Wealth Centric

Directions Website Contact the business

Wealth Centric Build Wealth - Protect Assets - Realize Dreams WealthCentric is designed to meet all insurance and financial services needs. Member FINRA/SIPC.

Our mission is to provide professional service to guide our clients in wealth growth and preservation, asset protection and legacy building. Our team and partners are selected based on their expertise in tax preparation, estate planning, asset protection and investment strategies. We simplify the sophistication of wealth management without compromising on the expected result. Investment Advisor Representative offering securities and advisory services through Independent Financial Group, LLC (IFG), a Registered Investment Adviser. Wealthcentric and IFG are unaffiliated entities. CA insurance license . For a list of states in which we are registered to do business, please visit https://www.wealthcentricgroup.com/

The information provided herein has been obtained from sources believed to be reliable however we cannot guarantee or represent that it is accurate, complete or current. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third-party sites.

The average renters insurance policy costs about $15 a month.It covers your belongings if they're stolen or damaged, you...
10/16/2026

The average renters insurance policy costs about $15 a month.
It covers your belongings if they're stolen or damaged, your liability if someone gets hurt in your home, and temporary housing if you can't stay there after a covered loss.
Your landlord's policy covers the building. Not your laptop. Not your furniture. Not your clothes.
For about 50 cents a day, that gap closes completely.

10/15/2026

What is "DIC" Insurance Policy?

"Full coverage" sounds like you're covered for everything.You're not - and that's not a criticism. It's just how the ter...
10/15/2026

"Full coverage" sounds like you're covered for everything.
You're not - and that's not a criticism. It's just how the term works.
Full coverage typically means liability, collision, and comprehensive. What it often leaves out: uninsured motorist protection, roadside assistance, rental reimbursement, and gap coverage if you're financing a newer vehicle.
In California, roughly 17% of drivers on the road are uninsured. That means about 1 in 6 cars around you right now. If one of them hits you, your ability to recover depends on whether your policy includes uninsured motorist coverage - not whether theirs does.
The good news? These additions are usually affordable - and most people are pleasantly surprised when they find out what a full policy review turns up.
When was the last time someone actually walked through your auto policy with you?

A San Diego homeowner reached out to us on a Friday afternoon.She had just received a non-renewal notice from her insura...
10/14/2026

A San Diego homeowner reached out to us on a Friday afternoon.
She had just received a non-renewal notice from her insurance carrier - a 30-day notice with no further explanation other than "market conditions." Having owned her home for 11 years without filing any claims, she felt uncertain.
She had already contacted two other agents, both of whom informed her that options in her ZIP code were severely limited and that she would likely need to enroll in the FAIR Plan.
We went into action.
By Tuesday, she had secured a policy through a specialty carrier she had never encountered before, offering coverage that was even more comprehensive than what she had lost. While her premium was higher than her previous one, it was still lower than the FAIR Plan quote she had received.
The California insurance market is challenging, but it's not impossible if you know where to look.
With 30 years of experience, we have established access to carriers and markets that most agents do not tap into. That’s what sets us apart.
If you've received a non-renewal notice or are concerned one might be on the way - contact us before settling for less. 858-450-6000 or wealthcentricgroup.com

Myth: “Roth IRAs are confusing - I don’t know where to start.”Reality: It’s one of the simplest ways to make your money ...
10/13/2026

Myth: “Roth IRAs are confusing - I don’t know where to start.”
Reality: It’s one of the simplest ways to make your money grow!
Deadline: April 15 is the deadline to contribute for last year.

Even a small contribution can give you:
💰Tax-free growth over time
💰Tax-free withdrawals in retirement
💰Compounding power that turns small steps today into a bigger nest egg tomorrow

Already have a tax refund? You could put that money to work immediately - no extra effort required.

💡 A few minutes of planning now can unlock decades of tax-free growth for your retirement.

