Carla Silva

11/08/2024

08/05/2022

Your credit score will help determine the type of loan you get, as well as the interest rate and points paid. The better your score, the more affordable loan you can get, often with more options for a low down payment. Review your credit report, make adjustments and get prepared so you can enjoy the lowest interest rate possible and save cash over the life of your loan.

08/03/2022

With service so great, you're sure to come back! Contact TEAM SILVA today!

07/29/2022

San Diego summers are filled with great weather and outdoor fun!

07/27/2022

A real estate agent will be an important member of your home buying team. Even if you plan to find a home on your own, that’s only one part of the process. A real estate agent will be there to help you navigate contracts between you and the seller and set up important things like the home inspection. As a new buyer, the process can be overwhelming, and you’ll benefit from the expert help.

07/21/2022

TEAM SILVA will be with you every step of the way to ensure you know what is happening and that the process stays on track!

07/16/2022

San Diego summer's can't be beat!

07/16/2022

Did you know there are education courses that can help you prepare for homeownership? Homebuyer education is typically required when using a homebuyer assistance program, but any buyer can benefit. In these courses, you’ll learn about the home buying process, common mortgage terms, budget planning, ways to improve your credit and more. Plus, studies have found that simply participating in these courses helps buyers avoid delinquencies and significantly reduces the risk of foreclosure.

07/13/2022

Here to make the process as smooth as possible.

07/08/2022

Of course there are advantages to putting down 20 percent or more on a home, but it’s not a necessity. As a matter of fact, low down payment options have been around for a long time, and data shows that low down payment loans with sound underwriting (loan is fully documented, income verified) are just as successful as loans with large down payments. Plus, using a low down payment loan may get you into a home now (instead of 3 years from now), leaving your savings for other home buying expenses.

07/06/2022

TEAM SILVA comes 100% recommended! 🙌

07/04/2022

Current mood: Cue the sparklers.

Happy Birthday, America!