**5. Close the Deal**
- **Summarize and Confirm:** Recap agreements and outline next steps.
- **Seek Commitment:** Ensure all parties agree and formalize quickly.



For more resources, visit MTG Wholesale’s website.

Get low mortgage rates in seconds with a San Diego Mortgage Broker. Use our FREE online pre-approval tool or our refinance rate checker.

04/21/2024

Redfin your mortgage rate! With

03/09/2024

The "100 and 20 rule" is a pricing principle used in real estate. It suggests listing a property at 100% of its market value, but being open to offers as low as 80% of the listing price. This rule helps attract buyers and allows for negotiation. Brought to you by MTGWholesale.com.