🌐 wealthcentricgroup.com | 📞 858-450-6000

🌧️ 47 of California’s 58 counties had a state of emergency declared due to flooding in 2023.Now, NOAA’s September foreca...
10/12/2026

🌧️ 47 of California’s 58 counties had a state of emergency declared due to flooding in 2023.
Now, NOAA’s September forecast puts the chance of a very strong El Niño above 90% for fall and winter 2026–27.
What could that mean for California? Heavier or prolonged rainfall, overwhelmed storm drains, and coastal flooding are potential impacts. It doesn’t guarantee your neighborhood will flood, but it’s a reason to prepare.
🏠 Along with clearing gutters and checking drainage, review your insurance. Most homeowners policies don’t cover flood damage, and your lender may not have required separate flood insurance.
📩 Message Wealth Centric to review your flood insurance options before the rainy season.

Sources: California DWR; NOAA, September 2026. Local weather impacts remain uncertain.

🏠 Your lender didn’t require flood insurance. Should you still consider it?When you bought your home, you likely arrange...
10/12/2026

🏠 Your lender didn’t require flood insurance. Should you still consider it?
When you bought your home, you likely arranged the insurance needed for closing. If flood insurance wasn’t required, you may never have received a quote or discussed what it covers.
That’s worth revisiting. Your lender’s requirements don’t tell the whole story about your home’s flood risk. Homes outside high-risk flood zones can still flood, and most homeowners policies don’t cover that damage.
You don’t have to wait for a lender to bring it up. Start by finding out what coverage is available and what it would cost.
📩 Message Wealth Centric for a flood insurance quote so you can make an informed decision for your home.

A $1 million umbrella policy typically costs less than a streaming subscription.It covers what your home and auto polici...
10/11/2026

A $1 million umbrella policy typically costs less than a streaming subscription.

It covers what your home and auto policies can't and most people who ask about it end up wishing they'd looked into it sooner.

If you're in your 30s or 40s and feel like you're behind on money - you're not alone, and you're not too late.You just n...
10/10/2026

If you're in your 30s or 40s and feel like you're behind on money - you're not alone, and you're not too late.

You just need a system. Here's one that works.

Kill the credit card debt first. High-interest debt is the single biggest leak in most people's financial picture. Stop it before anything else.

Build your credit like it's an asset. Because it is. A strong credit profile opens doors most people don't realize are connected to it.

Stop financing depreciating cars. A paid-off vehicle and no monthly payment is one of the quietest wealth-building moves there is.

Take every dollar of your 401(k) match. That's your employer handing you free money. Take all of it.

Open a Roth IRA and put something in even $50 a month. Tax-free growth over 20 years is one of the most powerful tools available to everyday people. The best time to
start is now.

Automate 10% of your income into investments before you see it. You won't miss what you never touch.

Stack 3 to 6 months of expenses somewhere you don't touch. This is the foundation everything else is built on.

Keep your lifestyle below your paycheck not right on it. The gap between what you earn and what you spend is where wealth is built.

Build an extra income stream. It doesn't have to be complicated. It just has to exist.

Start planning now so your 50s feel like freedom. Not catch-up.

You're not behind. You're just getting started and getting started with a plan is what changes everything.

🏠 Does your homeowners insurance cover flood damage?Most homeowners policies don’t cover flooding from rising water outs...
10/10/2026

🏠 Does your homeowners insurance cover flood damage?
Most homeowners policies don’t cover flooding from rising water outside your home. That includes flooding caused by heavy rain or an overflowing river.
A burst pipe and a flood may both leave you with water damage, but your policy treats them differently. Where the water comes from matters.
💧 Flood insurance provides separate protection for covered flood damage. Building coverage and coverage for your belongings are worth reviewing so you understand what you’re purchasing.
📩 Message Wealth Centric to review your current coverage and get a flood insurance quote.

Address

6650 Flanders Drive #F
San Diego, CA
92121

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Website

Alerts

Be the first to know and let us send you an email when Wealth Centric posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Wealth Centric:

Shortcuts

Sponsored

Share

Category